David Sousa is a financial advisor with LPL Financial, holding the ChFC® designation and licenses including Series 63 and 65, with 31 years of industry experience. Prior to joining LPL Financial in 2026, he worked for 27 years at OSAIC. Sousa also operates a sole proprietorship offering health, accident, and life brokerage services alongside his investment advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by model portfolios and research from internal and third-party sources.

Daniel Horner is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity Investments since 2013, including a role at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, providing services such as discretionary portfolio management and fund advisory.

Robin Seidman is a financial advisor at Morgan Stanley with a Series 66 designation and 12 years of industry experience. She has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and advanced modeling tools.

Noah French is a financial advisor with Edelman Financial Engines, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at various affiliates of Edelman Financial Engines since 2014. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven proprietary modeling process combined with planner delivery and online tools, offering diversified model portfolios with a long-term investment orientation.

Mohamad Mawed is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at JP Morgan Chase Bank, Merrill, Bank of America, and the Commercial Bank of Dubai. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Yiannis Emmanouilidis is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Stephen Davis is a financial advisor with LPL Financial in Mansfield, MA, holding a Series 63 license and 33 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 1992. Outside of advisory services, he is involved in insurance sales through his agency, Robert W. Davis Insurance Agency, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and advanced research.

Christopher Lindon is a financial advisor at Morgan Stanley in Westborough, MA, holding Series 63 and Series 65 licenses with 39 years of industry experience. He has been with Morgan Stanley since 2009, with a brief one-year break in 2016-2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and methodologies.

Michael Burbank is a CFP® certificant with 12 years of industry experience, currently affiliated with Wells Fargo Advisors since 2019. He previously worked within related Wells Fargo entities from 2013 onward. Outside of his advisory role, he co-owns Burbank Wealth Management, a financial planning practice based in Wellesley, MA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services. Its approach includes tailored recommendations supported by proprietary research and tools, with planning services available to clients meeting specified net-worth criteria.

Eric Shepherd is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has prior experience at Fidelity Personal Trust Company and Shepherd Tax Services, as well as legal experience at his own law office. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and delivers model portfolios to intermediary platforms.

Patrick Ciummo is a financial advisor with Charles Schwab in Glendale, RI, holding a Series 66 designation and 14 years of industry experience. His prior experience includes roles at Bank of America and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Charles McLetchie is the Vice President and Branch Leader at Fidelity Investments, where he leads a group of Financial Professionals at the Framingham Investor Center. In this role, he focuses on collaborative planning processes that identify client goals, address concerns, and co-create financial plans. He has been with Fidelity Investments since 2011, serving as Regional Brokerage Consultant from 2011 to 2015, Regional Planning Consultant from 2015 to 2019, and Vice President, Branch Leader since 2019.

Ryan Finn is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2019, including a role at Morgan Stanley Private Bank, N.A. Prior to his advisory career, he worked at Bentley University and West Shore Marina. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and specialized groups such as Estate Planning Strategies.

Lennox Donlon is a financial advisor at Ameriprise with four years of industry experience. He holds the Series 65 and Series 63 licenses and has previously worked at MML Investors Services, LLC, Mass Mutual Life Insurance Company, and Power Home Remodeling. Donlon manages his advisory business through Array Services LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, providing written recommendation reports and ongoing annual advice centered on dependable income sources and tax-aware withdrawal strategies.

Melissa Horton is a financial advisor at Morgan Stanley with 22 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services supported by firm-approved tools and employs a structured process centered on discovery conversations and quantitative modeling.

Svetlana Derevyankina is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2014, including a role at Morgan Stanley Private Bank, N.A. since 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved planning tools to develop customized financial plans.

Janine Olson is a Wealth Management Advisor with Merrill Lynch Wealth Management. She brings 30 years of experience in the finance industry, including 15 years as a financial advisor. Janine is committed to serving clients and their families by developing personalized financial strategies tailored to their long-term goals. She specializes in areas such as college education planning, divorce transition planning, family wealth management strategies, LGBT wealth planning, managing new wealth, women and wealth, and retirement income. Janine follows a disciplined process that begins with thoroughly understanding each client's unique needs, concerns, and priorities to build customized financial and investment management strategies. She collaborates strategically with clients and their other advisors, such as CPAs and attorneys, to craft and manage comprehensive financial plans. Janine holds a Bachelor's Degree from Colby College and a Master of Science in Finance from Northeastern University. She has earned the Certified Divorce Financial Analyst™ (CDFA™) designation, the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, and is a Personal Investment Advisor (PIA). Janine resides in Concord, Massachusetts, with her husband and five children. She is an avid runner, having completed two marathons and several overnight relays, and is a member of the Concord Carlisle Neighbors organization.

Julie Donaruma is a financial advisor at OSAIC with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Royal Alliance Associates, Inc. since 2018 and at Sii from 2016 to 2018. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines brokerage and investment advisory services with financial planning and retirement consulting, employing various tools and third-party platforms to construct and manage portfolios tailored to client needs.

Benjamin Remsbecker is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2021 and at Bank of America, N.A. since 2024. Outside of his advisory role, he is also involved in the golf retail business as a club fitter and salesman at Golfer's Warehouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, pension plans, and charitable organizations.

Susan Kaplan is a financial advisor with LPL Financial in Newton, MA, holding the CFP® designation and Series 63 and 65 licenses. She has 34 years of industry experience and has operated Kaplan Financial Services since 1993. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and incorporating research from multiple sources.