Robert Vaughan is a financial advisor at Morgan Stanley in Menlo Park, CA, holding a Series 66 designation with nine years of industry experience. Prior to joining Morgan Stanley in 2017, he worked at Apttus from 2014 to 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Clayton Vandenbossche is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He previously worked at Merrill Lynch and E.K. Riley Investments before joining LPL Financial in 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Mohammad Umar Shams is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Bank of America, Merrill, HSBC, JP Morgan Securities, and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Minyu Chang is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2017, following seven years at UBS Financial Services. Outside of his advisory role, he is involved in property management as a sole proprietor in San Francisco. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and investment guidance from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers services that combine both advisory and broker-dealer capabilities.

Tushar Zalpuri is a Senior Financial Advisor with Merrill Lynch Wealth Management, utilizing the investment resources of Merrill Lynch and the banking services of Bank of America to support various aspects of clients' financial lives. Since joining Merrill Lynch in 2015, he has focused on working with high net worth individuals, households, business owners, and professionals throughout the Bay Area to develop and maintain personalized financial strategies. His client services include corporate executive services, family wealth management, legacy planning, retirement income, and socially responsible investing. Tushar holds a bachelor's degree in economics with a minor in communications from the University of California, Davis. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in Hindi, Spanish, and English, he also participates in professional organizations such as the Serra Alumni Board, UC Davis Men's Rugby, and Zeta Psi Fraternity, Inc. Originally from San Mateo, California, Tushar now resides in San Francisco. While at UC Davis, he was a member of the rugby team that won the D1AA National Championship in 2015. In his spare time, he enjoys running marathons, attending local sporting events, basketball, football, spending time with family, traveling, and watching movies.

Grant Silverman is a CFP® professional with nine years of industry experience, currently affiliated with Cetera. His career includes roles at Northwestern Mutual and managing his own business, Silverman Financial. In addition to financial advising, he is active in insurance sales, focusing on life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party investment options.

Michael Matsuno is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and previously worked at California Polytechnic State University and Nordstrom. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Wai Ip Chan is a financial advisor with J.P. Morgan Securities in Cupertino, CA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. Prior to joining J.P. Morgan Securities in 2018, Chan worked at Merrill and Cetera, among other firms. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Steven Feng is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Russell Bordonaro is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 31 years of experience in wealth management, he specializes in creating personalized financial strategies that reflect his clients’ unique goals and priorities. His areas of expertise include education planning, executive and equity compensation services, family wealth management, legacy and philanthropic planning, tax minimization, retirement income, and portfolio management. Russell began planning for his financial future while still in college, applying his early experience from the hospitality industry to develop a strong foundation in investment and service. He holds a Bachelor's degree from Rutgers University and holds professional designations as a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Russell emphasizes a collaborative, one-on-one approach with clients, beginning every relationship with a comprehensive review of their current financial situation and future aspirations to build a flexible, tailored strategy. Outside of his professional work, Russell is active in his community and values spending time volunteering. He enjoys a variety of personal interests including hiking, cooking, biking, gardening, painting, photography, reading, and spending time with his family. He often engages in art projects and outdoor activities with his adult son while teaching him about the importance of investing in the future.

Claudia Angeja is a financial advisor at Morgan Stanley with nine years of industry experience. She previously worked at Wells Fargo Clearing for seven years and has been with Morgan Stanley since 2016, including her current role starting in 2025. She holds a Series 66 designation. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Sophia Pires is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Bank and Wells Fargo Advisors LLC. Pires is based in Palo Alto, CA, and has been with Morgan Stanley since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services supported by structured planning processes and advanced modeling tools.

Stephanie Shum is a financial advisor with LPL Financial in Burlingame, CA, holding CFP®, Series 66, and Series 63 credentials, with six years of industry experience. Prior to joining LPL Financial in 2025, she worked at Grove Point Advisors LLC and Grove Point Investments LLC from 2023 to 2025, and was self-employed from 2011 to 2018. LPL Financial serves a diverse range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from various sources.

Veronica Yapp is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior roles include positions at Bank of America, Merrill, JPMorgan Chase Bank, Charles Schwab, and American Express. Outside of her advisory work, she is a partner and owner of JVA Supply LLC, a delivery service for non-durable goods serving small businesses in her community. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Edward Harris is a financial advisor with LPL Financial in San Leandro, CA, holding a Series 66 designation and 14 years of industry experience. He has been with LPL Financial since 2016 and also serves as a private banker in wealth management at Fremont Bank since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement consulting, and brokerage services with access to model portfolios, third-party subadvisors, and technology-driven investment approaches.

Sean Morgan is a financial advisor with Fidelity in Palo Alto, CA, holding a Series 66 designation. He has one year of industry experience, joining Fidelity Investments in 2026. Prior to this, his work history includes positions at various organizations such as NTD Television and Pilot City. Fidelity’s Strategic Advisers LLC, where Morgan works, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research and quantitative analysis, utilizing algorithmic portfolio construction and model portfolios drawn from mutual funds, ETFs, and ETPs.

Steven Silver is a financial advisor with Charles Schwab in San Francisco, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2012. Outside of his advisory role, he is involved in real estate property management. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment strategies supported by centralized operational infrastructure and multi-asset model portfolios.

Judy Wang is a CFP® with 28 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory role, she owns a rental property in San Bruno, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Cristania Gourdet is a financial advisor with Edward Jones in San Leandro, CA, holding a Series 66 designation and seven years of industry experience. She previously worked at US Bank from 2015 to 2019 before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of over 23,700 financial advisors.

Victoria Da Conceicao is a financial advisor with UBS Financial Services in Palo Alto, CA. She holds a Series 66 designation and has one year of industry experience. Her prior work includes positions at Bain & Company, GCM Grosvenor, and Oaktree Capital Management. Outside of finance, she has been involved with the nonprofit Alzheimer's Brain Box. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations to tailor solutions for clients.