Eric Flowers is a financial advisor with Mass Mutual Investors Services in Bohemia, NY, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He previously worked at MetLife Securities from 2005 to 2017 and has been with Massachusetts Mutual Life Insurance Company since 2016. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser operating as a subsidiary of MassMutual. The firm provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Anthony Barone is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His prior roles include positions at Ameriprise Financial Advisors Inc. and Wells Fargo Clearing. Outside of advisory work, he owns a corporation providing financial services. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that delivers personalized planning and ongoing advice focused on retirement income strategies, using a centralized team and proprietary research tools.

Brendan Shepherd is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012 and Jpmorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process that combines quantitative and qualitative research.

Katherine Connors is a CFP®-designated financial advisor with 30 years of industry experience, currently affiliated with Cetera. She has held roles at firms including Avantax and 1st Global Advisors and operates KC Wealth Management LLC, through which she provides comprehensive financial planning and investment management services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and allows advisors to implement model portfolios or bespoke strategies across multiple program structures.

Joseph Depietro is a financial advisor with LPL Financial and holds Series 63, 65, and 66 licenses. He has 30 years of industry experience, having worked at firms including Morgan Stanley, TD Bank, and Dinosaur Financial Group. His career also includes roles at TD Private Client Wealth LLC and Halliday Financial LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Mary Coleman is a CFP®-certified financial advisor with 21 years of industry experience. She has worked at LPL Financial since 2022 and previously spent 14 years at Ameriprise Financial Services, Inc. Coleman operates Coleman Wealth Advisors, Inc., a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning and model portfolio programs, with support from proprietary research and third-party subadvisors.

Brian Mills is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with Equitable Advisors since 2002, including the period when the firm operated as Axa Advisors. Outside of his advisory role, Mills serves as an appointed member of the Riverhead Town Board of Assessment Review. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset management programs primarily through a broad network of Investment Adviser Representatives. The firm utilizes a combination of proprietary and third-party advisory models and does not sponsor its own wrap fee program.

Matthew Kelley is a financial advisor with Cetera, holding a Series 63 designation and 22 years of industry experience. He worked at Lincoln Financial Advisors for 12 years before joining Cetera in 2024. Outside of his advisory role, he is also an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

John Yerkes is a financial advisor with MassMutual Investors Services in Hauppauge, NY. He holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has been with MassMutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory role, he is an independent insurance agent specializing in life, accident, and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver collaborative, goal-oriented recommendations.

Salvatore Dileo is a CFP® with 42 years of industry experience. He is currently with MassMutual Investors Services and has worked at MetLife Securities Inc. and Metropolitan Life Insurance Company. He also operates as an independent insurance agent specializing in fixed life and long-term care insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning without investment discretion.

Cara Angelo is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. She has held roles at multiple firms, including Avantax and KC Wealth Management LLC, where she is a partner and oversees client relationships, operations, and staff management. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.

Robert Mantle is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 credentials. His career includes roles at TD Waterhouse Investor Services Inc., TD Bank N.A., and American Portfolios. OSAIC serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and a variety of managed account strategies.

Kathleen Bresnan is a CFP® professional with 29 years of experience in the financial services industry. She has been with Ameriprise since 2005, currently serving as a financial advisor in Cutchogue, NY. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations through a centralized consulting team, supporting clients with a range of advisory, brokerage, and insurance solutions.

Chad Esposito is a financial advisor with Charles Schwab, holding a Series 66 designation and 23 years of industry experience. He has worked at Charles Schwab since 2022 and previously spent 14 years at Scottrade, Inc., followed by five years at TD Ameritrade and its investment management affiliate. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Jack Schiff is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2012. In addition to his advisory role, Schiff is a partner at Getzel, Schiff & Pesce CPAs, LLP, where he has been involved in tax preparation since 1987. Ameriprise offers a retirement-income planning service targeted at clients approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored income strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Deborah Kamer is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she focuses on providing goals-based wealth management to affluent families, individuals, and professionals. She joined Merrill in 1997 and has since offered customized service support to clients and internal services to the advisor team. Deborah works alongside a team of specialists to deliver tailored advice and a disciplined approach to investing. Her areas of expertise include family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and both individual and corporate investment strategy. Before transitioning into wealth management, Deborah had a career as a CPA specializing in audit, tax, and business management in New York City. She holds a Bachelor's Degree from SUNY Buffalo and has earned the Professional Investment Advisor (PIA) designation. Outside of her professional responsibilities, Deborah enjoys equestrian sports, going to the gym, and spending time with friends. She values cultivating long-lasting relationships through exceptional service and customized advice. Deborah is interested in connecting with clients seeking an experienced and hands-on advisor, those looking to simplify their financial life, or individuals who would benefit from her professional network.

David Mahler is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 44 years of industry experience. He worked at Metlife Securities Inc. for 41 years before joining MassMutual and its affiliated firms in 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved tools to deliver written recommendations in collaborative, annual planning engagements.

Nicholas Maggi is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. He previously worked at Wellington Management and Bain Capital. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutions with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and proprietary planning tools in its services.

Michael Vela is a financial advisor at OSAIC with 44 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining OSAIC in 2024, he worked for American Portfolios Financial Services, Inc. for 21 years. He is also licensed as a life and health insurance agent with various companies. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and multiple program options delivered via affiliated broker-dealer and RIA relationships.

Gianfranco Calio is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at the Town of Oyster Bay Housing Authority, ADP, SUNY Plattsburgh, and work in the restaurant business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including model portfolio construction based on proprietary research and quantitative analysis. The firm also serves as an adviser to multiple registered investment companies and employs algorithmic and AI-driven methods in its investment process.