Armine Graham is a Series 66-licensed financial advisor with First Command Advisory Services and has five years of industry experience. Prior to entering the financial sector, Graham worked as a freelance musician for over a decade, including a seven-year tenure with the National Philharmonic Orchestra. Graham continues to engage in music professionally alongside financial advising. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

James Young is a financial advisor with Schwab Wealth Advisory based in Tysons Corner, VA. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. Young has been with Schwab Wealth Advisory since 2012 and associated with Charles Schwab since 2005. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm delivers advice through Schwab’s standard asset allocation models and research tools, with clients retaining final trading decisions.

Diane Croce is a financial advisor with Truist Advisory Services in Arlington, VA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked with SunTrust Advisory Services and related entities since 2013. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, offering asset allocation, investment policy analysis, fiduciary support, and a manager-selection program. The firm’s approach integrates discretionary and non-discretionary management through third-party platforms and emphasizes inter-affiliate coordination across Truist’s financial services.

Saidah Smalls is a financial advisor at PNC Wealth Management with three years of industry experience. She holds Series 66 and Series 63 licenses and has worked at PNC Investments LLC since 2022. Prior to joining PNC, she held various roles at Bed Bath & Beyond. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that utilizes algorithm-driven risk assessment and approved model strategies executed by investment delegates.

Garrett Dunlap is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley, PNC Investments, E*TRADE Capital Management, and Fidelity Brokerage Services. Dunlap is based in Fairfax, VA. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides a range of services including model portfolio management and customized portfolio solutions, operating under a fiduciary standard within a vertically integrated structure.

Cory Saylor is a CFP® with three years of industry experience, currently serving as a financial advisor at TIAA-CREF. He has been with TIAA since 2016 and transitioned to TIAA-CREF in 2025. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often working with clients who have pre-existing relationships through TIAA-administered employer retirement plans. The firm combines point-in-time planning services with ongoing discretionary management and operates a vertically integrated model that includes affiliated funds and donor-advised fund advisory services.

Yvette Farrugia Polster is a CFP® with 22 years of industry experience, currently serving as an advisor at Truist Advisory Services since 2021. Her work history includes roles at Bb&T and its affiliated entities dating back to 2004. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools as part of its investment approach.

Mark Martin is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Creative Planning since 2021. Prior to this, he worked for seven years at Sullivan, Bruyette, Speros & Blayney, LLC. Outside of his advisory role, Martin volunteers with Britepaths, Inc. in Fairfax, VA, providing pro bono financial counseling and coaching to individuals in the charity’s programs and prepares individual tax returns seasonally for family and friends. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, and retirement plans. The firm employs a financial planning-led investment process with an emphasis on low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized investment infrastructure managing approximately $217 billion in client assets.

Zain Khan is a CFP® professional with 19 years of experience in financial advising. He is currently with TD Private Client Wealth LLC and TD Bank N.A., where he has worked since 2017. Prior to that, he held financial planning roles at USAA. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail TDIS clients. The firm’s approach combines strategic and tactical asset allocation through portfolios managed with both affiliated and third-party sub-managers.

Carrie Leinbach is a financial advisor at Beacon Pointe Advisors, LLC with three years of industry experience. She holds a Series 65 designation and previously worked at Hemington Wealth Management for six years. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm employs a manager-driven investment approach using third-party independent managers, asset allocation modeling, and ongoing performance monitoring.

Timothy Hucko is a financial advisor at PNC Wealth Management with 15 years of industry experience. He has held his current role since 2014 and holds a Series 66 designation. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic questionnaires to recommend risk-based portfolio strategies implemented with mutual funds and ETFs.

Jeffrey Schatz is a CFP® with 14 years of experience in financial advisory, currently practicing at Savant Wealth Management since 2022. Prior to joining Savant, he worked at Alliant Wealth Advisors for five years and West Financial Services, Inc. for three years. Savant Wealth Management serves a diverse client base including individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm employs a combined evidence-based and actively managed investment approach, supported by affiliated legal, accounting, and trust service entities.

Christopher Milligan is a financial advisor with Primerica Advisors based in Reston, VA, holding the ChFC® designation along with Series 65 and Series 66 licenses. He has 24 years of industry experience, including 23 years at Park Avenue Securities and Guardian Life Insurance Company. Milligan also sells long-term care insurance and health benefits outside of Guardian Life when client needs require it. Park Avenue Securities serves a diverse retail client base with brokerage and advisory services, including financial and retirement planning. The firm offers a range of investment strategies through proprietary and third-party managers, supporting both discretionary and non-discretionary accounts.

Harris Rubin is a Certified Financial Planner (CFP®) with 14 years of industry experience. He currently works at Schwab Wealth Advisory, where he has been since 2023, and has prior experience at Charles Schwab & Co., Inc. and SunTrust Advisory Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset allocation models and research tools to recommend investments, with clients retaining final trading decisions and Schwab conducting annual account reviews.

Andrea Hohler is a financial advisor with Transamerica Financial Advisors in Fairfax, VA, holding Series 65 and Series 63 designations and bringing 12 years of industry experience. She has held roles at Transamerica since 2013 and serves as principal of Cacciamatta & Associates, handling engineering, marketing, and administration. Additionally, she owns CST Coaching LLC, a business coaching and consulting firm. Transamerica Financial Advisors serves a broad client base including individuals, pension and profit-sharing plans, trusts, and corporations. The firm offers a range of advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with both discretionary and non-discretionary options.

Craig Frye is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 credentials and 25 years of industry experience. His career includes roles at Truist Investment Services, Truist Bank, SunTrust Investment Services, and BB&T affiliates. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation analysis, plan sponsor fiduciary support, and a manager-selection program, implementing advice through a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Myrna Nasser is a financial advisor at Citigroup Global Markets with seven years of industry experience. She holds Series 63 and Series 65 designations and has worked at Citigroup since 2018, with prior roles at Wells Fargo Clearing Services and Wells Fargo Bank. Based in McLean, VA, she provides investment advisory services within a large enterprise firm. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, custody services, and derivatives trading. The firm employs multi-asset, multi-manager strategies and integrates in-house research, swap dealing, and futures commission merchant activities, supporting both discretionary and non-discretionary investment solutions.

Stacey Osborne is a financial advisor with VOYA Financial Advisors, Inc. She holds the ChFC® designation and Series 63 and 66 licenses, and has 35 years of industry experience. She has been with VOYA Financial Advisors since 2014. Outside of her advisory role, she is an independent insurance agent and teaches personal finance to high school students through Junior Achievement. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a variety of adviser-led investment programs and combines an advisory platform with an active broker-dealer distribution model and extensive affiliate network.

Alexandra Mccomb is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Mariner since 2026. Her previous roles include positions at Hightower Advisors, Farr Miller & Washington, Financial Engines Advisors, EF Legacy Securities, and Edelman Financial Services. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, and coordinated tax and Core Family Office services. The firm employs discretionary, customized portfolios supported by both in-house research and third-party managers, and it integrates comprehensive tax and accounting services uncommon among large advisory enterprises.

Kelly Mc Nerney is a CFP® professional with eight years of industry experience. She has been with Cerity Partners LLC since 2022 and previously worked at FJY Financial from 2014 to 2022. Mc Nerney serves as chair of the board for the Financial Planning Association - National Capital Area. Cerity Partners is an SEC-registered investment adviser serving individuals, families, trusts, corporations, charitable institutions, and other investors, overseeing approximately $126.9 billion in client assets. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios.