Michael Lawston is a CFP® professional with 27 years of industry experience, currently serving as an advisor at Cetera since 2019. His prior experience includes roles at First Investors Advisory Services LLC and Fic. Outside of his advisory work, he is active in his community as an executive committee board member and vice president of the Goochland Chamber of Commerce, president of the James River Property Owners Association, and a youth athletics coach. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services, employing a multi-manager platform that allows advisors to utilize affiliated and third-party managers across multiple program structures.

Troy Flinn is a financial advisor at LPL Financial with 34 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Kestra Advisory, Cambridge Investment Research, and Alpha Wealth Advisors, where he also manages third-party administration services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services, utilizing model portfolios, research, and a mix of discretionary and non-discretionary management approaches.

Alexander Daniel is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors, he held roles in banking and the restaurant industry, including ownership interests in local dining establishments. Equitable Advisors serves a diverse range of clients, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and third-party managers and manages substantial assets both on a discretionary and non-discretionary basis.

John Wick IV is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He serves on the Investment and Finance Committee of the Science Museum of Virginia. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Tanner Leary is a financial professional with five years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked with firms including Northstar Resource Group and Minnesota Life Insurance Company. Outside of his advisory role, Leary is involved in fixed insurance sales through an agent/broker position at North Star Consultants. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporations, charities, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a network of over 10,000 advisors and managing over $256 billion in assets.

Robert Alcan is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill and Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors. The firm is integrated with Bank of America’s broader corporate platform, providing access to a variety of products and services beyond typical managed accounts.

Canon Hickman is a financial advisor with Cambridge Investment Research Advisors in Henrico, VA, holding Series 63 and Series 65 licenses and having 19 years of industry experience. He has been affiliated with Cambridge Investment Research Advisors and related entities since 2011 and also operates Equity Concepts. Outside of his advisory work, he is a board member of Promise Land Pastures and owns an airplane leasing company. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base through a network of independent financial professionals. The firm offers a variety of financial planning, investment management, retirement plan advisory, and financial wellness services, utilizing proprietary and third-party model strategies across multiple platform arrangements.

Kevin Patterson is a financial advisor at Edward Jones with 18 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Outside of his advisory role, he is a partner in a real estate partnership formed to purchase land and develop a commercial building. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Jack Enoch Jr. is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with RBC Capital Markets since 2008. Outside of his advisory role, he serves on the investment committee of the humanitarian organization The Order of St Johns American Priory and is a trustee emeritus at Randolph-Macon College. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers customized investment advisory programs that include portfolio management, financial planning, and custody services, using a combination of in-house and third-party managers alongside RBC’s capital markets resources.

Stephanie Tibbs is a financial advisor at Fidelity with six years of industry experience. She holds Series 66 and Series 63 licenses. Her prior work experience includes roles at Wells Fargo Clearing Services and Wells Fargo Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, through a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, delegation to sub-advisers, and advisory role to multiple registered investment companies.

Ryan Rettberg is a financial advisor at Edward Jones with eight years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Edward Jones, he worked as a professional golfer from 2017 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, managing approximately $1.01 trillion in assets with a nationwide network of financial advisors and branch offices.

Cody Rankin is a financial advisor at Morgan Stanley with six years of industry experience. He holds the Series 66 designation and has previously worked at J.P. Morgan Chase Bank and LPL Financial LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Patrick Dunbar is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2017, including time at Morgan Stanley Private Bank, N.A. prior to his current role. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and employer-sponsored financial planning agreements.

Tiana Smith Cluff is a Financial Advisor at Merrill Lynch Wealth Management in Richmond, Virginia. She holds the Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Tiana partners with successful professionals, business owners, and families to build financial strategies focused on retirement planning, wealth management, alternative investments, and employee benefits designed to adapt as life and business evolve. With over nine years of experience spanning banking, government, real estate, and financial services, Tiana brings a comprehensive perspective to her clients. Her career began at Bank of America while earning a bachelor's degree in computer science from Virginia Commonwealth University. She has also worked at Morgan Stanley and has served in roles supporting the US Army and real estate, providing her with insight into how businesses operate. This diverse background enables Tiana to deliver clear, collaborative, and inclusive financial guidance, with fluency in both English and Spanish. Beyond her professional work, Tiana is involved in community organizations including the Virginia Opera Board and the VCU Women's Impact Network. She is also a member of the National Association of Women Business Owners (NAWBO). Tiana resides in the Richmond area with her family and enjoys reading, traveling, and spending time with them.

Winata Wicker is a financial advisor with Ameriprise Financial Services in Richmond, VA, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. She has been with Ameriprise since 2009. In addition to her advisory role, she co-owns WB Elite Tax & Accounting, a business providing tax preparation and bookkeeping services. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that combines research, data, and algorithmic tools to deliver written retirement income recommendations and ongoing planning advice.

Daniel Caldwell is a financial advisor at Osaic Wealth, Inc. based in Richmond, VA, holding Series 63 and Series 65 licenses with 36 years of industry experience. His prior experience includes 17 years at Lincoln Financial Securities Corporation and over 38 years with Jefferson Pilot Insurance/Financial Services. Caldwell is also involved in insurance sales, offering various health and life insurance products alongside his advisory role. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to manage diversified portfolios for individuals, institutions, and charitable organizations.

Jasmine Robinson is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials and three years of industry experience. She previously worked at SunTrust Banks (now Truist) from 2016 to 2021. Outside of her advisory role, she operates a contracted dog boarding and walking service in South Chesterfield, VA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Alla Panitkova is a Planning Consultant at Fidelity Investments, where she has been working since 2025. In this role, she focuses on developing strategic financial plans tailored to the unique needs of each client and helping them make informed decisions at every stage of life. Before her current position, Alla served as a Relationship Manager at Fidelity Investments from 2023 to 2025. Prior to that, she worked as an Advisory Client Associate at Wells Fargo Advisors from 2018 to 2022. Outside of her professional career, Alla has interests that include spending time at the beach, watching movies, parenthood, solving puzzles, running, and traveling.

Jordan Barck is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 licenses and having four years of industry experience. His prior roles include positions at Equitable Advisors, Carolina Capital Management, and Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers solutions based on research from Wells Fargo Investment Institute and third-party sources.

Daniel Price is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2014 and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate firm-approved tools and modeling techniques to assist clients in planning their financial futures.