Brian Endicott is Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2018. He has extensive experience in financial planning and wealth management, having previously worked as a Wealth Management Advisor at TIAA from 2017 to 2018, and held various positions at Fidelity Investments since 2012, including Financial Consultant, Investment Consultant, and Financial Representative. Brian holds a California Insurance License, supporting his expertise in financial services. He emphasizes building long-term relationships with clients and prioritizes their interests in helping them achieve their personal and financial goals through comprehensive financial planning. Outside of his professional work, Brian has personal interests in fitness, football, music, parenthood, reading, and traveling.

Jessica Meunier is a financial advisor at Edward Jones in Redwood City, CA, holding a Series 66 designation with three years of industry experience. She previously worked at Dow Janes, Empowered Personal Finance, and LPL Financial. Outside of her advisory role, she earns royalties from Amazon Kindle Direct Publishing. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a comprehensive range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 financial advisors.

Priscilla Fung is a Financial Consultant currently working at Fidelity Investments since 2025. She previously held positions at J.P. Morgan Chase, serving as Vice President-Private Client Advisor from 2024 to 2025 and Assistant Vice President-Private Client Banker from 2020 to 2024. Her career has focused on private client financial services, providing tailored financial advice. She holds a California Insurance License, supporting her expertise in financial planning and insurance matters. Priscilla emphasizes a collaborative and transparent approach, aiming to help clients make confident decisions about their financial futures. Outside of her professional work, Priscilla enjoys attending concerts, participating in family activities, engaging with friends in social events, practicing Pilates, traveling, and volunteering.

Bridgette Chang is an Investment Consultant at Fidelity Investments, a position she has held since 2025. She is focused on helping clients strive for their financial goals through her professional process, beliefs, and values. Her experience in the financial industry includes roles such as Relationship Banker and Associate Banker at J.P. Morgan Chase Bank, N.A., as well as Financial Representative at Fidelity Investments. Bridgette holds a California Insurance License. Outside of her professional work, Bridgette has personal interests in fitness and photography.

Seth Novosel is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked across various roles including positions at Amazon Web Services and multiple academic institutions prior to joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and models.

Janet Chow is a financial advisor with Mass Mutual Investors Services and holds the ChFC®, Series 63, and Series 65 credentials. She has 31 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Co. Outside of advisory work, she operates as an independent insurance agent selling various insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars focused on collaborative, goal-based planning.

Edward Sickel IV is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Gabriel De Oliveira is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, and Morgan Stanley Smith Barney LLC. Prior to entering the financial industry, he spent five years employed at Starbucks and the University of California, Davis. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling as part of its advisory services.

Bladimir Marquez is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at ADP Inc. and ADP Broker-Dealer, Inc. for 18 years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses firm-approved tools and methodologies to support its financial planning process.

Daniel Kertz is an Investment Consultant at Fidelity Investments, where he has been working since 2024. Prior to this role, he held positions including Planning Consultant, Investment Solutions Representative III, and Investment Solutions Representative at Fidelity Investments starting in 2021. In his current role, Daniel partners with clients to understand their financial goals and helps them build customized financial plans. Daniel holds insurance licenses in Arkansas and California. He emphasizes the importance of forming strong relationships with clients and their families, maintaining trust, reliability, and competency in his work. Outside of his professional career, Daniel has personal interests in biking, cars, football, movies, and music.

Wayne Loi is a financial advisor at Cetera with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms, including Bancwest Investment Services and East West Bank. Prior to his financial career, he was involved with The Hair Cut Place for five years. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. It offers a multi-manager platform with various investment programs, including discretionary and non-discretionary portfolio management and access to third-party money managers.

Joshua Sheng is a financial advisor at Morgan Stanley in Menlo Park, CA, holding a Series 66 license with one year of industry experience. His prior roles include positions at Northwestern Mutual and Fulcrum Environmental Resources, and he has been self-employed in an education-related business since 2016. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support its financial planning process.

Jeffrey Phillips is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses and with 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling techniques.

Royce Stewart is a financial advisor with LPL Financial in Redwood City, CA, holding Series 63 and Series 66 designations and 36 years of industry experience. He previously worked at SagePoint Financial, Inc. for 10 years prior to joining LPL Financial in 2019. Outside of his advisory role, he holds a director position at Armanino LLP and is employed by Verizon Enterprise Solutions in a non-investment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Meenakshi Saxena is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo in various capacities since 2003, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

George Lu is a Series 66-licensed financial advisor at Merrill with one year of industry experience. His prior work includes roles at Bank of America, Ameritas Insurance Corp., and Fortinet, among others. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Karim Nalbandy is a financial advisor with Charles Schwab, holding a Series 66 designation and 15 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach backed by centralized custody and operational support.

David Cruz Castellanos is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with J.P. Morgan Securities and affiliated entities since 2015, with a brief employment gap from 2017 to 2018. Based in San Jose, CA, he currently serves clients through J.P. Morgan Securities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Ajay Kirpekar is a Series 66 licensed financial advisor with Edward Jones in Saratoga, California, and has one year of industry experience. Prior to joining Edward Jones in 2023, he worked at Principal Financial, University of California, Northrop Grumman, and RiversideRE. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Todd Duncan is a CFA® charterholder and holds a Series 66 license with three years of industry experience. He is currently with J.P. Morgan Securities in Palo Alto, CA. His prior experience includes roles at First Republic Securities Company, Wells Fargo, and Enterprise Trust and Investment Company. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.