Armand Alaverdian is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. His prior roles include 12 years at Waddell & Reed and several years as a self-employed advisor. Outside of his advisory work, he teaches piano for a few hours each month and occasionally auctions personal items online. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party managers. The firm uses a client intake process to tailor services and operates a hybrid referral and implementation model involving multiple advisory program sponsors.

Kevin Corrigan is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Woodbury Financial Services, Questar Asset Management, and Allianz Life Insurance Company. Outside of his advisory role, he is involved in fixed insurance sales and holds ownership interests in investment-related LLCs. OSAIC serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing a variety of investment tools and platforms to manage portfolios across asset classes.

Patricia Gall is a financial advisor with Wells Fargo Clearing in Torrance, CA, holding a Series 66 designation and 23 years of industry experience. She has worked at Wells Fargo in various capacities since 1994, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Curtis Wolfslau is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2015, including a role at Morgan Stanley Private Bank, N.A. since 2018. He is also affiliated with Chapman University since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers various advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Tanjeema Islam is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She has worked with Wells Fargo Advisors LLC since 2011 and has been associated with Wells Fargo Bank, N.A. since 1997. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Mark Thornburg is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his advisory role, he is a partner in Timbercreek, a golf driving range in Lewisville, Texas. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and delivers tailored recommendations using proprietary research and tools, with clients able to implement these recommendations through various brokerage or advisory programs.

Henry Wu is a financial advisor at Morgan Stanley in El Segundo, CA, holding a Series 66 designation with 18 years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning that utilizes structured discovery and approved planning tools, managing approximately $2.74 trillion in client assets.

Jessie Umana is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has prior work experience at Hadd-Co and El Pollo Inka. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop diversified model portfolios.

Gilberto Alvarez is a CFP® with 12 years of experience in the financial services industry. He is currently with Charles Schwab, where he has worked since 2019 across several affiliated entities. Prior to Schwab, Alvarez was with Wells Fargo and its related firms from 2014 to 2021. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Vince Jones is a financial advisor at Thrivent Investment Management with a Series 66 credential and three years of industry experience. Prior to joining Thrivent, he held roles at firms including Cetera and Northwestern Mutual, and has also worked with various gig economy companies such as DoorDash and Uber Technologies. Outside of his financial advisory work, Vince serves as a high school baseball umpire for the California Baseball Umpires Association South Bay Unit. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and specialized planning in areas such as retirement and tax planning, with planning services delivered separately from managed-account programs.

Jessica Pasco is a financial advisor at LPL Financial with one year of industry experience. She holds the Series 66 credential. Prior to joining LPL Financial, she worked in event management and technology firms. In addition to her advisory role, she is a commissioned notary public. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources across discretionary and non-discretionary management styles.

Matthew Goschnick is a financial advisor with LPL Financial in Manhattan Beach, CA. He holds a Series 66 designation and has experience with firms including Prudential Financial, PSC, Findex, and Thinking Financial Group. His career includes a period focused on travel and relocation between 2023 and 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Jacob Kawahara is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Asset Living: Younion. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and third-party sources.

Larry Aguayo is a financial advisor with Ameriprise in Huntington Beach, CA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Penney Gagne is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and possessing 31 years of industry experience. She has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Suzanne Chai is a financial advisor at Fidelity with 23 years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including Bank of America, Merrill, Waddell & Reed, and various insurance carriers. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, offers fund advisory services, and employs systematic methods including AI and algorithmic tools in its investment process.

Dawn Strachan is a financial advisor at OSAIC with 25 years of industry experience and holds the Series 66 designation. She has worked previously with Woodbury Financial Services and Questar Asset Management. Outside her advisory role, she is a certified divorce financial analyst and serves as Treasurer for Collaborative Practice California, a statewide collaborative divorce organization. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and investment advisory services, utilizing firm-provided asset allocation tools and third-party platforms to construct and manage portfolios.

Alex Ganapolsky is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding Series 63 and Series 65 licenses and having 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions grounded in modern portfolio theory. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kathleen Adams Brosterman is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and having 38 years of industry experience. She has worked with MML Investors Services, LLC and MassMutual Life Insurance Company since 1989. In addition to her advisory role, she is involved in health and long-term care sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

Seth Wensel is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has previously worked at Citibank and TD Bank. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.