Jonathan Mulcahy is a financial advisor with Fidelity in Philadelphia, PA, holding Series 63 and Series 65 licenses and possessing six years of industry experience. His career includes roles at Fidelity Investments since 2021 and Wells Fargo Clearing and Wells Fargo Bank from 2014 to 2021. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and model solutions.

Nora Haugh is a Series 66-registered financial advisor with Wells Fargo Clearing in Philadelphia, PA. She has been with Wells Fargo Bank and its affiliates since 2018 in various roles. Prior to joining Wells Fargo, she worked at Flag Media Analytics and Whyte House Monograms in 2018, and held positions related to financial aid and administration at Furman University from 2015 to 2018. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets across a large network of advisors and uses a mix of research-driven approaches and diversified investment strategies.

Erik Haugen is a financial advisor with Charles Schwab in Philadelphia, PA, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Charles Schwab since 2002 and concurrently worked at Charles Schwab Bank, SSB since 2005. Prior to that, he was associated with the Springfield Inn for 34 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options with multi-asset model portfolios and access to alternative investments.

Timothy Gallagher is a financial advisor at LPL Financial with 16 years of industry experience. He holds the Series 66 designation and has worked previously at UBS Financial Services and Merrill. Outside of his advisory role, he is the sole proprietor of Gloucester Properties LLC, a real estate business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports advisors with various investment tools and institutional platforms.

William Burrough is a Wealth Management Advisor with Merrill Lynch Wealth Management in the Philadelphia office. He has over 40 years of experience in the financial services industry, including more than 35 years as a financial advisor with Merrill Lynch. William holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), as well as the title of Portfolio Manager. He earned a bachelor's degree in Business Management from The College of New Jersey and a master's degree in Finance from Rider University. William’s expertise includes family wealth management strategies, personal retirement planning, portfolio management services, socially responsible and values-based investing, and retirement income planning. His approach to wealth management emphasizes a fully integrated and holistic process tailored to each client’s specific goals, objectives, and risk tolerance. William has been an active member of his community for over 50 years. He serves on the board of the Haddon Heights Senior Housing Corporation and is involved with Interfaith Caregivers and the First Presbyterian Church of Haddon Heights, where he also serves on the board of deacons. Beyond his professional and community commitments, he enjoys cooking, golfing, hiking, ice hockey, traveling, and spending time with his family.

Thomas Penrose is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 63 and Series 65 licenses. He has 27 years of industry experience, including previous roles at Morgan Stanley from 2005 to 2013. Outside of his advisory work, he occasionally assists with expediting food service at a business partly owned by his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Daniel Heenan is a Certified Financial Planner (CFP®) with 30 years of experience in the financial industry. He has worked at RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs and portfolio management services tailored to clients' risk profiles, utilizing both in-house and third-party investment managers.

Kirby Watkins is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions at the Bureau of Labor Statistics, DeepTP LLC, S&P Global, EY, CrossBorder Solutions, RSM US LLP, and Axalta Coating Systems. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering advisory programs with approximately $1.01 trillion in assets under management and a nationwide network of over 23,700 financial advisors and 15,100 branch offices. The firm provides a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Kevin Gulyas is a financial advisor at J.P. Morgan Securities in Philadelphia, PA, with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence with both quantitative and qualitative analysis, and recommendations may incorporate an ESG eligibility framework.

Charles Lynch is a financial advisor at UBS Financial Services with 19 years of industry experience. He previously spent 16 years at Sanford C Bernstein before joining UBS in 2023. Lynch holds the Series 66 designation. Outside of his advisory work, he serves on the boards of the Coral Restoration Foundation and the National Italian American Foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor portfolios to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of products and capital markets services.

Sherie Higgins is a financial advisor at Mass Mutual Investors Services with 11 years of industry experience. She holds a Series 66 designation and has worked with Mass Mutual and its subsidiaries since 2014. Additionally, she serves as an adjunct professor at Eastern University, teaching part-time in an accelerated adult learning environment. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses technology-driven tools for goal analysis and offers event-driven planning programs alongside ongoing educational seminars.

Damien Ramondo is a financial advisor at RBC Capital Markets with 27 years of industry experience. He has worked at Questar Capital Corporation and Allianz Life prior to his current role. Outside of his financial career, he co-owns a vacation rental property with his wife. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies and access to both in-house and third-party managers.

Todd Shagin is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Oppenheimer and Morgan Stanley, including Morgan Stanley Private Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives.

Jordan Bastien is a financial advisor with RBC Capital Markets in Philadelphia, PA, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior work includes roles at City National Bank and Worth Financial Management LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs and portfolio management services, utilizing both in-house and third-party investment managers tailored to clients’ risk profiles.

Paul Levin is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and Series 63 registration. He has 41 years of industry experience, with previous roles at Commonwealth Financial Network, LPL Financial, and WS Griffith Securities. His other activities include serving as a notary and operating a financial group for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and operational tools while overseeing over $819 billion in discretionary assets.

Cade Sands is a financial advisor at RBC Capital Markets with one year of industry experience. He holds the Series 66 designation and has prior work experience at Villanova University and EisnerAmper. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs with customizable portfolio management and financial planning services, leveraging both in-house and third-party investment managers.

Stephanie Ott is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding a Series 66 designation and four years of industry experience. Her background includes roles at JPMorgan Chase Bank and university positions at the University of Pittsburgh, as well as experience in the food service industry and nonprofit settings. She has also been involved with a business venture, Mero Oakland Inc / Stack'd Burgers. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program is non-discretionary, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, supported by a centralized due diligence process.

Zachary O Connor is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has prior work history including roles at Equitable Advisors, Vertex, Inc, and The OConnor Group. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with a range of eligible strategies, including ESG considerations, supported by centralized due diligence and affiliates that offer implementation and portfolio services.

Susan Bruce is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 21 years of industry experience. She has worked at Wells Fargo since 2016 and previously at Wachovia Bank, N.A. since 2002. Outside of her advisory role, she is involved in teaching Bible application to life at Fervent Church in Voorhees, NJ, and serves as a trustee for family trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a broad range of brokerage and advisory solutions supported by research and analytics, serving more than 14,000 financial advisors and managing approximately $671 billion in assets.

Robert Lank Jr. is a financial advisor at OSAIC with 26 years of industry experience. He holds the PFS™ designation and Series 66 license. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for 13 years and has been a partner at Lank Johnson & Tull CPAs since 1985. Outside of his advisory role, he acts as an insurance agent offering various insurance products and serves as an executor and trustee in personal fiduciary capacities. OSAIC Wealth serves a diverse clientele including retail investors, retirement plan sponsors, charities, and corporate clients. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, providing both brokerage and advisory services through a multi-advisor platform.