Julie Barros is a financial advisor with LPL Enterprise, holding Series 65 and Series 66 licenses and 10 years of industry experience. Prior to joining LPL Enterprise in 2025, she held roles at several mortgage firms, including Equity Smart Home Loans and NEXA Mortgage, as well as at financial institutions such as Fidelity Brokerage Services and J.P. Morgan Securities. She is also involved in mortgage and real estate services through Bautista Group, a California corporation. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm’s integrated platform combines advisory programs with brokerage and insurance product sales, supported by a network of third-party portfolio strategists and discretionary implementation options.

Liam Roddy is a Financial Advisor based in Roseville, California, working with Merrill Lynch Wealth Management. He partners with retirees, business owners, and successful families seeking comprehensive financial planning beyond investment advice. Liam's approach focuses on building clear, disciplined strategies that help clients navigate major financial decisions such as retirement income planning, liquidity events, and multi-generational wealth management. He integrates resources from Merrill and Bank of America to provide coordinated solutions across investments, banking, lending, and estate planning. Liam's client focus areas include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, and portfolio management services. Liam holds the Personal Investment Advisor (PIA) designation and earned his education from California State University Sacramento. Outside of his professional role, he enjoys camping, golfing, running marathons, skiing, swimming, tennis, traveling, watching movies, and practicing yoga.

Mitchell Howard is a Certified Financial Planner™ (CFP®) with 11 years of industry experience. He is currently with Edward Jones in Roseville, CA, where he has worked since 2019. His prior experience includes roles at Charles Schwab and Northwestern Mutual. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Satvinder Gill is a financial advisor at Robert W. Baird & Co. with 15 years of industry experience. He holds the Series 66 designation and has been with Robert W. Baird since 2009. Outside of his advisory role, he has ownership responsibilities as a landlord for a rental property in Roseville, CA. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, institutional clients, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing both in-house and third-party managers to implement a range of investment strategies.

Joe Schmitt is a financial advisor with Morgan Stanley in Folsom, CA, holding Series 63 and Series 65 designations and 37 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association since 2015, and previously at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, incorporating market simulations and Secular Return Estimates, while generally acting in an advisory capacity without providing individual security recommendations.

Alicia Stuckert is a financial advisor with Robert W. Baird & Co. in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been with Robert W. Baird & Co. since 2012. Outside of her advisory role, she volunteers as a troop leader for the Girl Scouts Heart of Central California. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, including discretionary and non-discretionary management, with a range of traditional and complex investment strategies.

Mark Morgan is a financial advisor with Morgan Stanley in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citi Global Markets since 1993. Outside of his advisory role, he is a sole proprietor involved in lending related to real estate. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Nicholas Petrosene is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation. He has been with Ameriprise since 2024 and has a diverse work background including roles outside the financial industry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on providing written recommendation reports and ongoing retirement-income planning advice based on income sources and tax-aware withdrawal strategies.

Levi Russell is a Series 66-licensed financial advisor with Morgan Stanley in Folsom, CA, and has eight years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2017. Outside of his advisory role, he serves as president of the LeTip Club of Paradise, a business networking organization. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment models to support its advisory process.

Alan Okazaki is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Bacon Boise from 2022 to 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is also noted for its role in managing model portfolios, its registration with the CFTC, and advisory responsibilities for multiple registered investment companies.

Adam Chervenak is a CFP® professional with 20 years of industry experience, all spent at Edward Jones since 2006. He holds Series 63 and Series 66 licenses and is based in Granite Bay, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various household types, pension plans, corporations, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

David Pratt is a financial advisor with Ameriprise in Roseville, CA, holding a Series 66 designation and 21 years of industry experience. His prior work history includes positions at Merrill and Bank of America. He serves on the Board of Directors for the Sacramento BYU Management Society. Ameriprise provides retirement-income planning services primarily for clients with at least $1,000,000 in net investable assets, offering tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and supports a broad range of advisory, brokerage, and insurance solutions.

Kristy Mcgee is a financial advisor with Morgan Stanley in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by proprietary tools and investment research, managing approximately $2.74 trillion in client assets.

Blake Fanshier is a financial advisor at Charles Schwab with a Series 66 designation and approximately one year of industry experience. He has previously worked at Equitable Advisors and Charles Schwab Bank. Outside of his advisory role, Blake coaches youth volleyball, including positions with the Aspire Volleyball Club and as an assistant coach for Christian Brothers High School girls volleyball. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management combined with brokerage, custody, and financial planning services. The firm's scale and integrated structure support centralized supervision and diverse investment solutions.

Nathan Mahnke is a Series 66-registered financial advisor with Thrivent Investment Management, where he has worked since 2007. He has 18 years of industry experience. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning that addresses a broad range of financial topics, with options to combine planning with managed-account programs under a consolidated billing system called “WealthPlan.”

Joshua Mcanally is a financial advisor with LPL Financial and holds a Series 66 designation. He has 21 years of industry experience, including prior roles at U.S. Bancorp Investments and Wells Fargo Clearing. In addition to his advisory work, he is involved in an insurance agency and related 401(k) services under the "Driven" brand. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Travis Barnhard is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Merrill and Wells Fargo Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

K. Smith is a financial advisor at Osaic with 43 years of industry experience and holds a Series 63 license. Prior to joining Osaic in 2024, Smith spent nearly three decades with Securities America Advisors, Inc., beginning in 1995. Outside of advisory work, Smith owns Capital Financial Services, a tax preparation, tax planning, and insurance business. Osaic Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to construct and manage portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Brian Neunzig is a CFP®-designated financial advisor with Morgan Stanley, based in Roseville, CA, with 32 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2012, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and proprietary tools, including Monte Carlo simulations, to develop financial plans.

Lindsay Fawcett is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. She has worked at Wells Fargo and Wells Fargo Clearing since 2012. Outside of her advisory role, she serves as president of a homeowners association in Tampa, Florida. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.