Frederick Schultz is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Prior to joining J.P. Morgan in 2019, he worked at UBS Financial Services for eight years. He is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer a range of bank products and services alongside investment advisory services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining large-scale advisory operations with brokerage and investment management capabilities. The firm delivers non-discretionary asset allocation advice and customized reporting through a centralized due-diligence framework.

Dwight Cates is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo in 2026, he worked at Edward Jones for two years and spent 15 years at Fluor Corporation. He serves on the board of the Falls Church Chamber of Commerce in Virginia. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and both brokerage and advisory solutions. The firm manages approximately $671 billion in assets and integrates research and analytics from its investment institute to guide portfolio construction.

Miles Detelich is a Financial Consultant at Fidelity Investments, where he partners with clients to understand their financial goals and develop customized plans to meet their unique needs. He focuses on constructing financial plans, identifying strategies to complement those plans, and maintaining open communication to help clients stay on track. Miles has been with Fidelity Investments since 2015, holding various roles including Financial Representative, College Planning Specialist, Central Relationship Manager, Relationship Manager, and Investment Consultant before becoming a Financial Consultant in 2021. This progression reflects his extensive experience within the firm and his deep understanding of financial consulting. Outside of his professional work, Miles enjoys baseball, biking, golf, outdoor adventures, skiing, and traveling.

Augustine Smyth is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

William Grace Jr. is a financial advisor with Merrill in Washington, DC, holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. He has worked at Merrill since 1978 and has been affiliated with Bank of America since 2017. Outside of his advisory work, he authored three books in the 1980s. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Renee Armstrong is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. Her prior firms include Wells Fargo Clearing Services and RBC Capital Markets. She is based in Washington, DC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edgardo Oliveros Chavez is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at J.P. Morgan Securities and Bank of America, and he has experience outside finance with companies such as Uber and Lyft. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, pension plans, and charitable organizations.

Robert Hobson is a financial advisor with UBS Financial Services in Washington, DC, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Oppenheimer, Merrill Lynch Fenner Pierce & Smith, and PNC Financial. Outside of finance, he worked with the YMCA of Greater Pittsburgh at its Wilmerding Branch. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Percy Clark is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley since 2016 and has worked at Morgan Stanley Private Bank, N.A. since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by proprietary tools and research.

Beauchamp Johnson is a Financial Advisor at Merrill Lynch Wealth Management. He joined the team in 2021 as an intern and became a full member in 2023. In his current role, he is responsible for account administration and client relations. Beauchamp holds the designations of CERTIFIED FINANCIAL PLANNER® (CFP) and Chartered Retirement Planning Counselor™ (CRPC). He helps individuals and families develop plans focused on retirement, investments, tax strategy, risk management, and long-term financial security. His approach emphasizes understanding each client’s unique goals and circumstances to provide tailored financial advice. He earned a Bachelor's degree from Salisbury University with a major in Marketing and a minor in Political Science. Beauchamp was a member of the Salisbury Men’s Soccer team during his studies. Born and raised in Washington, D.C., he now lives in downtown Bethesda with his fiancée. Outside of work, he enjoys playing sports, hiking, camping, and spending time with friends and family.

Rafael Villavicencio is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, serving plan objectives with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Warren Wright is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 28 years of industry experience. He has been with Raymond James since 2014. He serves as a trustee for a family marital trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, and various organizations with financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Michael Whatley is a financial advisor with UBS Financial Services in Washington, DC, holding a Series 66 designation and 26 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a broad range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor plans to clients’ goals and risk tolerances.

Charles Phillips Jr. is a Senior Financial Advisor specializing in developing and implementing advanced financial strategies for families, businesses, and individuals, including those with long-term disabilities and special needs. Since joining Merrill Lynch Wealth Management in 2008, he has focused on the primary concerns of preservation of capital, tax minimization, and lifetime cash flow needs. Charles collaborates closely with families' estate attorneys and CPAs to establish multi-generational wealth strategies, often incorporating philanthropic techniques. His practice places particular emphasis on improving the financial well-being of individuals living with special needs, regardless of their age or disability. This includes creating customized financial strategies involving Special Needs Trusts, Pooled Special Needs Trusts, Conservatorships, Guardianships, Charitable Trusts, Generational Skipping Trusts, and various Family Trusts. He has been recognized by Forbes/Shook as one of "America's Top Next-Generation Wealth Advisors" multiple times between 2017 and 2023. He holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree from the University of Wisconsin-Madison. Charles is involved in his community through his volunteer work with Quality Trust for Individuals with Disabilities.

Nicola O'neil is a CFP® professional with 16 years of experience, currently affiliated with UBS Financial Services in Washington, DC. She has held roles at UBS since 2011, with a brief period of unemployment from 2018 to 2019. Outside of advising, she serves as a Ballot Clerk for the District of Columbia Board of Elections. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven investment strategies tailored to clients' goals and risk tolerances.

Redmond Manierre Jr. is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked with firms including UBS Financial Services and multiple investment boutiques before joining Morgan Stanley in 2019. Outside of his advisory role, he is the sole proprietor of Waycroft Farm, LLC, an agricultural real estate business in Virginia. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools.

John Calhoun is a financial advisor at LPL Financial with 31 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior roles include positions at SCF Investment Advisors, SCF Securities Inc., Variant Private Wealth LLC, and Ameriprise Financial Services. Outside of his advisory work, he is a business owner of Greek Unlimited Store. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by model portfolios and research.

Edward Berry is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliates since 2006, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his professional work, he is a self-published author of a personal book and participates in Argentine tango dancing. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs backed by extensive resources including sophisticated planning tools and a comprehensive approach to asset management.

Christopher Rodriguez is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 65 designations and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering its services through a non-discretionary program supported by an in-house manager solutions team.

David Williams is a financial advisor at Morgan Stanley in Alexandria, VA, holding a Series 66 designation with seven years of industry experience. His work history includes roles at Morgan Stanley Private Bank and SAIC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers planning services both directly and through Corporate Financial Planning agreements.