Ralph Primerano is a financial advisor at LPL Enterprise with 36 years of industry experience. He has worked at Prudential Insurance Company of America since 1990 and previously held a role at Pruco Securities, LLC. Outside of his advisory duties, he is involved in Medicare supplement sales and operates a financial services business focused on insurance and investments. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, and corporate and charitable entities, offering financial planning, access to third-party asset managers, and model-driven portfolio management.

Salvatore Gandolfo is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill for 14 years. Outside of his advisory role, he is a partner in Fordham School LLC, which manages a Florida condo rental. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing roughly $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Matthew Clouden is a Series 66 licensed financial advisor with LPL Financial, based in West Seneca, NY. He has three years of industry experience and previous roles at Cadaret, Grant & Co., Inc., Sgroi Financial, LLC, and several law firms. Clouden is also involved with the Sgroi Lawley Group LLC and Sgroi Wealth Advisory Group, which operate as d/b/a entities related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, utilizing both proprietary and third-party strategies.

Thomas Russell is a financial advisor with LPL Financial based in Kenmore, NY. He holds the Series 63 and Series 66 licenses and has 27 years of industry experience. He has been with LPL Financial since 2010 and also works with Northwest Bank since 2016. Outside of his advisory role, he is a managing partner of Butterflies and Bucks, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, including access to third-party asset managers and institutional platforms.

David Schneeweiss is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. He serves as Chair of the Board of Directors for the Masonic Medical Research Institute, where he reviews investment performance and oversees organizational expenses. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

David Siwiec is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He serves as the primary portfolio strategist for The DBSR Group, a boutique-style team focused on delivering personalized strategies to meet the complex needs of clients across various wealth phases. His clientele includes families, professionals, business owners, trustees, and not-for-profits. David's work involves leveraging the resources of Merrill Lynch and Bank of America to address client goals amid changing market and economic conditions. David's career in financial advising began immediately after earning his bachelor's degree from Canisius College. He started at Shearson Lehman Brothers in Buffalo, progressing through several corporate reorganizations before joining Merrill Lynch Wealth Management. He holds professional designations including Certified Portfolio Manager (CPM) and Personal Investment Advisor (PIA). David has been recognized in the Forbes Best-in-State Wealth Advisors list in both 2021 and 2022. In addition to his professional commitments, David has been actively involved in the community. His past roles include serving as President of the Bond Club of Buffalo and as a board member of the Parkside Community Association. He also volunteers with the Boys and Girls Clubs and participates in mentorship through the Canisius Golden Griffin Fund. David resides in Buffalo, New York, and enjoys spending time with his family.

Kory Kazinski is a financial advisor with Wells Fargo Advisors based in Buffalo, NY, holding a Series 66 designation and four years of industry experience. He attended Elon University from 2015 to 2019 and has worked at Wells Fargo Advisors since 2015. Outside of his role at Wells Fargo, he is involved with PKK Wealth Management, LLC, where he holds a 4.5% ownership interest. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including niche services such as business-owner transition and special-needs planning, using Wells Fargo research and tools to develop tailored recommendations.

Anita Peterson is a financial advisor at Morgan Stanley with 32 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley and its affiliates since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Julie Burgio is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 13 years of industry experience. She previously worked at Merrill for 14 years before joining Wells Fargo Clearing in 2026. Outside of her advisory role, she is a managing member and owner of several rental property LLCs. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investment options and offers a mix of brokerage and advisory solutions.

Mikaela Donovan is a financial advisor at LPL Enterprise with a Series 66 designation and no prior industry experience. Before joining LPL Enterprise, she held positions at Pruco Securities LLC and worked in various roles outside of the financial industry, including LensCrafters and Starbucks. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers and insurance products through its affiliated entities.

Thomas Czechowski is a financial advisor with LPL Financial, holding a Series 63 license and bringing 23 years of industry experience. He has been with LPL Financial since 2003. Outside of his advisory role, he has written, composed, and recorded music that has appeared in radio, television, and films, occasionally receiving royalty payments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, delivered through a large network of investment adviser representatives.

Michael Kielbasa is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Equitable Advisors since 2004 and was previously with Axa Advisors, LLC for 16 years. Outside of his advisory role, he serves as the executor for his parents’ last will and testament. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm’s approach includes matching clients to program models or discretionary managers, delivering services through a network of Investment Adviser Representatives, and offering a range of mutual funds, ETFs, separately managed accounts, and select alternative investments.

Reece Bates is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and three years of industry experience. His background includes roles at Peak and Peak and FedEx. Outside of advising, he works part-time as a bartender at a resort and bar. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and third-party managers.

Laurie Augustynek is a financial advisor with MassMutual Investors Services and holds a Series 63 designation. She has 13 years of industry experience and has worked with MML Investors Services LLC since 2012. Outside of her advisory role, she is also a licensed fitness trainer. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, structuring planning engagements as collaborative, annual relationships using proprietary analysis tools.

James Wiatrowski is a financial advisor with Primerica Advisors in Buffalo, NY, holding Series 63 and Series 65 registrations and bringing 25 years of industry experience. He has worked at PFS Investments Inc. since 2011 and has been co-owner of Silver Creek Holding Corporation since 2006. Outside of his advisory role, he is involved in the tax preparation business through Silver Creek Holding Corporation and participates in referral activities related to home security and automation products. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Jason Bird is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2019, bringing over 16 years of experience in wealth management. Jason focuses on aligning clients' wealth with their values to support informed financial decision-making and enhance their quality of life. His expertise includes services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, philanthropic planning, small business strategies, socially responsible and ESG investing, as well as individual and corporate investment strategy and retirement income. Jason holds a bachelor's degree from the University at Buffalo, where he also played basketball. Jason is involved in several professional and community organizations, including serving as president of the Park School Board of Trustees and participating on investment committees for the Southern Education Foundation and the University at Buffalo Foundation. He is also a member of the Buffalo Niagara Partnership Diversity & Inclusion Council and the Community Foundation for Greater Buffalo Professional Advisor Council. In his personal time, Jason enjoys basketball, reading, traveling, and spending time with his family.

Scott Marcin is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 24 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and at MassMutual Life Insurance Company since 2016. Additionally, he is a New York State Notary Public working part-time from his residence. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, employing collaborative, technology-supported planning tools without discretionary investment authority.

Keith Schottman is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Securities America Advisors and Securities America Inc. for 14 years. Schottman serves as a board member and past president of local Rotary organizations and is involved with the St. Benedict School Board and the Town of Cheektowaga Employees Federal Credit Union Supervisory Committee. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk assessments to construct portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

John Tomasello is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and 20 years of industry experience. He has been with Primerica since 2005 and has concurrently worked at Health Force since 2016. Outside of financial advisory, Tomasello is the author of the book *Worrior to Worrior*, focused on developing a relationship with God, and owns Smoking Tees Indoor Golf Center LLC. He also works as an Uber driver on a part-time basis. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selective separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Jodie Borlaug is a financial advisor at OSAIC with 19 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at OSAIC since 2023 and Sagepoint Financial, Inc. for over 10 years. Outside of her advisory role, she offers Medicare supplement, advantage, and prescription drug plans through multiple insurance carriers. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, providing brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various asset types and supports both discretionary and non-discretionary management.