Bryan Carroll is a financial advisor at OSAIC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including American Portfolios Financial Services and Avantax Advisory Services. In addition to his advisory role, Carroll is involved as an accountant and bookkeeper at Twin City Financial Services LLC and acts as an insurance and fixed annuity producer. OSAIC is a large multi-advisor platform serving retail and institutional clients through brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, offering a range of programs including financial planning, advisor-managed portfolios, and retirement plan consulting.

James Gallagher is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill, Merrill Lynch, Pierce, Fenner & Smith, and Bank of America over the course of his career. He is based in Buffalo, NY. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Hettrick is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked in various roles within the technology sector from 2014 to 2024. He serves as a trustee of a family trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a network of Investment Adviser Representatives and a mix of proprietary and third-party advisory programs to deliver customized investment solutions.

James Mosko is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2020. Prior to his current role, he was employed at Wegmans for twelve years. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Eric Kiel is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Geico, NUWaste, and involvement with Hamburg Youth Lacrosse and the Erie County Fair Event Center. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved analytical tools and structured annual planning engagements.

Phillip Hayduk is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at Equitable Advisors since 2019, with prior experience at AXA Advisors and several educational institutions. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models, including third-party asset managers and proprietary programs, and offers ERISA fiduciary services to qualified plans.

John Scott is a financial advisor with LPL Financial in Buffalo, NY. He holds the Series 66 designation and has experience working at LPL Financial since 2026 and concurrently at M&T Bank since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers various financial planning and investment management services, utilizing a range of portfolio strategies and technology tools to support its network of over 22,800 advisors.

Jean Catanese is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 26 years of industry experience. Prior to joining LPL Financial in 2025, Jean worked at Cadaret, Grant & Co., Inc. for 24 years and has been involved with Capital Management Group since 1991. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions delivered through a large network of investment adviser representatives.

James Swiech is a financial advisor with Primerica Advisors in Lockport, NY, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Primerica, he worked at Allied CPAs, P.C. for six years. He is the owner of Swiech Consulting LLC, a business unrelated to investments that offers home security and automation product referrals. Primerica Advisors serves primarily individual investors as well as corporate and charitable clients through a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers. The firm manages approximately $15.5 billion in assets with a network of nearly 3,700 advisors and provides advisory services supported by custodial and trade execution partners.

Steven Glamuzina is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2008. Outside of his advisory role, he serves as a finance council member at St. Gregory the Great Parish and is a board member and part owner of Prosrix Inc., a marketing and authentication platform for wine and spirits. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm employs a variety of advisory models and third-party asset managers, offering access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Brett Komm is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Cetera Investment Services and Foresters Financial. Komm is also licensed as an insurance producer and offers life insurance and annuity products to clients. OSAIC Wealth serves a diverse client base including individual investors, retirement plan participants, charities, and corporate clients. The firm emphasizes model-based asset allocation and portfolio optimization, offering a wide range of advisory and brokerage services through a multi-advisor platform.

Steven Barber is a financial advisor with LPL Financial in Williamsville, NY, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has previously worked at Janney Montgomery Scott, Bank of America, Merrill Lynch, and Equitable Advisors. Outside of his advisory role, he is a co-owner of a real estate rental LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and extensive technology tools.

William Walter is a financial advisor with Ameriprise in Williamsville, NY, holding a Series 63 designation and 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers customized recommendations through a centralized retirement-income consulting team.

Nicholas Kelly is a Series 66-licensed financial advisor with Equitable Advisors, where he has worked since 2005. He has 21 years of experience in the industry, including 15 years with Axa Advisors, LLC. He is based in Williamsville, NY. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs, utilizing third-party investment managers and a range of advisory models.

Jeffrey Andruschat is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining OSAIC in 2024, he worked at Securities America Advisors, Inc., Securities America, Inc., and HSBC Securities (USA) Inc. He also operates a sole proprietorship, First National Investors, which includes insurance sales. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach includes model-based asset allocation and portfolio optimization, with options for discretionary and advisor-managed strategies.

Brian Kern is a financial advisor at Cetera with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Avantax Investment Services, 1st Global Capital Corp, and Lumsden & McCormick, where he continues to serve as a principal providing tax advice and planning. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients, utilizing a multi-manager platform with discretionary and non-discretionary account options.

John Zuchlewski is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Manufacturers and Traders Trust Company and M&T Securities, Inc. since 1989 and joined LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services delivered through a large network of advisors, utilizing various investment strategies and technology tools.

Robert Fahey is a financial advisor with LPL Financial, holding a Series 66 designation and ten years of industry experience. He previously worked at Cadaret, Grant & Co. and Skrobacz & Company CPA, and he operates Robert F. Fahey Jr. & Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Derek Szczupakowski is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 15 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance Company since 2013. Outside of his advisory role, he is involved in property and casualty sales and provides financial consulting for a family dentistry practice, advising on investments, debt payoff, and employee benefits. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning using firm-approved analytical tools.

Patrick Denisco is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors since 2008, including its affiliation with Axa Advisors, LLC from 2008 to 2020. Outside of his advisory role, he is involved in insurance-related activities. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing both proprietary and third-party solutions delivered through a network of Investment Adviser Representatives.