Nicholas Simmonds is a financial advisor with Wells Fargo Clearing, holding the Series 66 designation and bringing 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wachovia Bank, N.A. and Wells Fargo Advisors LLC from 2009 onward. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Roxanne Calabrese is a financial advisor at OSAIC with 18 years of industry experience. She holds the Series 66 designation and has previously worked at Merrill and Woodbury Financial Services. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Randall Brewster is a financial advisor at Ameriprise with 19 years of industry experience. He previously worked at UBS Financial Services for 11 years before joining Ameriprise Financial Services in 2017. Outside of his advisory role, Brewster serves as a softball commissioner for The Mahwah Youth Sports Boosters, where he develops teams, rosters, and programs. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendation reports through a centralized consulting team.

Matthew Sadowsky is a financial advisor at Charles Schwab with 15 years of industry experience and a Series 66 designation. He previously worked at TD Ameritrade from 2006 to 2024 before joining Schwab in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory services and access to discretionary separatley managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Gary Pottinger is a financial advisor at Ameriprise with 24 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at LPL Financial from 2016 to 2023 before joining Ameriprise. Ameriprise Financial Services is a large, diversified firm that serves both individual and institutional clients, offering a specialized Premier Retirement Income service focused on written retirement income plans and ongoing advice. The firm’s approach includes comprehensive planning tools, restrictive enrollment criteria, and investment recommendations shaped by its affiliated product ecosystem.

Alexander Guiliano is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill. Guiliano operates through Resonate Wealth Partners, LLC, a business associated with his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services supported by research, model portfolios, and various management options.

Frank Minor III is a financial advisor at RBC Capital Markets with 41 years of industry experience. He holds a Series 63 designation and has previously worked at Bank of America and Merrill. Outside of his advisory role, he serves as executor for an estate and manages personal investments as a power of attorney. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment programs and portfolio management services through a combination of in-house and third-party managers, with integrated capital markets and alternative investment capabilities.

Thomas Montemurro is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has worked at J.P. Morgan Securities since 2018 and previously spent three years each at Bank of America and Merrill. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by an in-house manager solutions team and centralized due diligence.

Mitchell Dorfman is a CFP® professional with 44 years of industry experience, currently with Wells Fargo Advisors in Denville, NJ since 2009. He also serves as an assistant fencing coach at Randolph High School. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that offers a broad range of investment and financial planning services to individuals, trusts, and institutional clients, utilizing Wells Fargo research and planning tools to develop tailored recommendations.

Matthew Cannata is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. His prior work includes roles at Northwestern Mutual and Victory Home Remodeling, as well as experience at Rutgers University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm operates a large nationwide network of advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Mohamed Ramadan is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with J.P. Morgan Securities since 2012 and worked at JPMorgan Chase Bank, NA from 2007 to 2018. Outside of his advisory role, he is involved in real estate as an owner and landlord. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside affiliated brokerage and investment management capabilities, with a non-discretionary program that retains clients’ final decision-making authority.

Brent Roehrich is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining Ameriprise in 2018, he worked at Genuine Parts Company from 2014 to 2018. He is also an associate advisor at Longohmont, LLC, where he manages an advisory business outside of his primary role. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that combines research, modeling, and tax-efficiency analysis, supported by a centralized consulting team that delivers personalized, non-discretionary recommendations.

Marcia Geltman is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. She has previously worked with Avantax and 1st Global Capital Corp., and served as a partner at Nisivoccia LLP, a tax and accounting firm. Outside of advising, she is active in her community as an administrator and secretary of the Randolph Chamber of Commerce and serves as a trustee for The Growing Stage, a children’s theater organization. Cetera Investment Advisers LLC operates as a large multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services with access to affiliated and third-party managers across various program structures.

Michelle Russotto is a financial advisor at Ameriprise with 29 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliate since 2015. Outside of her advisory role, she is involved with PCA Management Corp as an Associate Financial Advisor, assisting with client support. Ameriprise serves individuals approaching or in retirement with a retirement-income planning service that includes written recommendation reports addressing income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team and emphasizes the use of Ameriprise-managed accounts in its investment approach.

Peter Petronzio is a financial advisor at Edward Jones with 11 years of industry experience. He holds Series 66, Series 63, and Series 65 designations. His prior work experience includes roles at Mortgage Access Corporation, Guaranteed Rate, Atlantic Home Loans, RiskVal Financial Solutions, and ICE Data Services. He is a member of the Knights of Columbus, a global Catholic fraternal service order. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies under a fiduciary standard, supported by a large network of financial advisors and branch offices nationwide.

Colleen Di Paola is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 22 years of industry experience. Her prior experience includes 25 years at Merrill Lynch, Pierce, Fenner & Smith and two years at Bank of America, N.A. Outside of her advisory work, she operates a handyman services business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Kyle Kautzmann is a financial advisor at OSAIC with 9 years of industry experience. He holds a Series 66 designation and has worked at Sagepoint Financial, Inc. and EBNY Insurance Services, Inc., where he is a partner involved in an insurance brokerage. OSAIC serves a broad client base including individual and institutional investors, offering integrated brokerage and advisory services with a range of investment options supported by firm-provided tools and third-party platforms.

Susan Daniele is a financial advisor at Edward Jones with six years of industry experience. She has worked at Edward Jones since 2019 and previously held a position at Sika Corporation from 2014 to 2019. Outside of her advisory work, she is involved in managing rental property in Bradley Beach, New Jersey. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment strategies, and affiliated products through a nationwide network of more than 23,000 financial advisors.

Frank Jaffe is a CFP® with 37 years of industry experience, currently serving at Ameriprise Financial Services since 2016. He holds the Series 63 designation and is based in Fairfield, NJ. Outside of his advisory role, he serves as Treasurer and Trustee on the Board of Directors for Congregation Ahavas Israel. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendations and ongoing planning for clients approaching or in retirement.

Hyungku Her is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has been with Equitable Advisors since 2001, including time at AXA Advisors, LLC. Outside of his advisory role, he is involved in other insurance-related business activities. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid advisory and brokerage model, tailoring services through a documented client intake process and offering both discretionary and non-discretionary investment management.