Catherine Guay is a financial advisor with Primerica Advisors in Albany, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been affiliated with Primerica Financial Services since 2000 and has concurrently managed several other business ventures, including a restaurant and a management company. Outside of her advisory role, she is an author and a member of Hope*Writers, dedicating significant time to these activities. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and selective separately managed accounts for individual and high-net-worth clients, operating primarily as a wrap-fee solution. The firm curates third-party asset managers and delegates trading to BNY Mellon Advisors, with a fee structure based on tiered percentage fees rather than fixed fees.

Daniel Daley is a Series 66-licensed financial advisor with eight years of industry experience. He has worked at Edward Jones since 2018 and previously was associated with Bad Uncle Sam and MassMutual. Daley also has experience outside finance, having worked at the Beekman Arms Delamater Inn. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Nicholas Marinelli is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His prior work includes roles at Bank of America, JPMorgan Chase Bank, and J.P. Morgan Securities LLC. He also has experience running Jim Marinelli Contracting LLC, a business he operated for several years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carrie Dady is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds a Series 66 designation and has been with UBS since 2010. Outside of her advisory role, she is a member of an LLC involved in family real estate holdings. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management.

Maria Mahon is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets beginning in 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets.

Siobhan Despart is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, previously working at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a discretionary investment selection option, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Jeffrey Trombetta is a CFP® with 34 years of industry experience, currently serving at Osaic since 2025. He previously worked for 27 years at Lincoln Financial Advisors Corporation. Outside of his advisory role, Trombetta is involved in offering traditional life insurance and annuities and is the sole owner of a real estate business focused on finding, fixing, and flipping properties. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through an extensive network of advisers and multiple advisory platforms, offering integrated brokerage, financial planning, retirement consulting, and managed account services. The firm employs a variety of asset allocation tools and third-party solutions to manage diversified portfolios tailored to client risk tolerance and investment restrictions.

Gregory Trimarchi is a financial advisor at Charles Schwab with one year of industry experience. He holds Series 66 and Series 63 licenses and has previously worked with Northwestern Mutual in various roles, as well as a real estate development firm. He was also involved with Shake 'N Bake 123 Inc. in 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, supported by multi-asset model portfolios and centralized operational infrastructure.

Thomas Gregg Jr. is a financial advisor with Ameriprise Financial Services, holding a Series 66 credential and nine years of industry experience. His prior roles include positions at LPL Financial, Bank of America, and Merrill. He is involved with Gregg Family Advisors Inc., a family business entity established for tax and investment purposes. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides detailed retirement income planning and ongoing advice focused on income sources and tax-efficient withdrawal strategies.

Nicholas Kopff is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked with several firms including MPWM Advisory Solutions and Wealthone LLC. Kopff also operates MPWM Advisory Solutions, LLC, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting with discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Jake Austro is a Financial Consultant at Fidelity Investments, where he partners with clients to develop comprehensive financial plans that align with their goals and needs. He holds the Certified Financial Planner (CFP®) designation, underscoring his commitment to helping clients make informed decisions regarding their family's wealth. Jake's experience in the financial industry includes roles as a Financial Consultant, Investment Consultant, and Financial Representative at Fidelity Investments from 2023 to the present. Prior to joining Fidelity, he worked as a Relationship Banker at Bank of America from 2022 to 2023. Outside of his professional work, Jake enjoys fishing, fitness, spending time at the lake, and engaging in outdoor adventures.

Tyler Gregory is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has prior work history at WPS Holdings and Marist College. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Alissa Quinn is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with UBS since 2009 and serves on the finance committee of the Fort Orange Club, where she reviews financial statements and the 401(k) plan. Quinn is also an author, with her book *The Power of Impact Circles* available for sale, and participates in related book signings and speaking engagements. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies according to clients’ goals and risk tolerances.

John Decrescente is a financial advisor with LPL Financial, holding a Series 66 designation and 10 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Hazard & Siegel Advisory Services LLC and Next Financial Group, Inc. Outside of his advisory work, he is also a musician, writer, and producer who receives royalties. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by extensive research and technology.

Ashley LaBelle is a Planning Consultant at Fidelity Investments, where she partners with two wealth management teams to assist clients in achieving their financial goals through a personalized approach. She has been with Fidelity Investments since 2023, progressing through roles including Financial Representative and Relationship Manager. Prior to joining Fidelity, Ashley worked as an Investor Accounting Specialist at Broadview Federal Credit Union from 2020 to 2023, and as a Commercial Lending Coordinator at Trustco Bank between 2018 and 2020. Her professional experience spans various aspects of financial services, focusing on client relationship management and financial planning. Outside of her professional role, Ashley enjoys beach activities, fitness, hiking, snowboarding, traveling, and yoga.

Johnathan Wilsey is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has worked at Cetera in various capacities since 2019 and was previously with Foresters Financial and Foresters Advisory Services. In addition to his advisory work, he operates a financial planning business, BPS Financial Services, and is licensed to sell life, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporations, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management services and program options, supported by a large network of over 10,000 advisors and significant assets under management.

Steven Yezzo is a financial advisor at LPL Financial with 34 years of industry experience. He holds a Series 63 designation and has worked previously at Pombo Wealth Management and Cadaret, Grant & Co., Inc. Outside of his advisory role, he is involved with Pombo Wealth Management, operating a related business entity and offering non-variable insurance services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, supported by research and model portfolios.

Ian Mann is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at LPL Financial. His prior roles include positions at Albany Advisor Group, Goldman Sachs/Ayco, and Mass Mutual. Outside of his advisory work, he is involved with Sit Back Tax LLC, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and third-party research.

Michael Hastings is a financial advisor at LPL Financial in Albany, NY, holding a Series 66 designation with 17 years of industry experience. His prior roles include positions at Goldman Sachs & Co. LLC and The AYCO Company, L.P./Mercer Allied. He is also involved with Broadview Federal Credit Union through Broadview Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and access to model portfolios and research from internal and third-party sources.

Judith Dievendorf is a financial advisor with Primerica Advisors in Delmar, NY, holding a Series 63 designation and bringing 23 years of industry experience. She has worked with Primerica Advisors and Primerica Financial Services since 2002 and also owns Ellis Alexander Consulting, which provides tax preparation services. Additionally, she serves as a trustee for a family trust and works as an energy advisor with Viridian Energy. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options structured as a wrap-fee solution. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.