Behzad Mansouri is a financial advisor at Charles Schwab with 26 years of industry experience and holds Series 63 and Series 65 designations. He previously worked at Oppenheimer for nine years. Mansouri serves on the Global Advisory Board of More Than Capital and is a board director for a residential building, focusing on governance roles. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a structured approach to multi-asset portfolios and alternative investments.

Marie Baldenegro is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at USAA in various financial planning and investment management roles from 2014 to 2020. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment recommendations and access to affiliated discretionary managed accounts. The firm is notable for its integrated structure, scale, and multi-asset investment approach combined with centralized custody and operational services.

Michael Petruso is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TD Ameritrade and RockBox Fitness, among other roles. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios and a formal process for alternative investments.

Timothy Fontenot is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes long tenures at Avantax and Thomson Reuters. Outside of his advisory role, he provides tax preparation services and serves as an alternate member of the Keller Public Arts Board. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, institutional, and retirement clients with a multi-manager platform offering a range of portfolio management, financial planning, and consulting services.

Christina Galvan is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 designations and five years of industry experience. Her career includes roles at Charles Schwab Bank, Charles Schwab, TD Ameritrade, GM Financial, and Allied Federal Credit Union. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, leveraging multi-asset model portfolios, alternative investments, and a centralized operational structure.

Duc Nguyen is a financial advisor at Charles Schwab with designations Series 63 and Series 66 and five years of industry experience. His prior work includes positions at TD Ameritrade and Charles Schwab Bank, along with six years at NVP Homes, LLC. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, employing multi-asset model portfolios and a centralized operational model that supports a broad range of advisory and custody services.

David Antoszek is a financial advisor with Charles Schwab in Westlake, TX, holding Series 66 and Series 63 licenses and having two years of industry experience. His prior work includes positions at Union Pacific, The Exterior Expert Group, and Jet Transport Inc. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, leveraging multi-asset model portfolios and a centralized operational structure.

Bryce Cook is a financial advisor with Charles Schwab & Co., Inc., holding Series 65 and Series 63 registrations and having two years of industry experience. He has worked at Charles Schwab since 2022 and previously held positions at Walmart, Texas Bank Financial, Third Coast Bank, and Worthington National Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management solutions, combining multiple asset models with centralized custody and operational support.

Thomas Leake is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has nine years of industry experience. His work history includes roles at TD Ameritrade from 2016 to 2022, followed by positions with Charles Schwab and Co., Inc. and Charles Schwab Bank, SSB since 2022 and 2023, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and other managed-account and financial planning services. The firm combines non-discretionary advisory relationships with affiliated discretionary separately managed accounts, offering multi-asset model portfolios and a structured alternative investment program.

Ryan Carnes is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and four years of industry experience. His prior work history includes roles outside of finance in automotive sales and retail. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a large, integrated operational structure.

Brandon Shipp is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and five years of industry experience. His prior employment includes roles at TD Ameritrade and Charles Schwab Bank. Outside of his advisory work, he has worked as a driver for food delivery services such as DoorDash and Grubhub. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a primarily non-discretionary client relationship model, providing both advisory recommendations and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Jason Carlson is a financial advisor with Charles Schwab in Westlake, TX, holding CFP® and ChFC® designations and 24 years of industry experience. He has worked at Charles Schwab and its affiliated entities since 2018, and previously was with Fidelity Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocation and alternative investment options.

Efraim Gonzalez Cardenas is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab, TD Ameritrade, and Charles Schwab Bank. Outside of his advisory role, he assists with bookkeeping and financial management for a retail business owned by his spouse. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management, as well as integrated brokerage, custody, and cash-sweep services.

Roger Williams is a financial advisor with Edward Jones in Azle, TX, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2010. Outside of his advisory role, he has served as Vice President of Budget & Finance for the Lake Pointe Elementary PTA, where he was responsible for preparing annual budgets and directing fundraising efforts. Edward Jones is a full-service wealth management firm serving over four million clients, including both individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated services through a large network of financial advisors and branch offices.

Blanca Fernandez is a financial advisor at Charles Schwab with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Fidelity Investments, Texas Capital Private Bank, and Regions Private Wealth. Outside of her advisory role, she owns a rental property consisting of a home and barn apartment. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm provides a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by integrated custody and brokerage services.

Kaitlyn Chance is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 63 and Series 66 credentials. Prior to joining Charles Schwab in 2021, she worked at Steven F. Austin State University and has experience with the Delta Zeta Sorority National and Kroger. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, with an emphasis on multi-asset model portfolios and alternative investment options.

Meghann Newman is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 65 credentials and 21 years of industry experience. She has worked at Charles Schwab since 2016 and at Charles Schwab Bank, SSB since 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

David Morris is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 designation and has worked at firms including Mass Mutual Investors Services, Park Ave Securities, and Peak Brokerage Services. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, multi-asset model portfolios, and a formal alternative-investment onboarding process.

Arthur Kapenya is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and six years of industry experience. He has worked at Charles Schwab since 2018, with a brief period elsewhere between 2021 and 2022. Prior to his financial services career, he held roles at Walgreens and Kroger. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering integrated advisory, brokerage, custody, and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Lana Mohamed is a financial advisor with Charles Schwab, holding a Series 66 credential and two years of industry experience. Prior to joining Schwab, she worked at Wright and Greenhill and spent several years in full-time education. She is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.