Terrence Hosty Sr. is a financial advisor with Robert Baird & Co. in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has previously worked at J.J.B. Hilliard, W.L. Lyons, LLC and its predecessor firm. Outside of his advisory role, he is a passive investor in private equity and a technology company focused on electric motor manufacturing. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored portfolio and consulting services, including discretionary and non-discretionary management across traditional and non-traditional investment strategies.

Ashley Droppelman is a financial advisor at Fidelity with Series 66 designation and one year of industry experience. Prior to her current role, she held positions in healthcare and retail sectors, including at IntelyCare and Target. She has also taken time as a stay-at-home parent. Fidelity’s Strategic Advisers LLC, where she works, provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Parker Payne is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 66 credentials and two years of industry experience. Prior to joining UBS, he worked at Fidelity Investments for two years and held roles at Northern Kentucky University and the University of Dayton. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor financial plans and portfolio management to client goals and risk tolerances.

Chaely Williams is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Morgan Stanley Smith Barney LLC since 2019. Her prior experience includes positions at optionsXpress, Inc. and Charles Schwab. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and market simulations.

Brandon Cantelmo is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personalized wealth management strategies. He works closely with clients to develop financial plans tailored to their unique backgrounds, investment preferences, and risk tolerance. Brandon and his team provide access to investment insights from Merrill and banking solutions from Bank of America to support clients in achieving their financial goals. Originally from New York, Brandon earned both his bachelor's and master's degrees from Bryant University. He started his career in the accounting industry with a focus on banking and capital markets and maintains an active CPA license, though he does not provide tax advice in his current role. Brandon holds the Personal Investment Advisor (PIA) designation. Brandon emphasizes building relationships with his clients through honest and transparent communication. His client focus areas include family wealth management strategies, personal retirement planning, and portfolio management services. In addition to his professional work, he engages in community volunteering.

Lynn Goedde is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and a range of investment services supported by structured planning tools and risk modeling techniques.

William Goheen is a financial advisor with Cambridge Investment Research Advisors in Cincinnati, OH, holding Series 63, 65, and 66 licenses with 23 years of industry experience. Prior to joining Cambridge in 2024, he worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC for over two decades. He is also involved as a coach in a sport, fitness, and gaming-related activity through a separate business. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm offers multiple portfolio management solutions across various platforms and emphasizes both proprietary and third-party investment strategies.

Todd Hicks is a financial advisor with Stifel in Blue Ash, Ohio, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2019 and was previously with Morgan Stanley Private Bank from 2015 to 2019. Hicks serves as a board member for the SOR Cincinnati Area Foundation, which raises funds to support economically disadvantaged children attending school. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm utilizes a proprietary Investment Strategy Group methodology for asset allocation and planning, providing advice that clients may choose to implement independently.

William Olson is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work experience includes roles outside the financial sector at companies such as Great Lakes Valet, Stagnaro Distributing, and Integrity Express Logistics LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Hannah Law is a financial advisor at Merrill with 13 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jose Chavez is a financial advisor with Cambridge Investment Research Advisors, holding the Series 63 and Series 66 designations and with 19 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2017, following a year at INVEST Financial Corp. Outside of his advisory role, he volunteers as a committee member at the Cincinnati Nature Center. Cambridge Investment Research Advisors serves a broad range of clients—including individuals, pension and profit-sharing plans, charitable organizations, trusts, and other retirement-plan sponsors—providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a large network of independent financial professionals. The firm offers a variety of portfolio management options, including proprietary models and third-party strategies, with flexibility across custody and platform arrangements.

Steven Rivard is a Series 66-credentialed financial advisor with Ameriprise in Cincinnati, OH, with 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm serves a broad client base through a range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Michael Wilkison is a Wealth Management Advisor and the founder of Wilkison Wealth Management. Since joining the firm in 2015, he has provided financial strategies to successful individuals and families across the country. He focuses on developing customized strategies that help navigate risk, address personal goals throughout all life stages, and preserve wealth for future generations. Michael emphasizes collaboration with his clients to create personalized plans designed around their priorities, family, goals, and aspirations. With over a decade of experience, Michael serves affluent individuals, retirees, entrepreneurs, business owners, professional athletes, and entertainers. He takes a holistic approach by working closely with a network of internal and external professionals to evaluate all aspects of a client's financial life, including tax, retirement, estate planning, and recommended asset allocations. As a specially qualified Portfolio Manager, he manages discretionary portfolios using personalized strategies such as individual stocks and bonds, Merrill model portfolios, and third-party investments. Michael holds the Accredited Wealth Management Advisor™ and Sports & Entertainment Accredited Wealth Management Advisor™ designations. Michael earned his Bachelor's degree, dual-majoring in Economics and Business Communication from DePauw University, where he received an academic full scholarship and served as Captain of the Men's Basketball team. He is involved in the Evendale Chamber of Commerce and supports Parent Project Muscular Dystrophy. Michael resides in the greater Cincinnati area with his wife, Amanda, and two daughters, June and Elena.

Emily Stork is a Series 66 licensed financial advisor at UBS Financial Services with seven years of industry experience. She has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Matthew Buchheit is a CFP® professional with 11 years of experience in the financial services industry. He is currently with OSAIC, having joined in 2024, and previously worked at Woodbury Financial Services, MML Investors Services, Mass Mutual Life Insurance Company, and Schlosser Financial Planning. Outside of his advisory role, he operates a sole proprietorship engaged in the sale and service of life and health insurance, property and casualty insurance, and fixed annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through multiple platforms and employs asset-allocation tools and automated rebalancing to manage portfolios that include various securities and alternative investments.

Timothy Kamp is a CFP® professional with nine years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and has prior experience with firms including Fifth Third Bank, Ameriprise, and Edward Jones. Outside of his advisory work, Kamp is also associated with Cornerstone Retirement Advisors in a financial advisor role. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals and high-net-worth clients to institutions and charitable organizations. The firm employs a tailored, non-discretionary approach to planning and consulting, utilizing various analytical tools, and maintains unique affiliations that support municipal and public-finance advisory services.

Nathaniel Arthur is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients identify their financial priorities to develop strategies aimed at pursuing their financial goals. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Nathaniel earned his bachelor's degree from the University of Dayton.

John Adams is a financial advisor with Robert W. Baird & Co. in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with Robert W. Baird & Co. since 1998. Outside of his advisory role, he owns Pittsburgh Subs, Inc., a restaurant and food/beverage business. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including financial planning and discretionary management, across a range of traditional and non-traditional investment strategies.

Jeffrey Stanley is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds Series 63 and Series 66 registrations and has previously worked at Morgan Stanley Private Bank and Morgan Stanley. Outside of his advisory role, he is involved in an agricultural business in Bethel, Ohio, through his spouse. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor client solutions. The firm combines institutional trading capabilities with wealth management, offering custody, underwriting, and capital markets services through its platform.

Sarah Nolan is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2024, she worked at Morgan Stanley for two years and has professional experience outside of finance, including roles at CycleBar and lululemon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.