Erik Opczynski is a Series 66-licensed financial advisor with Morgan Stanley in Mount Laurel, NJ, and has 15 years of industry experience. He has been with Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and employs a structured discovery process supported by firm-approved planning tools.

Stephen Moyer is a financial advisor at Edward Jones with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked for ten years at George School. Outside his advisory role, he owns Moyer Management Services LLC, a real estate management business in Southampton, PA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management supported by over 23,000 financial advisors nationwide. The firm offers a range of advisory programs and investment solutions under a fiduciary standard.

Owen Mc Gee is a Financial Advisor with The McGee Group at Merrill, where he works alongside his father, a seasoned advisor with over 30 years of experience. He assists individuals and families in building clear financial plans by understanding their full financial picture, including goals, time horizon, and objectives. Owen structures approaches aligned with clients' objectives, risk tolerance, and liquidity needs. His expertise includes family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Owen holds a Bachelor's Degree from the Pennsylvania State University System and the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Owen enjoys basketball, cooking, football, golfing, music, spending time with his family, traveling, and watching movies.

Jennifer Micale is a Series 66-credentialed financial advisor with 18 years of industry experience, currently serving clients at Morgan Stanley. Her prior experience includes roles at Merrill, Fidelity Brokerage Services, Wells Fargo Clearing, and Ameriprise. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, utilizing structured discovery conversations and firm-approved tools to support tailored planning.

Kevin Hughes is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 16 years of industry experience and has worked with Cambridge since 2012. In addition to his advisory role, he operates as a Certified Public Accountant and an independent insurance agent in Bensalem, Pennsylvania. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers multiple account platforms and proprietary model strategies, supporting both discretionary and non-discretionary management.

William Miller is a CFP® with seven years of industry experience, currently serving as a financial advisor at Raymond James Financial. His prior experience includes roles at LPL Financial, Securities America Advisors, and Mass Mutual Investors Services. Outside of his advisory work, he is also associated with Know My Plan, where he acts as Financial Advisor and Director of Operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports both advisory programs and institutional consulting across a large network.

Kevin Hughes is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, where he has worked since 2018. He has eight years of experience in the industry and also operates an accounting practice as a CPA focused on tax preparation and bookkeeping. Cambridge Investment Research Advisors, Inc. serves a diverse client base, including individuals and institutional clients such as pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through a large network of financial professionals. The firm manages a multi-billion-dollar asset base and provides both discretionary and non-discretionary management across multiple platforms and custodians.

Chad Akselrad is a financial advisor with Ameriprise in Holland, PA, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His career includes roles at firms such as Cambridge Investment Research, Merrill, Charles Schwab, and Wells Fargo. Outside of finance, he operates Pulse Entertainment, providing mobile DJ services for private events. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning through written Recommendation Reports and ongoing advice that emphasize dependable income sources and tax-aware withdrawal strategies.

Avery Wissmar is a financial advisor at Morgan Stanley in Mount Laurel, NJ, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, Wissmar worked at HCA Healthcare and the Showtime Sports Academy, and attended Georgetown University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Ronak Patel is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2017 and 2018, respectively. Outside of his advisory role, he works as a per diem wedding coordinator for Rose Events LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and manages a broad range of client assets through structured planning processes and various advisory programs.

Christopher Owens is a financial advisor at Fidelity with a Series 66 designation and five years of industry experience. His prior roles include positions at Merrill and PNC Bank. Owens is based in Morrisville, PA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manages oversight for affiliated and unaffiliated sub-advisers.

David Brown is a financial advisor with Primerica Advisors in Langhorne, PA, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked with various school districts and local businesses alongside his advisory role. He is also involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven strategies managed by third-party asset managers and supports trades and custody through Pershing, managing approximately $15.5 billion in assets.

Peter Sciortino is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior work includes positions at Invest Financial Corporation, VSR Financial Services, PRUCO Securities, and Wells Fargo Clearing. Outside of his advisory role, he is the owner and president of OAKHURST, LLC, a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, leveraging a broad platform with over 22,800 advisors and significant operational and technology resources.

Christina Ciorciari is a financial advisor with Merrill in Yardley, PA, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. She has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacqueline Caywood is a financial advisor at Stifel with 22 years of industry experience. She holds the Series 66 designation and has been with Stifel Nicolaus & Co Inc since 2010. Stifel serves a broad client base, including individual, institutional, and municipal clients, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation and financial planning.

Daniel Porter is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and 12 years of industry experience. He previously worked at Fiduciary Trust International for 11 years before joining Wells Fargo in 2026. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Wesley Frazier is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. He has worked at LPL Financial since 2018 and previously spent five years with INVEST Financial Corp. Frazier also has a longstanding role at Beneficial Savings Bank beginning in 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of advisors and institutional platforms.

Deena Kobrin is a financial advisor with LPL Financial in Florence, NJ, holding a Series 63 designation and 41 years of industry experience. Her career includes roles at NEXT Financial Group, