Christine Forter is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 19 years of industry experience. Her prior roles include work at Waddell & Reed, Inc and various insurance carriers, as well as operating her own advisory business from 2014 to 2021. She is also involved with Associates of Clifton Park, a non-variable insurance organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios, with both discretionary and non-discretionary management options.

Steven Raymond is a CFP® professional with 18 years of industry experience. He is currently affiliated with LPL Financial and has prior experience at Safe Credit Union and Cambridge Investment Research. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research to provide both discretionary and non-discretionary management.

Ali Coleman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial industry for 23 years and with Merrill Lynch since 2007. Ali specializes in providing customized wealth management experiences by considering clients' entire financial and personal lives before making any decisions. He conducts regular reviews to help clients track progress and adjust plans as needed. Ali's expertise includes college education planning, divorce transition planning, executive compensation, family wealth management strategies, services for defined benefit plans, LGBT wealth planning, managing new wealth, personal retirement planning, special needs planning strategies, and sports and entertainment. He draws upon the resources of Merrill Lynch Wealth Management and the banking services of Bank of America to deliver comprehensive financial strategies. He holds a Bachelor's Degree in Economics from California State University, Sacramento, and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ali participates in the Natomas Chamber of Commerce and enjoys playing sports as well as spending time with his wife and two daughters.

Ronald Tolle is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. He is based in Folsom, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Secular Return Estimates and Monte Carlo simulations.

Kevin Suarez is a financial advisor at J.P. Morgan Securities in Sacramento, CA, holding Series 65 and Series 63 licenses. He joined J.P. Morgan Securities in 2026 after seven years at Ernst & Young LLP. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Dean Mc Gill is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated processes overseen by committees to deliver tailored planning through a centralized consulting team.

Marcos Calderon is a CFP® with eight years of industry experience, currently serving at Wells Fargo Clearing since 2022. He previously worked at Bank of America, Merrill, and Edward Jones. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brian Winnen is a CFP® with 14 years of industry experience and is currently with J.P. Morgan Securities. He has been with JPMorgan Chase and its affiliates since 2011, serving in various roles across J.P. Morgan Securities LLC and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm employs an ESG eligibility framework and offers a range of fund and strategy recommendations approved through internal review processes.

James Willson III is a financial advisor with Mass Mutual Investors Services in Roseville, CA. He holds Series 65 and Series 63 licenses and has 25 years of industry experience. His prior work includes roles at The Leaders Group Inc and Lincoln Financial Distributors. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using collaborative, goal-focused approaches and proprietary software tools.

Tram Bennette is a financial advisor at Morgan Stanley with over 20 years of experience in the investment industry. Their background includes roles at Chase Investment Services Corp. and WMFS, spanning more than two decades. Bennette holds Series 66, Series 63, and Series 65 licenses. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning and a variety of investment programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Robert Roth is a financial advisor with Ameriprise in El Dorado Hills, CA, holding a Series 66 designation and 37 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement, typically with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Patrick Difuntorum is a Financial Advisor with Merrill Lynch Wealth Management. He provides financial advisory services to clients, assisting them in managing their wealth. Specific areas of expertise, education background, and personal interests have not been provided.

Robert Duray is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise in 2025, he served in the United States Air Force for a total of 11 years. LPL Enterprise, LLC serves a broad mix of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management, with an integrated platform that combines advisory programs and the sale of various financial products.

Carla Vocatura is a financial advisor with RBC Capital Markets in El Dorado Hills, CA. She holds a Series 66 designation and has been with RBC Capital Markets since 2007, accumulating 19 years of industry experience. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, emphasizing customizable portfolio management and financial planning services.

David Thomas is a financial advisor with Merrill based in Roseville, CA, holding a Series 66 designation and bringing 23 years of industry experience. He has worked at Merrill since 2009 and has been with Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Joseph Zanolli is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds the Series 66 designation and has worked at Raymond James Financial and Raymond James Financial Services, Inc. He also operates Sierra Foothill Asset Management DBA Owens Estate Wealth Strategies Group. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Geoff Howard is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds a Series 66 designation and previously worked at Charles Schwab and Charles Schwab Bank for 14 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Alex Gulseth is a Planning Consultant at Fidelity Investments, a role he has held since 2025. He is focused on assisting clients in working toward their financial goals through forming genuine relationships and collaborating to meet their financial needs. Alex has progressed through various positions at Fidelity Investments, including Relationship Manager, Financial Representative, High Net Worth Associate, and Customer Relationship Advocate, gaining comprehensive experience in financial services from 2021 to the present. He holds a California Insurance License. Outside of his professional work, Alex has interests in football, golf, reading, soccer, and traveling.

Teri Glaspy is a financial advisor at OSAIC with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Securities America Advisors, Centaurus Financial Inc., and Banner Financial & Accounting Group Inc. Glaspy is a partner and registered representative at Vector Wealth Management Inc., where she is involved in the sale of securities and insurance products. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charities, providing integrated brokerage and advisory services through a large network of advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios, while supporting multiple advisory platforms and third-party managed-account solutions.

Allan Cady is a financial advisor with Edward Jones in Carmichael, CA, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. He has been with Edward Jones since 1995. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.