Michael Lowe is a financial advisor with Raymond James & Associates in Atlanta, GA, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he is involved in agricultural and farming activities through Millpond Farm and Timber. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, pension plans, charitable organizations, and governmental entities, offering tailored financial planning and non-discretionary investment consulting supported by extensive research and a variety of portfolio management strategies.

Timothy Evans is a CFP®-designated financial advisor with 39 years of industry experience, currently with Cambridge Investment Research Advisors. His prior roles include positions at Avantax Advisory Services, UBS Financial Services, and Synovus Securities. He is also a CPA and operates a sole proprietorship providing tax preparation and accounting services. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pensions, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

Frederick Webb II is a financial advisor with Primerica Advisors in Atlanta, GA, holding Series 63 and Series 65 licenses and having three years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services, and is also involved with Georgia Military College and Fulton County Substitute Services. Outside of advisory work, he receives compensation for part-time referrals of home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering model-based investment strategies through third-party asset managers and providing trade execution and custody services via established custodians.

Kenneth Hayes is a financial advisor with Merrill in Atlanta, GA, holding Series 63 and Series 66 licenses and 16 years of industry experience. He previously worked at SunTrust Advisory Services and E*TRADE Securities. Outside of his advisory role, he manages Kenneth G Hayes Transportation LLC, a limited liability company providing rental and leasing services for automobiles and cargo vans. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rene Williams is a financial advisor with LPL Financial in Atlanta, GA, holding Series 63 and Series 66 credentials and five years of industry experience. Prior to joining LPL Financial in 2021, Williams held positions at Delta Community Credit Union, Amazon.com Inc., The Vanguard Group, Inc., Forge Consulting, LLC, and Assurant Specialty Property. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Marcus Welborn is a financial advisor at Ameriprise with 29 years of industry experience. He holds the CFP®, ChFC®, and Series 63 designations and has been with Ameriprise since 2005. Outside of his advisory role, he manages several business and real estate interests, including ownership and administrative duties in multiple LLCs related to commercial and office real estate. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides customized retirement-income planning and tax-aware withdrawal strategies. The firm’s offerings integrate proprietary research and third-party data to support investment recommendations within a defined product ecosystem.

Craig Gregozeski is a financial advisor with Wells Fargo Advisors in Atlanta, GA, holding Series 63 and Series 65 credentials and 25 years of industry experience. Before joining Wells Fargo Advisors in 2023, he worked with IFG Advisory, LLC and LPL Financial for nine years. Gregozeski is also involved in managing Squire Asset Management, LLC, a firm focused on investment-related activities. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options including retirement, education, and niche services like business-owner transition and special-needs planning. The firm combines advisory services with other financial products through an integrated approach serving clients who meet a net-worth threshold.

Alec Reynolds is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked at the University of Georgia and Mount Pisgah Christian School. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing annual planning advice focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Lynette Ringstad is a financial advisor with Ameriprise in Dallas, GA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing tailored Recommendation Reports that incorporate income sources, Social Security strategies, and tax-smart withdrawals. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with clients’ financial advisors.

Flor Grosch is a financial advisor at Wells Fargo Clearing with four years of industry experience. Prior to joining Wells Fargo, Flor held positions at J.P. Morgan Securities, Merrill, and Bank of America Corporation. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources.

Evelyn Dinkins II is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Ameriprise since 1986, including 15 years at Ameriprise Financial Services, Inc. Outside of advising, he owns and manages Silver Lining Stables, which offers boarding, training, and clinics in equestrian disciplines such as eventing, jumping, and dressage. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement income planning through coordinated client-advisor collaboration and comprehensive investment analysis.

Joscelyn Worrell is a CFP® with 18 years of industry experience, currently serving as a financial professional at Cetera. Her background includes roles at Charles Schwab, TD Ameritrade, and ownership of GroveIQ Tax and Consulting, LLC, which focuses on tax preparation and planning. She is also involved with Stoneguard Management, a property management business. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a nationwide network of independent advisors. The firm serves a diverse client base including individual investors, retirement plans, and institutional accounts, offering a range of portfolio management and consulting services alongside access to multiple program structures and third-party money managers.

Christopher Woods is a financial advisor with Primerica Advisors in Smyrna, GA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2001. Outside of advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm supports advisors with model-based investment strategies and third-party asset managers while operating on a large scale with approximately $15.5 billion in assets under management.

Christopher Derstine is a financial advisor with J.P. Morgan Securities in Atlanta, GA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior work includes roles at Morgan Stanley, E*TRADE, Fifth Third Bank, U.S. Bancorp Investments, Merrill, Bank of America, and Fidelity. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking capital market approach and offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

Sean Dunn is a financial advisor at OSAIC in Atlanta, GA, holding a Series 66 designation and bringing eight years of industry experience. Prior to joining OSAIC in 2026, he spent eight years at Edward Jones and fourteen years at Lockheed Martin Aeronautics Corporation, where he worked as a project lead for avionics hardware test labs on aircraft such as the C-130J and LM-100J. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning and retirement plan consulting. The firm utilizes model-based asset allocation and portfolio optimization tools and supports discretionary and managed account strategies, distinguishing itself by its scale, complex affiliate network, and recent consolidation activity.

Ryan Woodard is a financial advisor with Wells Fargo Clearing in Marietta, GA, holding a Series 66 designation and nine years of industry experience. His prior work includes positions at Morgan Stanley, E*TRADE Securities, Bank of America, and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers brokerage and advisory solutions supported by research and analytics, managing approximately $671 billion in assets with over 14,000 financial advisors.

Victoria Leonard is a financial advisor with Primerica Advisors in Rome, GA, holding Series 63 and Series 65 licenses and having 36 years of industry experience. She has worked at PFS Investments Inc. since 2012 and Primerica Financial Services since 2011. Leonard was also involved with Everything Boutique from 2007 to 2023. In addition to her advisory role, she receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on a range of investment models implemented in partnership with BNY Mellon Advisors.

Richard Richmond is a financial advisor at Primerica Advisors with six years at the firm and a total of five years in the industry. He holds Series 63 and Series 65 licenses. Prior to joining Primerica, he spent ten years at AT&T. Richmond is involved in sales of home security and automation products, as well as loan product referrals, through affiliated companies. Primerica Advisors is a large-scale institutional firm managing a wrap-fee asset management program primarily for individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm relies on model-delivery strategies created by unaffiliated asset managers and offers a range of portfolio models including strategic, tactical, and tax-managed approaches.

Tripp Boyer is a financial advisor with Wells Fargo Advisors in Marietta, GA, holding a Series 63 designation and bringing 31 years of industry experience. He previously worked at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Boyer is a member of the Professional Advisors Network Committee at the Cobb Community Foundation. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using proprietary research and tools.

Stephen Frederick is a CFP®-designated financial advisor at Edward Jones with 23 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.