David Zaycek is a financial advisor at Charles Schwab with 12 years of industry experience and a Series 66 designation. His prior roles include positions at Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services LLC, Wayne Hummer Investments LLC, and Merrill. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized custodial and operational support.

Brett Martin is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 25 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2014, he worked at Ameriprise for 13 years. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory approach combines quantitative and qualitative research and incorporates ESG considerations, supporting clients with centralized due diligence and a range of portfolio services.

Mark Stevenson is a CFP® professional with 43 years of experience in the financial services industry. He is currently with OSAIC and has held prior roles at Woodbury Financial Services, LPL Financial, Concourse Financial Group Securities, Osaic FS, and Polaris Advisory Services. Outside of advising, he operates a sole proprietorship as an insurance agent, primarily soliciting long-term care insurance. Osaic Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Laurie Palmblad is a financial advisor at RBC Capital Markets with 28 years of industry experience. She holds Series 63 and Series 66 designations and has worked at RBC Capital Markets since 2018, following roles at Stifel Nicolaus & Co Inc and Morgan Stanley Private Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through both in-house and third-party managers, supported by integrated capital-markets capabilities and comprehensive financial services.

Clarissa Prorok is a financial advisor with Primerica Advisors in Naperville, IL, holding Series 65 and Series 63 licenses and having 11 years of industry experience. She has worked with Primerica Financial Services and Primerica Advisors since 2011 and has a concurrent role with Indian Prairie School District 204. In addition to advisory work, she is involved in the sale of loan products and home-related services through affiliates of Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, using model-delivery investment strategies managed by unaffiliated asset managers. The firm operates at scale, with thousands of advisors and billions in assets under management, and provides advisory services primarily to individual investors rather than institutional clients.

Stephen Stalcup is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise since 2009. Outside of his advisory role, he assists his wife in managing the Primrose School, a preschool and daycare business. Ameriprise Financial Services is a large institutional firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides personalized retirement-income planning and tax-aware withdrawal strategies, utilizing a centralized team and proprietary research to support its recommendations.

Steve Cosme is a financial advisor with J.P. Morgan Securities in Naperville, IL, holding Series 66 and Series 63 licenses and six years of industry experience. He has worked at JPMorgan Chase Bank NA and its affiliates since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager research, and customized performance reporting supported by centralized due diligence and proprietary capital market assumptions.

David Joyce is a financial advisor at Ameriprise Financial with a Series 66 designation and one year of industry experience. His prior work includes roles at Corcentric and positions in education at the University of Kansas, Lincoln Way East High School, and Hickory Creek Middle School. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning strategies and tax-aware withdrawal approaches. The firm’s recommendations incorporate its investment research and third-party data within an affiliated product framework.

Amie Sankey is a financial advisor with Cetera in Orland Park, IL, holding a Series 66 designation and over 10 years of industry experience. Her prior experience includes roles at Avantax Investment Services, Avantax Advisory Services, and Bill Hickey & Associates. Outside of her advisory work, she serves as treasurer of a nonprofit high school hockey club. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including third-party managers and bespoke strategies.

Adrian Battle is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and previously worked at North Park University and FedEx Ground. Outside of his advisory role, Adrian is the owner of The Emic Center, a mental health counseling business, though he is currently inactive in that capacity. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households across various net-worth levels, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Patrick Christensen is a financial advisor at Raymond James Financial with 42 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Raymond James Financial Services since 2001. He is also president of FQR Inc., a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers customized, non-discretionary planning using analytical tools and supports a wide advisor network, with notable municipal advisory capabilities and specialized employer consulting programs.

John Dwyer is a financial advisor at RBC Capital Markets with 25 years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets since 2011. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles using a combination of internal and third-party investment managers.

Alexander Runge is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2022. Outside of finance, he has past experience running small businesses including Krema Coffee House and AC's Pub. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individual and institutional clients. The firm emphasizes a structured financial planning process supported by firm-approved tools and serves approximately $2.74 trillion in client assets.

Kevin Jensen is a Series 66-licensed financial advisor with Thrivent Investment Management in Woodridge, IL, where he has worked since 2005. He has 20 years of industry experience and has spent his career with Thrivent Financial for Lutherans and its affiliate Thrivent Investment Management. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning on a broad range of topics and allows clients to combine planning with managed-account programs under a consolidated billing option called "WealthPlan," while keeping planning and asset management services separate.

Melissa Schachner is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. She has previously worked with Ferguson Hill Wealth Management, Raymond James Financial Services, and Edward Jones. In addition to her advisory role, she is a commissioned notary in Illinois. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Jerry Dipert is a financial advisor with Mass Mutual Investors Services in Lisle, Illinois, holding the ChFC® designation and Series 63 and 65 licenses. He has 40 years of industry experience, including roles at METLIFE Securities Inc and Massachusetts Mutual Life Insurance Company. In addition to his advisory work, he is also an insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning processes.

Richard Barrett is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 designations and 56 years of industry experience. He has been with Wells Fargo Advisors and its affiliated clearing division since 2016. Outside of his advisory work, Barrett is a partner in a local philanthropy group, participating in partnership meetings and approving charitable giving. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations and integrates advisory services with other financial products and referral channels.

Richard Morowczynski is a CFP® professional affiliated with LPL Financial, with 33 years of industry experience. He previously worked for Avantax Advisory Services and Mutual of New York, holding various roles over two decades. Morowczynski also operates Morow Financial Network, which provides health and life insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Cailin Spiros is a financial advisor with Ameriprise in Saint John, Indiana, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research and modeling with tax-smart withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Justin Lamonica is a financial advisor with LPL Financial in Lisle, Illinois, holding Series 63 and Series 65 licenses and 32 years of industry experience. He previously worked at Princor Financial Services Corporation, Principal Life Insurance Company, Guardian Life, and MSI Financial Services, Inc. He also operates LaMonica Financial Group, LLC, which provides life, disability, health, and long-term care insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, including model portfolios and third-party asset management, supported by extensive technology tools and a broad non-advisory financial services platform.