Timothy Lilley is a financial advisor at Ameriprise Financial Services with 42 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise since 2016. Outside of advisory work, he serves on the Board of Directors for Spectrum Health Services. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides personalized retirement income planning through written recommendation reports and ongoing advice. The firm’s approach integrates proprietary investment research, third-party data, and algorithmic tools, with investment options influenced by affiliated product partnerships.

David Hettrick is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked in various roles within the technology sector from 2014 to 2024. He serves as a trustee of a family trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a network of Investment Adviser Representatives and a mix of proprietary and third-party advisory programs to deliver customized investment solutions.

Richard Turner is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Lincoln Financial Securities Corporation for 17 years. Outside of advising, he is licensed to sell fixed annuity products and traditional life insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and supports both discretionary and non-discretionary portfolio management across a range of investment products.

James Mosko is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2020. Prior to his current role, he was employed at Wegmans for twelve years. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Eric Kiel is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Geico, NUWaste, and involvement with Hamburg Youth Lacrosse and the Erie County Fair Event Center. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved analytical tools and structured annual planning engagements.

Phillip Hayduk is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at Equitable Advisors since 2019, with prior experience at AXA Advisors and several educational institutions. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models, including third-party asset managers and proprietary programs, and offers ERISA fiduciary services to qualified plans.

John Scott is a financial advisor with LPL Financial in Buffalo, NY. He holds the Series 66 designation and has experience working at LPL Financial since 2026 and concurrently at M&T Bank since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers various financial planning and investment management services, utilizing a range of portfolio strategies and technology tools to support its network of over 22,800 advisors.

Steven Glamuzina is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2008. Outside of his advisory role, he serves as a finance council member at St. Gregory the Great Parish and is a board member and part owner of Prosrix Inc., a marketing and authentication platform for wine and spirits. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm employs a variety of advisory models and third-party asset managers, offering access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Brett Komm is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Prior to joining Osaic in 2024, he worked at Cetera Investment Services and Foresters Financial. He is also a licensed insurance producer offering life and health insurance products. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and advisory services with access to multiple investment platforms and third-party money managers.

Steven Barber is a financial advisor with LPL Financial in Williamsville, NY, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has previously worked at Janney Montgomery Scott, Bank of America, Merrill Lynch, and Equitable Advisors. Outside of his advisory role, he is a co-owner of a real estate rental LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and extensive technology tools.

Nicholas Kelly is a Series 66-licensed financial advisor with Equitable Advisors, where he has worked since 2005. He has 21 years of experience in the industry, including 15 years with Axa Advisors, LLC. He is based in Williamsville, NY. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs, utilizing third-party investment managers and a range of advisory models.

Jeffrey Andruschat is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and First National Investors. He has been involved in fee-based advisory services and insurance sales throughout his career. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisors. The firm offers a wide range of investment advisory and brokerage services, utilizing asset allocation tools, risk-tolerance assessments, and automated portfolio rebalancing.

Brian Kern is a financial advisor at Cetera with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Avantax Investment Services, 1st Global Capital Corp, and Lumsden & McCormick, where he continues to serve as a principal providing tax advice and planning. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients, utilizing a multi-manager platform with discretionary and non-discretionary account options.

John Zuchlewski is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Manufacturers and Traders Trust Company and M&T Securities, Inc. since 1989 and joined LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Robert Fahey is a financial advisor with LPL Financial, holding a Series 66 designation and ten years of industry experience. He previously worked at Cadaret, Grant & Co. and Skrobacz & Company CPA, and he operates Robert F. Fahey Jr. & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Derek Szczupakowski is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 15 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance Company since 2013. Outside of his advisory role, he is involved in property and casualty sales and provides financial consulting for a family dentistry practice, advising on investments, debt payoff, and employee benefits. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning using firm-approved analytical tools.

Patrick Denisco is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors since 2008, including its affiliation with Axa Advisors, LLC from 2008 to 2020. Outside of his advisory role, he is involved in insurance-related activities. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing both proprietary and third-party solutions delivered through a network of Investment Adviser Representatives.

Kathleen Kumm is a financial advisor at UBS Financial Services with 37 years of industry experience. She has been with UBS since 1995 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering proprietary research and integrated capital markets solutions.

James Winnert is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Financial and M&T Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment advice and discretionary management options. The firm’s approach includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, alongside traditional investment offerings.

Jeffrey Hahn is a CFP®-designated financial advisor with 29 years of industry experience, currently affiliated with LPL Financial since 2025. Prior to joining LPL, he spent 28 years at Cadaret, Grant & Co., Inc. In addition to his advisory work, Hahn is a business owner involved in construction and music enterprises, and he participates in local government activities in Williamsville, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a broad network of investment adviser representatives.