Shelby Martin is a Series 66 licensed financial advisor with LPL Financial, based in Albany, NY, and has nine years of industry experience. Since 2017, Martin has been associated with WealthOne, LLC, an independent registered investment advisory firm through which he provides investment advisory services. He has been with LPL Financial since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations via a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and utilizes model portfolios and research from multiple sources.

Michael Morgante is a financial advisor with Edelman Financial Engines in Clifton Park, NY, holding Series 65 and Series 66 licenses and bringing 16 years of industry experience. He has been with Financial Engines Advisors L.L.C. since 2016 and worked previously at Tmfs Advisors, LLC for one year. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios and fiduciary management under ERISA for a large client base.

Scott Moore currently serves as a Planning Consultant at Fidelity Investments. He began his career in financial services as a Personal Banker at North Shore Bank in 2019 before moving to J.P. Morgan Securities as a Licensed Relationship Banker from 2019 to 2021. In 2021, he joined Fidelity Investments as a Planning Consultant, briefly held the role of Investment Consultant from 2025 to 2026, and then resumed his position as Planning Consultant. Scott focuses on building long-term client relationships through education and care, aiming to understand clients' concerns and objectives to advocate for their financial independence as defined by them and their families. His approach emphasizes listening and personalized financial planning. Outside of his professional work, Scott's interests include fitness, pets, scuba diving, swimming, and traveling.

John Daniels serves as a Wealth Management Advisor and Portfolio Manager at Merrill Lynch Wealth Management. In this role, he manages personalized and defined investment strategies on a discretionary basis, utilizing a range of assets including individual stocks and bonds, Merrill Lynch model portfolios, and third-party strategies. His responsibilities center on investment management to address client priorities of wealth creation and preservation. John offers comprehensive financial planning and guidance to high net-worth clients and their families. His areas of expertise include retirement planning, tax minimization strategies, trust and estate planning, investment management, insurance, divorce transition planning, family wealth management strategies, institutional investment consulting, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), and Certified Plan Fiduciary Advisor® (CPFA®) designations, alongside Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA) credentials. John's educational background includes a Bachelor's degree in Accounting from Siena College, a Graduate Certificate in Investment Management from the Yale School of Management, and a Master's degree in Finance from Johns Hopkins Carey Business School. John is involved in the community through his role on the Board of Directors for Junior Achievement of Northeastern New York and participation in the CFP Board Mentorship Program. Outside of his professional responsibilities, he enjoys golfing, skiing, and tennis. He is committed to working one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals.

Christopher Noonan is a financial advisor with LPL Financial in Albany, NY, holding a Series 63 designation and 21 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. from 2016 to 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, with investment management supported by research from LPL Research and third-party subadvisors.

Abigail Boslet is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 15 years of industry experience. Her career includes roles at Foresters Financial and Foresters Advisory Services LLC before joining Cetera in 2019. Outside of her financial work, she performs as an entertainer, playing guitar and singing. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Nicholas Bytner is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 designation and beginning his advisory career in 2025. He has prior experience at Homeowners Advantage and Broadview Federal Credit Union, where he has worked since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Teresa Colvin is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets since 2001. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning services, managing approximately $2.74 trillion in client assets.

Alex Cunningham is a financial advisor with Equitable Advisors, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked at Plug PV and held various roles including university employment and service in the food service industry. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered model as both an SEC-registered investment adviser and broker-dealer.

Jennifer Bayliss is a financial advisor with Ameriprise in Albany, NY, holding Series 65 and Series 66 licenses and five years of industry experience. She has worked at Ameriprise since 2016 and previously was involved with Rodan and Fields for five years, alongside a twelve-year tenure at Williams College. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice. The firm’s approach incorporates investment research, third-party data, and algorithmic tools, with restrictive enrollment criteria and a managed account offering that includes affiliated investment products.

Luke Schrader is a financial advisor with Equitable Advisors holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked at Paychex Payroll Company for six years and had roles at Brightview Landscapes and a brief period of unemployment. He also serves as power of attorney for his grandmother. Equitable Advisors serves a diverse range of clients including individuals, high-net-worth, retirement plans, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and multiple endorsed TAMPs to deliver advisory and brokerage solutions.

Clinton Mc Gowan is a financial advisor at UBS Financial Services with 29 years of industry experience. He previously worked at Goldman, Sachs & Co for 17 years and served four years at Stonehaven, LLC. He holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses model-based asset allocations and proprietary research to tailor financial plans to clients’ goals and risk tolerances.

Ralph Giwerc is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has worked at Equitable Advisors since 1999 and was previously affiliated with AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to tailor services based on client goals, risk tolerance, and time horizon.

Ronald Snapp is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and over 30 years of industry experience. He has been with Primerica Advisors since 1993 and has prior work history with several companies including Fromm Airpad Inc and Rao's Coffee Roasters. Outside of advisory services, he is involved in the sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and uses a percentage-based wrap fee structure for its services.

Kiere Neulander is a CFP®-certified financial advisor with 16 years of industry experience, currently affiliated with LPL Financial since 2016. Prior to joining LPL, Neulander worked at Pioneer Savings Bank beginning in 2015. Outside his advisory role, he is involved with Advisor Insurance Brokers in Park, NY, focusing on non-variable insurance. LPL Financial serves a broad client base including individuals, retirement plans, financial institutions, and charitable organizations, offering a range of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Taylor Hart is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. Prior to joining Merrill in 2022, Hart worked at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad set of products and services beyond typical investment management.

David Needham is a CFP® and holds a Series 66 license with 23 years of industry experience. He has been with Ameriprise and its affiliates since 2007, currently serving clients out of Clifton Park, NY. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Ryan Obst is a financial advisor at LPL Financial with 18 years of industry experience. He has been with LPL Financial since 2008 and holds the Series 63 designation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Frank Chiappone is a financial advisor at LPL Financial with 44 years of industry experience. He has previously worked at RMR Wealth Management, Dinosaur Securities, and DLG Wealth Management LLC. In addition to his advisory role, Chiappone is involved in life and disability insurance sales across multiple firms. LPL Financial is a national investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and various technologies to support diversified investment strategies.

Mark Davies is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 15 years of industry experience. His prior work includes roles at KeyBank, Key Investment Services LLC, and M&T Securities, INC. He is based in Latham, NY. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform that provides access to affiliated and third-party managers, with various program structures and custodial relationships.