Kathleen Graham is a financial advisor at OSAIC with 33 years of industry experience. She holds Series 63 and Series 66 licenses and has been with OSAIC since 2024, previously working at Securities America Advisors and Securities America Inc for 12 years. She also holds an insurance life license as a Senior RSSP at Securities America as part of her job duties. OSAIC serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines brokerage and investment advisory services with various advisory platforms, utilizing tools like asset-allocation models and risk-tolerance questionnaires to manage portfolios across multiple asset classes.

Noel Elliott is a financial advisor with MassMutual Investors Services in Cleveland, OH, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining MassMutual in 2025, he worked at Alto Financial Group and Family First Life. Outside of financial advising, he owns several businesses related to home health care, health insurance, and education, including a company that offers training for home health care certifications. MassMutual Investors Services, LLC provides ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers, offering various programs and educational seminars supported by firm-approved analytical tools.

Nick Pietrocola is a financial advisor with Ameriprise in Strongsville, OH, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Ameriprise and Ameriprise Financial Services, Inc. since 2012. In addition to his advisory role, he participates in surveys related to the financial services industry. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and operates as a large institutional provider of advisory, brokerage, and insurance solutions.

Elizabeth Loveman is a financial advisor at Charles Schwab with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2018. Prior to her current role, she volunteered with the Tanglewood Community for ten years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, supported by multi-asset portfolios and an integrated operational structure.

Joel Jensen is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He previously spent 21 years at Lincoln Financial Advisors Corporation before joining Cambridge in 2024. Jensen holds a Series 63 designation and is based in Westlake, Ohio. He is also the owner of Wealthplan Partners LLC, an independent advisory business. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals utilizing multiple custody platforms and proprietary as well as third-party model strategies.

Matthew Adkins is a financial advisor at Edward Jones in Brunswick, OH, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, he worked for nine years at the family business, Adkins Building Company, in commercial construction. He serves as an elder at Trinity Church PCA and acts as a mentor coordinator for a business networking group in Akron, OH. He also maintains a Professional Engineer's license and occasionally reviews design work for a water service company. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs and investment options, supported by a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Scott Jones is a CFP®-designated financial advisor with 17 years of industry experience, currently with Raymond James Financial in Westlake, OH. He has held roles at Raymond James Financial Services and E&M Consulting since 2013. Outside of his advisory work, he serves as Vice President at CKE Financial Services, LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension plans, charitable organizations, corporations, and government entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by asset-allocation analysis and firm research.

Tyler Amos is a financial advisor with Charles Schwab in Westlake, OH, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab since 2004 and Charles Schwab Bank since 2011. Amos serves as an advisory board member and secretary for the University of Akron Finance Advisory Board, contributing to academic programming and departmental support. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, providing bundled advisory, brokerage, custody, and cash-sweep services with a combination of non-discretionary and discretionary investment options.

Nathan Davis is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds the Series 66 designation and has previously worked at Merrill and Bank of America. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides both non-discretionary advisory services and institutional consulting, with a notable focus on public finance and municipal work.

Brent Affolter is a financial advisor with MassMutual Investors Services in Cleveland, OH, holding a Series 63 license and 22 years of industry experience. He has worked at MassMutual Investors Services since 2017 and previously held positions at MassMutual Life Insurance and MetLife Securities. Outside of advising, he is involved in insurance sales across life, health, disability, long-term care, and fixed annuities, and he owns an LLC for tax and business administrative purposes. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm’s approach includes collaborative, annual financial planning engagements using firm-approved software and tools, with implementation of recommendations arranged separately.

Matthew Allen is a Series 66-licensed advisor at J.P. Morgan Securities with seven years of industry experience. He has worked at J.P. Morgan Securities LLC since 2019 and has been associated with JPMorgan Chase Bank, N.A. since 2018. Prior to his career in finance, he spent sixteen years at Pet Supplies "Plus." J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Harlynn J M Hobbs is a financial advisor at Charles Schwab with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Charles Schwab since 2002, including a role at Charles Schwab Trust Bank since 2021. Outside of his advisory work, he occasionally works as a cook at various functions. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management services supported by centralized custody, brokerage, and due diligence resources.

James Mc Crone is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors, he worked at Carpenter & Associates and Highland Consulting Associates, and he is also involved in the food service industry as a server and runner at Panini's Bar and Grill in Willoughby, OH. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that combines advisory and brokerage/insurance channels to deliver tailored financial solutions.

Joy Taylor is a financial advisor with Primerica Advisors in Lakewood, OH, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior work includes roles at Ganley Subaru East, Motorcars Toyota, and several retail companies. Outside of advisory activities, she receives non-investment compensation related to referrals for home security, automation products, and loan services. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors along with corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-based strategies managed by unaffiliated asset managers.

Jacob Schaefer is a financial advisor with Cetera, holding a Series 66 designation and 10 years of industry experience. He has worked at several firms including PNC Investments and Citizens Securities. He is also involved with Commonwealth Capital Management, LLC as an advisor. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Scott Masters is a Series 66–licensed financial advisor with Morgan Stanley in Westlake, Ohio, where he has worked since 2015. He has 10 years of industry experience, including a role at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools, incorporating advanced modeling techniques such as Monte Carlo simulations.

Michael Leonakis is a financial advisor at Equitable Advisors with 13 years of industry experience. He previously worked at Lincoln Financial Advisors for 13 years and OSAIC for one year before joining Equitable Advisors. He holds a Series 66 designation and is also the managing member of Cleveland Executive Consulting, LLC, a business established for payroll and business expenses. Additionally, he is an independent agent involved in outside fixed insurance sales. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Omid Sattarian is a financial advisor at Merrill with 14 years of industry experience and holds a Series 66 designation. He has worked at Bank of America, Merrill, Wells Fargo Clearing, and PNC Investments. He serves on the finance committee of Towards Employment, a nonprofit focused on workforce development in Northeast Ohio. Merrill provides managed account services through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional clients under Bank of America’s platform.

Frank Ferritto is a Series 66-licensed financial advisor with 13 years of industry experience. He has worked at Robert W. Baird since 2021 and previously spent nine years at UBS Financial Services. Based in Cleveland, OH, he is part of The DDK Group within Robert W. Baird & Co. The DDK Group advises a broad range of clients, including individuals, families, pensions, corporations, and charitable organizations, providing financial planning and portfolio management services. The team employs both in-house and third-party managers to tailor strategies that align with client goals and risk tolerances, offering a variety of investment approaches including traditional and non-traditional allocations.

Kristin Askey is a financial advisor with Equitable Advisors in Avon Lake, OH, holding a Series 66 designation and 21 years of industry experience. She has been with Equitable Advisors since 2004, including its predecessor Axa Advisors. Outside of her advisory role, she conducts business under Stratus Advisors, contracting with various long-term care carriers. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals and risk tolerance.