Lawrence Kaplan is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 65 and Series 66 licenses and operates out of Newton, MA. Kaplan also owns Kaplan Financial Services, a separate business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, with a focus on combining advisory services with a broad range of non-advisory financial activities.

Sidney Ma is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 2001. Ma serves as an administrator or executor for estates and as an alternative power of attorney in his personal capacity. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses a range of advisory programs and third-party managers to tailor investment solutions based on client information and risk tolerance.

Dalton Judd is a financial advisor with Morgan Stanley in Westborough, MA, holding Series 63 and Series 66 licenses with nine years of industry experience. His prior work includes roles at Natixis Investment Managers and New York Life Insurance Co. He has been with Morgan Stanley Smith Barney LLC since 2017 and also works with Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, supporting clients in developing and updating their financial plans.

David Harding is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cetera and Northeast Investment Advisors, where he continues to have an ownership interest. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms.

Ashley Koles is a financial advisor with Primerica Advisors in Natick, MA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Her work history includes roles at PFS Investments Inc and Primerica Financial Services, as well as involvement with Cerebral Palsy Tempus Unlimited. Outside of financial advising, she has worked as a part-time driver for Uber and Lyft in Boston. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure for its advisory services.

Harrison McCann is Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2019. In his current role since 2022, he works closely with clients to understand their financial situations and goals, collaborating to develop tailored financial plans. He began his career at Fidelity as an Investment Consultant in 2019, progressing to Financial Consultant in 2020 before assuming his current position. Harrison applies a comprehensive financial planning process to support his clients' objectives. Outside of his professional work, Harrison enjoys beach activities, biking, hiking, outdoor adventures, and spending time with family.

Robert Lanciault is a financial advisor with OSAIC in Wayland, MA, holding the ChFC® designation and Series 63 and 65 licenses. He has 40 years of industry experience and has been associated with Royal Alliance Associates, Inc. since 1997. In addition to his advisory role, he owns Robert Lanciault Insurance, Inc., which sells life, disability, long-term care, and medical insurance. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with access to multiple investment platforms and third-party money managers.

Andrew Joyce is a CFP® and ChFC® with 14 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at MetLife Securities. Joyce serves as finance chair on the board of directors for Mechanics Hall, providing consultative oversight on financial matters. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented strategies.

Jake Dowd is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America, Commonwealth Financial Network, and CIG Private Wealth Management. Outside of finance, he has experience working at Luxe Fitness, Rosedale Farm and Vineyard, and Feng Asian Bistro. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Azinger is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. His work history includes roles at Northwestern Mutual Wealth Management Company and Citizens Investment Services. Mass Mutual Investors Services, a broker-dealer and SEC-registered investment adviser, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach involves collaborative, annual planning engagements using firm-approved analytical tools and offers specialized services such as divorce planning and event-driven estate and employer-sponsored planning programs.

Christine Nilson is a financial advisor at Raymond James Financial with six years of industry experience. She holds Series 63 and Series 66 designations and has worked at several firms including The Bulfinch Group and AXA Equitable. Her career includes roles in both financial services and community organizations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to tailor advice and supports its clients through advisory programs and institutional consulting.

William Keefe is a Series 66-credentialed advisor with Raymond James Financial, bringing one year of industry experience. His background includes roles at Raymond James Financial Services Inc., North Atlantic Investment Partners, and RSM US LLP. Outside of finance, he has experience working in the restaurant industry and education. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm employs tailored, non-discretionary planning and uses analytical tools to model potential outcomes, supporting clients through its advisory programs and maintaining specialized offerings such as municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

William Connell III is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked with firms including Commonwealth Financial Network and Canby Financial Advisors. Connell also operates Village Wealth Management in conjunction with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions with a range of advisory and brokerage services, including financial planning and access to third-party asset managers.

George Schutte is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and over 30 years of industry experience. Prior to joining Raymond James in 2024, he spent 27 years with Commonwealth Financial Network. He is also president of Beluga Financial Network, Inc., a support company based in Newton Lower Falls, MA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Jack Mc Gauley is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has worked with several firms including Commonwealth Financial Network and Meristem Family Wealth. Prior to his advisory roles, he spent five years at Babson College and four years at the Community School of Naples. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a large network of independent advisors and employs a multi-manager platform allowing for flexible investment strategies and program structures.

Jing Yang is a financial advisor with LPL Enterprise holding a Series 66 designation and five years of industry experience. Prior to joining LPL Enterprise in 2024, Yang has worked at The Prudential Insurance Company of America, Pruco Securities LLC, and several other financial firms. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and charitable entities. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers services such as financial planning, access to third-party asset managers, and participation in Model Wealth Portfolios.

Frederik Otte is a Planning Consultant dedicated to partnering with clients to understand their short- and long-term goals and to help build customized financial plans that meet their unique needs. He prioritizes forming strong relationships with clients and their families, focusing on trust, reliability, and competency. Prior to his current role, Frederik worked as a Customer Relationship Associate at Fidelity Investments from 2023 to 2024. His experience includes client interactions and support within the investment services sector. Outside of his professional responsibilities, Frederik has interests in football, golf, music, and skiing.

Jean St Pierre is a financial advisor with Ameriprise in Westport, MA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of advising, she is involved in commercial real estate through ownership of a property management business in Topsham, Maine. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets, providing tailored recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research with modeling and a centralized consulting team to deliver non-discretionary advice, primarily focusing on assets held within Ameriprise-managed accounts.

George Burdick is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he assists clients by simplifying the complexities of their financial lives through advice and guidance grounded in goals-based wealth management principles. He works closely with individuals, families, and small businesses, partnering with his team to provide comprehensive support as the primary point of contact for his clients. He holds several professional designations including Chartered Financial Consultant (ChFC), Certified Divorce Financial Analyst (CDFA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Life Underwriter (CLU), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). George earned a Bachelor's Degree from the University of Maine at Orono and a Master's Degree from Bentley University. George is a member of professional organizations such as the American Mensa Society, Boston Harbor Angels, and ENET (Boston Entrepreneurs' Network). He is also involved in community service through his participation in FPA MA Pro Bono Military Financial Planning.

Robert Hughes is a financial advisor with Primerica Advisors in Millbury, MA, holding Series 63 and Series 65 licenses and having 12 years of industry experience. He has worked at PFS Investments Inc. and Primerica Financial Services since 2013 and previously spent over two decades at Picor. Outside of his advisory role, Hughes is active as a guitar player. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.