William Hazelton is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has more than 30 years of experience in the financial services industry, having started his career in institutional fixed income trading and sales, where he advised small to mid-sized money managers and insurance companies. Since joining Merrill Lynch in 2005, he has worked closely with clients to develop customized equity and fixed income portfolio strategies, emphasizing disciplined risk management and long-term relationships. William holds several professional designations, including the Certified Investment Management Analyst (CIMA) certification earned after completing the educational component at The Wharton School of The University of Pennsylvania. He also holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He earned his bachelor's degree from Gettysburg College. Outside his professional work, William is a licensed New York State Emergency Medical Technician and volunteers with the Ballston Lake Emergency Squad. He enjoys staying active, spending time with his family, and pursuing interests such as fitness, hunting, and fishing.

Keagan O'Connor is a Financial Consultant at Fidelity Investments. In this role, he focuses on assisting individuals with strategic financial planning and providing personalized guidance to help clients work toward their financial goals. Prior to joining Fidelity, Keagan worked as a Financial Analyst at Goldman Sachs (AYCO) from 2019 to 2023. His professional experience includes investment consulting and financial analysis, contributing to his expertise in financial services. Outside of his professional career, Keagan's personal interests include board games, football, golf, music, and attending social events with friends.

Anthony Angelini is a financial advisor with Charles Schwab in Albany, NY, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His background includes roles at Charles Schwab Bank, TD Ameritrade, Equitable Advisors, and The Ayco Company affiliated with Goldman Sachs and Mercer Allied. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary advisory model with access to discretionary separately managed accounts, offering multi-asset model portfolios alongside centralized custody and operational support.

Richard Daniels is a Series 63-registered financial advisor with LPL Financial, based in Albany, NY. He has 43 years of industry experience, including 36 years with LPL Financial. Daniels is also involved in direct insurance sales focused on fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Robert Lilley Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked since 1996. He holds a Bachelor's Degree in Business/Finance from the State University of New York and is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards Inc. In addition, he holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Robert focuses on guiding individuals, families, and businesses in areas such as family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He also serves as a Portfolio Manager within Merrill Lynch's Investment Advisory Program, managing personalized strategies that may include individual stocks, bonds, model portfolios, and third-party investment strategies. He lives in Delmar, NY with his wife Maura and their children. Outside of work, Robert enjoys cooking, golfing, reading, and traveling. He has previously served as a Trustee for the Albany Institute of History and Art. Robert has been recognized by Forbes as a "Best-in-State Wealth Advisor" from 2023 to 2026.

Sean Kelton is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. since 2019. His prior experience includes roles at Northwestern Mutual and GE Healthcare. Outside of advising, he is a partner in a tax preparation practice and serves as CEO of a support company. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools, and supports a broad advisor network alongside unique offerings such as municipal advisory services and SIMPLE IRA employer consulting.

Ryan Dudzic is a financial advisor with Ameriprise in Albany, NY, holding a Series 66 designation and six years of industry experience. He has worked at Ameriprise since 2019 and has prior experience in roles outside finance, including positions at Annarella's Ristorante and Siena College. In addition to his advisory role, Dudzic supports lead advisors through FFLIH, LLC, assisting with meeting preparation and client transactions, and provides consulting services to franchise clients through INetwork NY LLC. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies. The firm’s approach integrates investment research, third-party data, and algorithmic tools, operating within a defined investment universe influenced by affiliated product relationships.

Laura Sausville is a financial advisor with Edward Jones in Troy, NY, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked at Edward Jones since 2021 and previously held positions at LPL Financial, Healthcare Community Securities Corp, and Citizens Bank. Outside of her advisory work, she serves as trustee of a family trust. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and managed solutions. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Emilio Lapietra is a CFP® professional with 15 years of industry experience. He has worked at Morgan Stanley since 2020 and previously held roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Cody Wojdyla is a Series 66 licensed financial advisor with 21 years of industry experience, currently with LPL Financial since 2020. He previously worked at Cambridge Investment Research Advisors, Inc. and Equitable Advisors. Outside of his advisory role, he is involved with business entities held for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives using discretionary and non-discretionary strategies.

