Peter Orzel is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo firms since 2009, including Wells Fargo Advisors LLC prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and uses research and analytics to evaluate investment options based on diversification and modern portfolio theory.

Emily Godfrey is a financial advisor at UBS Financial Services with one year of industry experience. Prior to joining UBS in 2024, she worked at The Citadel and Ernst and Young. She holds a Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Jeffrey Markowitz is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2017. Prior to that, he worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he is involved with a trust-related business based in Brooklyn, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services utilizing structured discovery processes and advanced modeling tools.

Thomas Carolan is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2023 and has a long tenure with Allied Wealth Partners and Securian Financial Services dating back to 2014. Outside of his advisory role, he is also active as an insurance agent and broker. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse investment management and financial planning services through a multi-manager platform with access to affiliated and unaffiliated managers, providing a variety of program options under discretionary and non-discretionary authorities.

Ira Bergman is a financial advisor at Cetera with 33 years of industry experience. He holds a Series 63 designation and has worked previously at North Ridge Securities Corp. and Cetera Wealth Services, LLC. Outside of advising, he serves as treasurer for St. John Lutheran Church, where he prepares budgets and reviews financial statements. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Christopher Salogub is a Series 66-licensed financial advisor with J.P. Morgan Securities, where he has worked since 2013. He has 22 years of industry experience, including his current roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. As part of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Courtney Landow is a financial advisor with J.P. Morgan Securities in Garden City, NY, holding a Series 66 designation and less than one year of industry experience. Prior to joining J.P. Morgan Securities, Landow held roles at JPMorgan Chase Bank, Harrison Richards, Stove And Tap, and Kiwi Yogurt. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Ryan Mcdermott is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has prior experience with JPMorgan Chase Bank, NA, and Janney Montgomery Scott. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services through a non-discretionary program supported by an in-house manager solutions team and centralized due-diligence framework.

Timothy Mc Kenna is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He has been with Merrill since 2014. Outside of his advisory role, he is the owner of a for-profit business unrelated to investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional entities.

Jared Moreida is a financial advisor at J.P. Morgan Securities with a Series 66 credential and two years of industry experience. His prior work includes roles at Old Bridge Wealth, Inc., Sycale Advisors, and Family Management Corp., as well as employment at JPMorgan Chase Bank, N.A. outside of his current position. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the larger J.P. Morgan organization and offers a range of institutional investment solutions on a non-discretionary basis.

John Donaldson is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has one year of industry experience, including prior roles at Blue Ocean Wealth Solutions and experience in education and hospitality. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, banks, and other entities through a network of investment adviser representatives. The firm’s investment approach is primarily model-driven, offering financial planning, access to third-party asset managers and TAMPs, and participation in a wrap program.

Rajesh Guglani is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been affiliated with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2001. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager selection, and customized performance reporting through its Institutional Consulting Services program. The firm integrates quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Aaron Lin is a financial advisor at Charles Schwab with 18 years of industry experience. He holds a Series 66 designation and has previously worked at TD Ameritrade and Scottrade. Lin is currently based in Garden City, NY. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering wrap fee advisory, brokerage, custody, and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by ongoing research and due diligence.

Susan Cohn is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 45 years of industry experience. She has been with Raymond James in various capacities since 2010, including nine years at Raymond James & Associates. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals—including high-net-worth clients—institutions, pension and profit-sharing plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Goran Ljuljic is a financial advisor at Osaic with 33 years of industry experience. He holds a Series 63 designation and has worked with Osaic since 2018. Prior to that, he spent 21 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. He is also involved in insurance brokerage and operates Lighthouse Financial Network, LLC, which provides insurance and investment planning services. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services along with financial planning and retirement consulting. The firm employs advanced portfolio construction tools and supports both discretionary and non-discretionary account management, utilizing multiple advisory platforms and third-party managed account solutions.

Rochelle Cohen is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works with individuals, families, and business owners to develop personalized financial strategies that address risk tolerance, time horizon, and liquidity needs. Rochelle leverages the combined resources of Merrill Lynch and Bank of America to provide investment management, individual and business financing, retirement planning, and trust and estate planning consultation. With extensive knowledge across stocks, bonds, hedge funds, private equity, and derivatives, Rochelle collaborates closely with clients to organize their financial affairs, define goals, and establish plans that balance current liquidity needs and future objectives. She emphasizes ongoing oversight and adjustment of strategies, including portfolio structuring, budgeting, and coordination with other professionals such as accountants, attorneys, and insurance agents to deliver comprehensive financial guidance. Rochelle holds a Bachelor's Degree from the University of Maryland and is a Personal Investment Advisor (PIA). She serves on the Board of Directors for Citylights at Queens Landing Coop Board. Outside of her professional work, she enjoys cooking, golfing, listening to music, watching movies, and spending time with her family.

Christopher Pesce is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He previously worked at UBS Financial Services, Merrill, and Janney Montgomery Scott. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning areas including retirement, education, and niche services such as business-owner transition and special-needs analysis. The firm integrates advisory services with other financial products and referral channels.

Terence Hickey is a financial advisor with OSAIC who holds a Series 63 designation and has 33 years of industry experience. He has worked at OSAIC since 2024 and previously held roles at Securities America Advisors, SSN Advisory, Kestra Financial, and Trinity Financial Group, where he has been involved since 2005. In addition to his advisory work, Hickey maintains a tax advisory and accounting practice through Trinity Financial Group, providing tax consultation and limited accounting services. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs advanced asset allocation and portfolio construction tools across a variety of investment options.

Lisa Murphy is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. Her career includes positions at Charles Schwab Bank, Charles Schwab Premier Bank, Wells Fargo, Signature Bank, and Citigroup. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary separate managed accounts, offering multi-asset model portfolios and alternative investment options supported by centralized operational and custodial infrastructure.

Julian Walter is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Vstock Transfer. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.