Anthony Masiello is a financial advisor at Fidelity with two years of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining Fidelity, Masiello was involved in the food service industry at Mezzaluna Pizza and has experience in real estate with Landmark Realty of Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and is notable for its use of algorithmic methods and advisory roles with multiple fund structures.

Robert Walls is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with LPL Financial since 2013 and previously worked at Space Coast Credit Union for six years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Carol Wells is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Her prior roles include positions at PennyMac, Spring EQ, NewRez, and Ditech Financial. Outside of her advisory work, she is employed as a bookkeeper for a health care provider called Family Comes First. Fidelity, through its Strategic Advisers LLC division, offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, with a focus on model portfolios built from mutual funds, ETFs, and ETPs, and serves in advisory roles for multiple registered investment companies.

Tyler Binkiewicz is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. His prior roles include positions at SouthState Bank, the Jacksonville Jaguars, and Ameris Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolios, with a focus on systematic methodologies and long-term asset allocation.

Igor Chernetskiy is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 credentials and one year of industry experience. He has worked with Primerica Financial Services since 2020 and PFS Investments Inc. since 2022. Outside of financial advising, he is involved in several transportation-related businesses, including serving as CEO of Victory Transportation, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Zachary Toelle is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and 16 years of industry experience. He has worked with Community First Credit Union of Florida and Cuso Financial Services, LP over the past 15 years. Outside of his advisory role, he is the owner of Raptor Forge LLC, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management backed by research and model portfolios.

Kevin Phillips is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021, with prior experience at Merrill and in the health and fitness sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, employing systematic methodologies and long-term asset allocation benchmarks.

Jason Hardesty is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 63 and Series 65 designations. His work history includes roles at Bank of America, MML Investors Services, MassMutual, and AXA Advisors. Outside of finance, he is involved in managing a restaurant/bar. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Robert Battinelli is a Planning Consultant at Fidelity Investments. In this role, he partners with three Financial Consultants to support clients as they work toward their financial goals, utilizing Fidelity's resources to maintain an updated understanding of clients' goals and financial information. His approach emphasizes transparency, trust, and commitment to provide a consistent experience for clients. Robert has been with Fidelity Investments since 2018, holding various positions including Investment Solutions Representative, Licensing Mentor, High Net Worth Associate, and Client Relationship Advocate. This progression reflects his experience across different facets of financial services within the firm. Outside of his professional responsibilities, Robert enjoys activities such as exploring food, watching movies, engaging in outdoor adventures, traveling, and practicing yoga.

Christopher Devito is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds Series 63 and Series 66 designations. Prior to his current role, he worked at Wells Fargo Bank and Chase Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kevin Koski is a financial advisor at OSAIC with 37 years of industry experience and holds Series 63 and Series 65 licenses. His prior experience includes roles at Securities America Advisors, Inc. and Investacorp Advisory Services. He also operates a separate financial advisory business, Kevin Koski Financial, providing investment and retirement advice. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services, utilizing advanced asset-allocation tools and third-party resources to manage portfolios across multiple investment types.

Jennifer Crocker is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 66 credentials and has been affiliated with various Fidelity entities since 2006. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios, and it is notable for its role as a commodity pool operator and its use of AI-driven research methods.

Travis Crawford is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has previously worked at Enterprise Rent-A-Car and Comcast Corporation. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Jason Labud is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked within various Fidelity entities since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop systematic model portfolios across mutual funds, ETFs, and ETPs.

Kenneth Ackis is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch since 2008. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Terrance Ray is a financial advisor at Thrivent Investment Management with credentials including the Series 63 and Series 66 licenses. He has over 20 years of experience in the insurance industry, including roles at Allstate Insurance Company and Triumph Insurance Group, LLC. Outside of his advisory work, he serves as a pastor at Christ in Action International, Inc. and holds a treasurer position on a local homeowners association board. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and broad financial planning topics such as retirement, income tax, estate, and business continuation planning. The firm offers planning as a standalone service without portfolio management or institutional advisory roles, allowing clients to combine planning with managed accounts under a consolidated billing option.

Franklin Beard is a financial advisor with UBS Financial Services in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has been with UBS since 2002. Outside of his advisory work, he is a partner in Underbelly Productions Inc., a live music venue and hospitality business. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, utilizing proprietary capital market assumptions and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management solutions and offers a broad range of capital markets services.

Eric Steen is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined the financial services industry in 2013 after spending 13 years managing a family business. Eric takes a disciplined approach to long-term wealth planning that aligns with clients' personal financial goals. He emphasizes a tactical approach supported by investment insights from Merrill and comprehensive banking and lending solutions through Bank of America. Eric's expertise covers education planning, equity compensation services, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, sports and entertainment, and retirement income. He holds professional designations as a Personal Investment Advisor (PIA) and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Eric earned a bachelor's degree from Nichols College and a master's degree from the University of North Florida. Outside of his professional role, Eric is a commissioned officer in the Florida Army National Guard and an active member of that organization. He is married with three sons and enjoys sports such as baseball, basketball, football, soccer, and pickleball, in which he competes. His personal interests also include chess, cooking, hiking, traveling, watching movies, and spending time with his family.

Chase Misner is a Planning Consultant at Fidelity Investments, where he has been working since 2021. He began his career at Fidelity as a Workplace Planning Associate, progressed to Workplace Planning Consultant, and currently serves as a Regional Center Planning Consultant. In his role, Chase focuses on building personal connections with clients to understand their unique financial needs and develop tailored plans that address both immediate and long-term objectives. Chase holds insurance licenses in Arkansas and California, supporting his ability to provide comprehensive financial guidance. He emphasizes trust, integrity, and security in his approach to helping clients navigate the complexities of finance. His goal is to collaborate with clients to create a financial roadmap that aligns with their goals and fosters confidence in their financial decisions.

Edugie Ekuase is a Series 66 licensed financial advisor with J.P. Morgan Securities in Jacksonville, FL, with two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, he worked at Thrivent Investment Management. Outside of his advisory role, he has tutored finance and science courses through Varsity Tutors. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.