Richard Pombo is a financial advisor with LPL Financial in Albany, NY, holding a Series 63 license and 25 years of industry experience. He has worked at LPL Financial since 2025 and previously operated Pombo Wealth Management and was affiliated with Cadaret, Grant & Co., Inc. Pombo is involved in several business activities including Pombo Family Holdings Co., LLC and Pombo Insurance Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors.

Andrew Hugos is a financial advisor with LPL Financial, holding a Series 63 designation and over 43 years of industry experience. He has been with LPL Financial since 1996 and serves in the US Army Reserves since 1989. Outside of advisory work, he is a Chartered Life Underwriter (CLU) and consults on non-variable insurance and retirement needs. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions through a large network of investment adviser representatives.

Christopher Ryan is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and three years of industry experience. His career includes roles at Raymond James, Fidelity, and Goldman Sachs. Ryan is also an associate at The Kelton Financial Group, a support company based in Latham, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs a non-discretionary, tailored approach utilizing risk profiling and analytical tools to guide client decisions and supports municipal and public finance work through its affiliation with a municipal advisor.

Paul Cuda is a financial advisor with LPL Financial in Albany, NY, holding a Series 63 designation and over 26 years of industry experience. He has been with LPL Financial since 2004 and also maintains a role at Cusack & Company CPAs where he focuses on tax preparation, accounting, and bookkeeping. Cuda operates under the DBA Albany Financial Group and participates in the CPA affiliate program. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Christopher Welfley is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2014, Chris has specialized in goals-based wealth management strategies, drawing on global resources and up-to-date technology to assist clients in pursuing financial lifestyles tailored to their unique needs. He works closely with high-net-worth clients to simplify complex financial situations by addressing estate planning, investments, tax minimization, wealth transfer, and retirement income strategies. Additionally, he collaborates with a Wealth Management Lending Officer from Bank of America to offer personalized home financing solutions aligned with clients' overall financial plans. Chris has been active in the financial services industry since 1997. His approach emphasizes understanding clients' personal goals and circumstances, aiming to build trust and optimize their financial resources. He holds the Personal Investment Advisor (PIA) designation and has earned an Associate's Degree from SUNY Adirondack, as well as a High School Diploma from Saratoga Springs High School. Residing in Saratoga Springs, New York, Chris lives with his daughter, Makenna. He is also engaged in his local community through volunteer work, reflecting his commitment to the Merrill tradition of community involvement.

David Morales is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models to support its advisory process.

Brian Mckee is a financial advisor at OSAIC with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at OSAIC since 2018, following 12 years at Signator Investors/John Hancock. Outside of his advisory role, he owns and operates Rosendale Construction LLC, providing home improvement and general construction services. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through an extensive network of affiliated financial advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct diversified portfolios across various investment vehicles.

Nabila Khan is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC and Law Firm Suites. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, tailoring solutions to plan objectives, demographics, and risk tolerances, and includes a broader set of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Nicholas Mattiello is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he works closely with families and business owners to address all facets of their financial lives. He specializes in creating structured, goal-based financial plans that consider clients' specific objectives, risk tolerance, time horizons, and priorities. His client focus areas include college education planning, family wealth management strategies, retirement planning, philanthropic planning, small business strategies, socially responsible and values-based investing, individual and corporate investment strategy, tax minimization, and retirement income. Nicholas holds a Bachelor's Degree from SUNY Albany and has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional responsibilities, he is involved in organizations such as CDARPO and The Arts Center of The Capital Region. In his personal time, Nicholas enjoys boating, fishing, hunting, skiing, soccer, traveling, and spending time with his wife and three daughters.

Erin Leonard is a Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2013. Prior to this, she served as a Financial Advisor at several firms including LPL Financial from 2011 to 2013, Purshe Kaplan Sterling from 2010 to 2011, Raymond James & Associates, Inc in 2009, and UBS Financial Services, Inc from 2007 to 2009. Her work focuses on partnering with individuals and families to develop, implement, and maintain tailored financial plans that emphasize saving, spending, and protecting assets. She is committed to helping clients position themselves to achieve their financial goals. Outside of her professional duties, Erin enjoys fitness, hiking, music, outdoor adventures, skiing, and traveling.