William Dillon is a CFP® professional with 33 years of experience in the financial services industry. He is currently affiliated with Wealth Enhancement Advisory Services, LLC and has held previous roles at LPL Financial, Cetera Advisor Networks, and Carroll Financial Associates. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process that combines passive and active management across risk classes, supported by quantitative and fundamental research and an internal Investment Committee.

Christopher Senvisky is a Certified Financial Planner (CFP®) with 32 years of industry experience. He joined &PARTNERS in 2024 after working at Wells Fargo Advisors and Wells Fargo Clearing for a combined 15 years. Senvisky is a partner in DWM Partners LLC, an investment-related venture. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, foundations, universities, and sovereign wealth funds. The firm offers investment advisory and brokerage services using a combination of proprietary models and third-party managers, employing fundamental, technical, and quantitative analysis in portfolio management.

Kristin Koptyra is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC. She holds Series 66 and Series 63 licenses and has six years of industry experience, including prior roles at Banc of California and time spent as a full-time parent. First Citizens Investor Services, Inc. provides investment advisory, brokerage, and licensed insurance services to individuals, pension plans, corporations, and charitable organizations. The firm employs strategic and tactical asset-allocation approaches using fundamental, quantitative, and technical analysis, offering clients discretionary and non-discretionary portfolio management options.

Christopher Brown is a financial advisor at Savant Wealth Management with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Exencial Wealth Advisors, LLC and Willingdon Wealth Management LLC. Outside of his advisory role, Mr. Brown is a co-owner and property manager of a rental real estate business in Gastonia, NC. Savant Wealth Management provides comprehensive wealth management and financial planning services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with actively managed investment strategies and offers integrated legal, accounting, and trust services through affiliated entities.

Jacob Smith is a financial advisor at TIAA-CREF with two years of industry experience. He holds a Series 66 designation and previously worked at Principal Life Insurance Company, Principal Advised Services, and Principal Securities, Inc. before joining TIAA-CREF. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through employer retirement plans administered by TIAA. The firm provides a range of advisory services including model portfolio management and customized portfolios under fiduciary standards.

Richard Morrow is a CFP®-certified financial advisor at Janney Montgomery Scott with 33 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Janney in 2019. Outside of his advisory role, Morrow is actively involved in youth leadership development through BSA Scouting and holds multiple leadership positions at the Hound Ears Club in Boone, NC, including president and finance committee chair. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, and advisory services supported by in-house and third-party portfolio management.

Craig Officer is a financial advisor at TIAA-CREF with three years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining TIAA-CREF in 2026, he worked at Strategic Advisers LLC and Fidelity Investments in various capacities from 2022 to 2026. TIAA-CREF Individual & Institutional Services, LLC offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm provides both one-time planning services and ongoing portfolio management, utilizing a fiduciary standard and a vertically integrated model that includes affiliated funds and donor-advised fund advisory.

Holly Dippert is a financial advisor with Sanctuary Advisors, LLC in Charlotte, NC, holding a Series 66 credential and bringing 20 years of industry experience. She previously worked at LPL Financial from 2013 to 2021. Outside of advisory work, she serves as Corporate Secretary for Ultimate Transport, Inc., a bulk water hauling company. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and uses a network of independent advisors and sub-advisors to implement diverse investment strategies.

Elizabeth Munday is a financial advisor at TIAA-CREF with 25 years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including Nuveen Securities, LLC and Wells Fargo Funds Management, LLC. Munday is based in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management through model and customized portfolios.

Amber Nelson is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. She has been with TIAA and its affiliates since 2006. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and corporate entities. The firm offers a range of services including customized portfolio management and acts as adviser to a donor-advised fund.

Felipe Soto Ramos is a CFP® certificant with four years of experience in the financial services industry. He is currently an advisor at Schwab Wealth Advisory, Inc. Prior to joining Schwab, he held roles at Truist Advisory Services and Credit Suisse, among others. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools to support investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

David Toms is a financial advisor at TIAA-CREF with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates within a vertically integrated structure, offering both model and customized portfolio management options and serving as adviser to a donor-advised fund.

Karen Boschert is a financial advisor at Savant Wealth Management with 18 years of industry experience. She has previously worked at Exencial Wealth Advisors, LLC, Willingdon Wealth Management, LLC, and TD Ameritrade. Outside of her advisory role, she is a Pilates instructor, teaching classes monthly. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and offers integrated legal, accounting, and trust services through affiliated entities.

Scott Anderson is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 10 years of industry experience. He has worked at several related entities within the Truist organization since 2015, including Truist Investment Services, Inc. and BB&T Securities, LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, participant advice, and a manager-selection program that blends discretionary and non-discretionary consulting, supported by inter-affiliate integration and AI-enabled research tools.

Brent Sampey is a financial advisor with PNC Wealth Management in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has been with PNC in various capacities since 2015, including roles at PNC Bank and PNC Investments. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including a discretionary digital model account offered as an invitation-only pilot for employees. The firm’s approach uses algorithmic risk assessment and approved model strategies managed by PNC or third-party strategists, focusing on mutual funds and ETFs with annual rebalancing.

Ranjini Pathak is a financial advisor with PNC Wealth Management in Charlotte, NC. She holds Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining PNC Wealth Management, she worked at Fifth Third Securities and held roles at Fifth Third Bank and Woodforest National Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including a discretionary digital portfolio solution available as an invitation-only pilot for employees with PNC Bank online credentials. Their approach uses algorithm-driven model recommendations with implementation via mutual funds and ETFs, featuring annual rebalancing and third-party portfolio management.

Christopher Mcclure is a financial advisor at TIAA-CREF with 25 years of industry experience. He has been with TIAA and TIAA-CREF since 2003. Outside of his advisory role, he is involved as an agent for an LLC focused on rental properties and has a small ownership stake in a local sports franchise, the Charlottetowne Hops FC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund while operating within a vertically integrated group that uses affiliated funds.

Lindsey Prokay is a financial advisor at TIAA-CREF with 16 years of industry experience. She holds the Series 66 designation and has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing employer retirement plan relationships, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers both model and customized portfolio management and serves as adviser to a donor-advised fund.

Dionne Loney is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and two years of industry experience. Her prior experience includes three years at Edward Jones and roles in health-related services before joining TIAA in 2026. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm operates a vertically integrated advisory model offering both point-in-time planning and ongoing portfolio management, including customized and model-based investment solutions.

Frances Pumphrey is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 credentials and with 18 years of industry experience. She has been with First Citizens Investor Services since 2016. Outside of finance, she is involved in a bluegrass gospel music group, where she performs as a singer and manages record-keeping. First Citizens Investor Services, Inc. provides investment advisory, brokerage, and licensed insurance services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses a combination of strategic and tactical asset allocation and offers portfolio management through model portfolios, separately managed accounts, and an automated Guided Investing platform.