Tyler Fanyo Tabak is a financial advisor at Cerity Partners LLC with a Series 65 credential and less than one year of industry experience. His prior background includes various roles outside finance, such as full-time education and work at Circle K. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, charitable institutions, and other investors. The firm offers a wide range of services, including discretionary and non-discretionary investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios.

George Davis is a financial advisor with Truist Advisory Services in Hunt Valley, MD, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at various Truist-related entities since 2011, including Truist Investment Services and Suntrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program implemented through discretionary and non-discretionary strategies, leveraging third-party platforms and AI-enabled research tools.

Rebecca Streamo is a financial advisor at HB Wealth with a Series 65 designation and seven years of industry experience. She previously worked at TrustCounsel and WMS Partners, LLC before joining HB Wealth in 2025. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers outsourced chief investment officer and institutional advisory services, employing a combined quantitative and qualitative investment process across public and private strategies.

Andrew Schwartz is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and having over two years of industry experience. Prior to joining T. Rowe Price in 2022, he held roles at Under Armour, Cohen, Snyder, Eisenberg & Katzenberg P.A., and was involved in athletic administration at Elon University. He has also worked with the Burlington Sock Puppets and operated a martial arts school. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using proprietary mutual funds and ETFs with a goals-based approach supported by an interactive online tool and annual plan reviews.

Daniel Pineiro is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and two years of industry experience. His prior roles include positions at Mitchell and Hastings Financial Services and InFocus Financial Advisors Inc. He also has experience outside finance, including work with The TJX Companies, Inc., and teaching at Century High School and Salisbury University. T. Rowe Price Advisory Services offers the Retirement Advisory Service to individual investors and households focused on retirement goals, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through proprietary T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and Monte Carlo-based financial planning delivered with telephone advisor access and online tools.

Eric Miller is a financial advisor with Janney Montgomery Scott in Towson, MD, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Janney Montgomery Scott since 2006. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, and offers a range of brokerage, financial planning, and advisory services.

Adekemi Azeez is a financial advisor at T. Rowe Price Advisory Services, Inc. with 16 years of industry experience. She holds the Series 66 designation and previously worked at Merrill and Bank of America, N.A. for ten years. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model allocations and tax-aware strategies supported by an interactive online planning tool.

Debra Hemphill is a financial advisor at T. Rowe Price Advisory Services, Inc. with 11 years of industry experience. She holds the CFP® designation along with Series 63, Series 65, and Series 66 licenses. Her prior work includes positions at Liberty Tax Service and Macy's. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, utilizing tax-aware strategies and online tools to deliver tailored retirement income planning.

William Peck is a financial advisor with Janney Montgomery Scott in Towson, MD, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He worked at Brown Advisory Securities, LLC for 13 years before joining Janney Montgomery Scott in 2018. Peck serves as a board member and treasurer of the Kernan Hospital Endowment and is an investment committee member for the University of Maryland Medical System. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients through brokerage services, financial planning, and advisory programs, using both in-house portfolio management and third-party managers.

Joshua Scheinker is a Series 66-licensed financial advisor with Janney Montgomery Scott, based in Hunt Valley, MD, with 28 years of industry experience. He has worked at Janney Montgomery Scott since 2009. Outside of his advisory role, Scheinker serves as a board member of the Cal Ripken Senior Foundation, a nonprofit focused on youth development, and sits on the advisory board of Crainius, a med tech startup working toward FDA approval. Janney Montgomery Scott is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, and institutional clients, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Lesa Crosser is a financial advisor at HB Wealth with 19 years of industry experience. She holds a Series 66 designation and previously worked at Wms Partners LLC for 14 years before joining HB Wealth in 2025. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, and institutional clients. The firm offers wealth management, investment management, and financial planning, combining quantitative and qualitative due diligence across public and private investment strategies.

Lorraine Flowers is a CERTIFIED FINANCIAL PLANNER™ professional with 38 years of industry experience. She is an Investment Advisor Representative at Kestra Advisory Services, LLC, where she has worked since 2016. In addition to her advisory role, she owns The Flowers Financial Group, through which she acts as a life and health insurance agent. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving a range of clients from small plans to large institutional investors like sovereign wealth funds.

Brianna Martin is a financial advisor at T. Rowe Price Advisory Services, Inc. with nine years of industry experience. She holds Series 63 and Series 66 licenses. Prior to her current role, she worked at Charm City Run for seven years. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management to individual investors and households. Its approach includes model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool and annual reviews.

Nathaniel Adams is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. Adams has been with T. Rowe Price since 2015. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using tax-aware rebalancing and tactical allocations.

Kimberly Wright is a CFP® professional with 21 years of industry experience. She is currently with Janney Montgomery Scott, where she has worked since 2018, following a prior role at Morgan Stanley. Outside of her advisory work, she is a partner in MKW Properties, LLC, an entity involved in property management and related activities. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and advisory programs with both in-house and third-party portfolio management.

John Layug is a CFP® professional with 32 years of industry experience. He is currently with Osaic Advisory Services, LLC and has previously worked at Lincoln Financial Advisors, Kestra Investment Services, LLC, and Chesapeake Advisors, Inc. Outside of his advisory role, he is the owner of Maller Wealth Advisors, where he offers various health and insurance products. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a wide range of clients, including individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models and utilizes a combination of proprietary and third-party platforms.

Robert Hopkins is a financial advisor at William Blair with 42 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Brown Advisory Securities, LLC for 17 years before joining William Blair in 2019. Outside of his advisory role, he serves on the boards of the Baltimore Cemetery Association and the Maryland Historical Society, chairs the investment committee of St. John’s Church, Western Run Parish, and is president of the Thomas Wilson Foundation for the Children of Baltimore City. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, and corporate clients. The firm employs active, research-driven strategies across various asset classes and provides access to proprietary models, third-party sub-managers, and private investment opportunities.

Lemium Johnson is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked primarily at T. Rowe Price since 2013, with brief roles at Nationwide Investment Services Corp, K4Connect, Charter Communications, and Merrill. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households using model portfolios invested in proprietary mutual funds and ETFs, supported by an interactive online planning tool and periodic reviews.

Erica Monroe is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Her career includes roles at New Energy Equity and BDO USA LLP, as well as academic positions at the University of Maryland and Montgomery College. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with at least $250,000 in investable assets and employs tax-aware strategies and Monte Carlo simulations in their portfolio management and planning processes.

Moriah Yousefi is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. She holds a Series 66 designation and has worked at several firms, including Donohue Hart Thomson Financial Group and Malecki Financial Group. Her background also includes roles outside finance such as teaching positions at Rutgers University and Harford Community College. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management to individuals and households, utilizing a goals-based approach supported by online tools and telephone access to advisors. The firm invests exclusively in proprietary T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and model portfolios tailored to client risk profiles.