Karen Lexow is a Certified Financial Planner® (CFP®) and holds a Series 65 license with 22 years of industry experience. She has worked at Focus Partners Wealth, LLC, The Colony Group, LLC, GYL Financial Synergies, LLC, and Resnick Investment Advisors, LLC. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial and tax planning, retirement plan consulting, and access to private and registered pooled investment vehicles. The firm uses a long-term, tax- and fee-sensitive investment approach combining active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Michael Genduso is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm integrates institutional-scale resources with specialized market roles, providing a broad range of discretionary and non-discretionary investment solutions.

Richard Rubenstein is a financial advisor with Guardian Life, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has been with Guardian Life and its affiliated entities since 1998 and is currently affiliated with Park Avenue Securities. Rubenstein serves as Chairman of the National Board of Directors for Cure SMA and maintains a general law practice as an attorney. Park Avenue Securities LLC, a wholly owned subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers tailored client relationships through a variety of proprietary and third-party platforms.

Terence Mcglynn is a financial advisor with Guardian Life, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 38 years of industry experience and has worked at Guardian Life since 1989, as well as at Park Avenue Securities since 2024. Outside of his advisory role, he is involved with TGM Financial Group, which provides fixed annuity and health insurance sales. Guardian Life’s subsidiary, Park Avenue Securities, serves individuals—including high-net-worth clients—corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of advisory services, combining advisor-led discretionary management with model-based strategies and digital advisory solutions.

Thomas Garner is a financial advisor with Guardian Life and holds a Series 66 designation. He has six years of industry experience and has worked with firms including Park Avenue Securities, Equitable Advisors, and AXA Advisors. Park Avenue Securities LLC, where he practices, provides brokerage and investment advisory services to individuals, including high-net-worth clients, as well as corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers access to proprietary and third-party advisory solutions.

Michael Donofrio is a CFP® with 29 years of experience in the financial services industry. He is affiliated with Guardian Life and Park Avenue Securities, where he has worked for multiple overlapping periods since 1997. Donofrio is also the owner of Donofrio Financial Management, LLC, which manages certain insurance commissions unrelated to investments. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, high-net-worth clients, corporate and retirement plan sponsors, and charitable organizations. The firm offers a combination of advisor-led discretionary management and model-based strategies, with access to proprietary and third-party platforms, and a range of financial planning and consulting services.

Michael Levine is a financial advisor with Guardian Life, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Guardian Life and its affiliated entities since 2014. Outside of advisory services, he writes property and casualty, health, life, and long-term care insurance. Guardian Life, through its subsidiary Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary programs and investment platforms.

Maureen Decker is a financial advisor at Hornor, Townsend & Kent, LLC with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with Northwestern Mutual and Penn Mutual Life Insurance Company. Outside of advisory work, she provides tax preparation services and conducts student loan portfolio reviews to evaluate repayment and forgiveness options. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with a range of advisory programs and financial planning services. The firm combines investment advice with custody, execution, and brokerage capabilities, utilizing both discretionary and non-discretionary management through third-party asset manager relationships.

Cindy Rudbart is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 66 credentials and 24 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley Private Bank for a combined 14 years. Rudbart serves as a board member and finance committee participant for the Jewish Federation of Northern New Jersey, where she reviews the organization’s investments. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting, and operates as a registered broker-dealer providing a broad range of investment services through a Private Advisor model and a consolidated investment platform.

Michael Garzi is a CFP® professional at Mariner with five years of industry experience. Prior to joining Mariner in 2025, he worked seven years at Forte Capital LLC and has experience in roles at Paychex and the Rochester Rhinos. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax and family office services, typically implementing discretionary, customized portfolios supported by in-house research and third-party managers.

Lawrence Bernstein is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and 44 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2010. Outside of his advisory role, Bernstein is involved in life insurance brokerage and tax preparation through his firms Prime Financial Services and Wealth Continuum Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory services with broker-dealer capabilities and utilizes a platform that includes third-party asset managers to provide tailored investment solutions.

Vincent Batyr III is a financial advisor with GWN Securities Inc. in Norwalk, CT, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with GWN Securities since 2015 and concurrently operates Vincent J. Batyr & Co, CPAs, where he serves as president and owner, providing accounting and tax preparation services. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a network of approximately 423 advisors and manages around $3.65 billion across more than 37,000 client accounts.

Gerard Tavella is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He has worked exclusively with Park Avenue Securities and Guardian Life since 2006. Tavella is involved in a business venture owning an interest in Strategies for Wealth through Three Elles, LLC. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and education services tailored to client needs.

Brian Harpur is a financial advisor with TIAA-CREF in Stamford, CT, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He previously worked at Morgan Stanley and has been with TIAA-CREF and its predecessor entities since 2012. Outside of his advisory role, he serves as a referee for youth Gaelic football games. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, and corporate entities. The firm offers a range of services including model-based and customized portfolio management under a fiduciary standard.

Marlon Martinez is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 credentials and four years of industry experience. He has worked at Citibank since 2017 and has held roles outside the financial industry, including service positions in a restaurant and golf course. Martinez is also involved in non-investment delivery services and owns a photography business focused on events. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with institutional-scale capabilities and unique market roles.

Nicholas Babson is a financial advisor at Hightower Advisors in Rye Brook, NY, holding a Series 66 designation with one year of industry experience. Prior to joining Hightower, he worked at Pontera Solutions Inc and held several roles at Kenyon College. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a range of portfolio management and consulting services.

Melissa Ciotoli is a CFP® with 18 years of industry experience, currently affiliated with Focus Partners Wealth, LLC. Her prior roles include positions at The Colony Group, GYL Financial Synergies, and Resnick Investment Advisors. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services, employing a long-term, tax- and fee-sensitive investment approach that integrates active and passive strategies, third-party managers, and private funds.

Colin Kelly is a financial advisor at Janney Montgomery Scott with 20 years of industry experience. He holds a Series 66 designation and has been with Janney since 2006. Outside of his advisory role, he serves on the Board of Directors for Elder House and is a director of the Georgetown Gridiron Club, supporting football program fundraising and alumni involvement. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through brokerage services, financial planning, consulting, and multiple advisory programs, combining in-house portfolio management with third-party managers.

Brandon Harvey is a financial advisor at Oppenheimer with three years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley. Outside of his advisory role, he owns a landscaping business and serves as an alternate member on the Conservation Commission/Inland Wetlands Agency and as an election day poll checker in Easton, CT. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a range of discretionary and non-discretionary investment programs, including equity, balanced, and fixed-income portfolios, with services spanning strategic asset allocation, manager selection, and performance reporting.

Josh Becker is a Series 63-licensed financial advisor with Guardian Life, where he has worked since 1997, totaling 27 years at the firm and 29 years in the industry. He has 40 years of overall experience and maintains ownership in a Guardian General Agency through Brooklyn Financial Group Holdings, LLC. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, high-net-worth clients, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies through proprietary and third-party platforms, with tailored client relationships that may include discretionary or non-discretionary mandates, retirement plan services, and financial education.