Carl Boomhower is a financial advisor at Raymond James Financial with 9 years of industry experience. He holds the CFP® and ChFC® designations, along with Series 66 and Series 63 licenses. Prior to joining Raymond James in 2020, he worked at Bank of America, Merrill Lynch, and Northwestern Mutual. He serves as a board member and finance committee member for Oasis – A Haven for Women and Children, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm employs tailored, non-discretionary strategies using risk profiling and modeling tools and supports municipal and public-finance work uncommon among large institutional advisors.

Endre Pady is a financial advisor with Morgan Stanley in Little Falls, NJ, holding a Series 66 designation and having 36 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct individual plans and Corporate Financial Planning agreements.

Brian Irving is a financial advisor at OSAIC with 48 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. His prior roles include positions at Triad Advisors, Inc. and Hornor, Townsend & Kent, LLC. He is also the owner of Brybeck Financial, where he provides financial planning and life insurance settlement services. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and access to alternative investments, supported by proprietary tools and a complex affiliate network.

Joseph Goscienski is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering financial planning services supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through Corporate Financial Planning agreements.

Donna Brower is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. Her prior work includes positions at Allied Wealth Partners, Minnesota Life Insurance Company, and Securian Financial Services. She volunteers with the Parkinson Disease Foundation and is a member of the Parsippany Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered advisory firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of investment management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers.

Matthew Zambito is a financial advisor with LPL Financial, holding a Series 63 designation and over 34 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 1998 and has operated Zambito Financial Service Corp. since 1993. Outside of advisory work, he is involved in selling fixed insurance products and provides tax preparation and bookkeeping services through his own firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a broad network of over 22,800 advisors.

Rodney Alvarado is currently serving as a Branch Leader at Fidelity Investments, a position he has held since 2024. In this role, he provides ongoing coaching and support to associates to ensure they deliver consistent, high-quality guidance to clients through a holistic planning approach. Prior to this role, Rodney held leadership positions including Regional Vice President at Mercer Advisors from 2022 to 2024, Market Director of Wealth at J P Morgan from 2020 to 2022, and Branch Manager at Charles Schwab from 2019 to 2022. He also has extensive experience as a Financial Consultant, having worked at Charles Schwab from 2011 to 2019 and at Fidelity Investments from 2004 to 2011.

Robert Holman is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including JPMorgan Chase Bank, Merrill, Bank of America, SVB Wealth Advisory, and Morgan Stanley. OSAIC Wealth serves a diverse client base ranging from individual investors to institutional and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach includes model-based asset allocation, portfolio optimization, and access to various managed account programs and third-party managers.

Tiffany Carra is a financial advisor with Primerica Advisors in Oakland, NJ, holding her Series 63 and Series 65 credentials and bringing nine years of industry experience. Her prior work history includes roles at Theodore Agelis Jr. LLC, Dual Mark Inc., and PFS Investments Inc., among others. She is also involved in selling non-investment products such as home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable entities. The firm uses model-driven strategies developed by unaffiliated asset managers, supported by custodial and trade execution services from BNY Mellon Advisors and Pershing.

Helen Sengor is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has also managed Helen Enterprises from 2008 to 2016. In addition, she has a long tenure at JPMorgan Chase Bank, N.A., spanning over 20 years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm's advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities.

Debra Murawski is a financial advisor at OSAIC with 22 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Securities America Advisors, Inc. and Investacorp. Murawski is also involved in providing medical and life insurance to individuals and small businesses. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations, offering a broad range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach utilizes model-based asset allocation, portfolio optimization tools, and access to third-party managers and proprietary models.

Vincent Lanfrank is a CFP® professional with 21 years of industry experience, currently affiliated with LPL Financial since 2004. He previously worked at The Astorino Financial Group, Inc. for 19 years. Outside of his advisory role, Lanfrank serves as treasurer for the nonprofit organization West Essex UNICO. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a broad range of services including financial planning, model portfolios, and institutional platforms. The firm supports a large network of advisors and combines advisory services with non-advisory financial activities and partnerships.

Shlomit Raviv is a financial advisor at Cetera with 12 years of industry experience and holds the CFP® and Series 66 designations. She previously worked with Allied Wealth Partners and Minnesota Life Insurance Company. Outside of advising, she is involved as a member in a service industry venture called The Wisenheimers. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to a multi-manager platform that includes affiliated and third-party model portfolios and flexible program options.

Daniel Parrott is a financial advisor with Merrill in Wayne, NJ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Merrill since 2018 and is also involved with A&E Nyack Enterprises Inc. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary strategies developed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hugo Carvajal is a financial advisor at Equitable Advisors with 17 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Equitable Advisors in 2024, he worked at MML Investor Services and MassMutual from 2008 to 2024. Carvajal is also an officer of the St. Michael's Basketball Association and owns The Gemini and Scorpio Group LLC. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm uses a network of Investment Adviser Representatives and third-party managers to deliver tailored investment solutions without sponsoring its own wrap fee program.

Brad Greenbaum is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses, and has 31 years of industry experience. He has worked with multiple firms, including Altigro Retirement Services and Fairfield Benefit Associates, and has been involved in actuarial consulting, fiduciary training, and financial services through various business roles. He also contributes as an exam writer for FI360’s Accredited Investment Fiduciary (AIF) exam. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services, using a multi-manager platform that includes affiliated and third-party model portfolios and bespoke strategies.

Derrick Ossi is a financial advisor at OSAIC with nine years of industry experience and holds a Series 66 designation. His prior experience includes roles at SagePoint Financial, LPL Financial, MassMutual, Guardian Life, and Northeast Planning. In addition to his advisory work, he is an insurance broker providing insurance solutions through EBNY Insurance Services. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a wide range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, leveraging a multi-advisor platform supported by various affiliated broker-dealer and RIA relationships.

Stephen Scuttaro is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and four years of industry experience. His background includes roles at National Realty Investment Advisors and several positions outside the financial industry, including in catering and restaurant work. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs including wrap and money-manager services, and educational seminars.

Aleksandar Matovski is a financial advisor at Osaic Wealth with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Morgan Stanley, Merrill, Bank of America, and Woodbury Financial Services. Outside of advisory, he is involved in commercial lending origination and serves as a referral partner to human capital management and professional employer organization providers. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, delivering a range of investment programs alongside affiliated broker-dealer and RIA relationships.

Christine Frole is a financial advisor at Ameriprise with 22 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2011. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.