Bradley Kuehn is a financial advisor with Thrivent Investment Management in Wheaton, IL. He holds Series 63 and Series 65 designations and has 15 years of industry experience. His prior work includes roles at Northern Trust and Pride Technology. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a range of financial topics without portfolio management or implementation of advice. The firm uses holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing system called WealthPlan.

Nirdesh Patel is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked for Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. for 22 years before joining OSAIC in 2018. Patel is also an agent for Dynasty Retirement and Financial Services, where he is involved in the sales and marketing of fixed annuities and non-variable insurance products. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various asset-allocation tools and third-party solutions to construct portfolios that include a range of securities and alternative investments, with accounts managed on discretionary or non-discretionary bases.

Lesley Torres is a financial advisor at Charles Schwab with one year of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2022. Prior to this, she held positions at Magnit, Paylocity, and Edgars Landscaping Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and supervisory functions.

Peter Povinelli is a CFP® and ChFC® with 34 years of industry experience. He joined OSAIC in 2024 after 18 years at Woodbury Financial Services. He is also a licensed insurance agent and serves as a trustee of a family trust, managing trust assets and tax filings. OSAIC serves a wide range of retail and institutional clients through a large network of advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm uses comprehensive asset-allocation tools and supports various account management options and legacy platform transitions.

Michael O'Reilly is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2018. Prior to that, he was employed at Rosati's Pizza and Anselmo Lindberg and Associates. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside affiliated brokerage and investment management capabilities.

Robert Stackhouse is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has previously worked at Eastern Point Advisors Inc., Investors Capital Corp., and currently maintains a separate investment consulting and advising business, RPS Financial, which he owns and operates. He has been affiliated with Cetera and its affiliates since 2016. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party investment managers and various program structures.

Richard Augustine Sr. is a financial advisor with OSAIC based in Schaumburg, IL, holding Series 63 and Series 65 credentials and 26 years of industry experience. His prior roles include positions at SagePoint Financial, Lincoln Financial Advisors, and Austin Bancorp. In addition to his advisory work, he serves as president of R.J. Augustine & Associates, Ltd., a corporation offering tax, accounting, and strategic business planning services, and he is the treasurer of the Founders Club Homeowners Association. OSAIC serves a diverse client base that includes individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and risk-assessment methods to manage portfolios across various asset classes on discretionary and non-discretionary bases.

Michael Procaccio II is a financial advisor at Cetera with eight years of industry experience. He holds Series 63 and Series 65 credentials and has held roles at multiple entities including LM Portfolio, LLC, Narus Subs Inc, and Cetera Financial Specialists LLC. Outside of advisory work, he is involved in franchise operations through The Procaccio Corporation and related companies. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Saroshah Jones is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously with Northwestern Mutual and JP Morgan Chase Bank. Outside of finance, she has worked in interior design and home remodeling. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Michael Barwacz is currently a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity since 2019, serving previously as a Planning Consultant from 2021 to 2024 and as a Relationship Manager from 2019 to 2021. Prior to joining Fidelity, Michael worked as a Premium Investment Consultant for Merrill Edge between 2017 and 2019. Michael brings over 40 years of experience in the financial industry. His background includes a decade as Director of Retail Trading at TD Ameritrade from 2007 to 2017 and over two decades as a Market Maker at the Chicago Board Options Exchange from 1984 to 2007. This extensive experience supports his focus on building comprehensive financial plans tailored to individual goals. Outside of his professional work, Michael enjoys activities such as cooking and baking, family engagements, fitness, football, music, and photography.

Benjamin Gottlieb is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Schaumburg, Illinois. He specializes in working with businesses on retirement, benefit, executive, and equity compensation program needs, supporting companies and individuals in developing retirement programs specific to their plan design. As part of a team, he follows a methodical process to review current plans and look for opportunities to improve technology, reporting, fees, and risk management to help companies fulfill their fiduciary responsibilities. Ben began his career in the financial services industry in 2008. He is a member of the Institutional Advisory Council (IACTM) at Merrill, which includes retirement and institutional designated advisors who provide input to firm management. Ben holds several professional designations, including Certified 401(k) Professional (CkP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He graduated from the Robert H. Smith School of Business at the University of Maryland and completed the UCLA Anderson School of Management Executive Education Program in 2018. Ben lives in the Northwest Suburbs of Illinois with his wife, Kristen, and their three children, Charlotte, Jack, and Taylor. In his free time, he enjoys football, golf, hockey, activities that help animals, and spending time with his family. He is involved with community organizations such as the Humane Society, Love for Liam, and the Make-A-Wish Foundation.

Sofiya Semanyshyn is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Her prior roles include positions at Vermillion Financial Advisors and Le Colonial, as well as academic experience at the University of Illinois Urbana-Champaign. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gary Phelps is a financial advisor at Stifel with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Merrill, Banc of America Investment Services, and LaSalle Financial Services. In addition to his advisory work, he is a notary public who notarizes documents for clients. Stifel serves a broad range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach uses a proprietary methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, which support client decision-making.

Jason Brim is a financial advisor with Charles Schwab, holding a Series 66 credential and seven years of industry experience. His prior work includes roles at National Life Group and Lakeshore Financial Group. Outside of advising, he owns farmland in Central Illinois that he rents out for agricultural use. Charles Schwab & Co., Inc. serves mainly high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment management along with integrated custody and brokerage services.

Kent Atkinson is a financial advisor with Morgan Stanley in Barrington, IL, holding Series 63 and Series 65 designations and having 41 years of industry experience. He has worked with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he manages a rental property in Crystal Lake, IL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs and financial planning services to individuals and institutional clients. The firm employs a structured planning process and serves clients through both direct and corporate financial planning agreements.

Gregory Berg is a financial advisor with Ameriprise in Geneva, IL, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing customized written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations through a centralized consulting team.

Nathan Arroyave is a financial advisor with LPL Financial based in Huntley, Illinois. He holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to joining LPL Financial, he worked at BMO Bank NA and Rogers & Holland's. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting a broad range of investment strategies through a large network of advisors.

Kriti Gogia is a financial advisor at Cetera with five years of industry experience. She holds a Series 66 designation and has been with various Cetera-affiliated entities since 2021. Prior to her advisory role, she was employed at Genpact. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, employing a multi-manager platform that includes affiliated and third-party managers across diverse program structures.

Glenn Cohn is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial strategies aligned with their individual goals. He works alongside the Wealth Management Team to utilize Fidelity's comprehensive resources and provide goal-oriented guidance. He has professional experience as a Financial Consultant at Fidelity Investments since 2025, and previously served as an Investment Consultant at Fidelity Investments from 2022 to 2025. Prior to that, he worked as a Financial Advisor at Edward Jones from 2019 to 2022. Outside of his professional role, Glenn enjoys activities such as camping, comedy, exploring food, watching movies, parenthood, and traveling.

Ram Louis Del Mundo is a financial advisor with Morgan Stanley in Barrington, IL, holding Series 63 and Series 65 licenses and four years of industry experience. His work history includes roles at Fidelity Investments and TD Ameritrade, as well as experience outside finance at Nurses and Caregivers, Inc., Meijer Stores, and Northern Illinois University. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers services incorporating broad retail and institutional investment options.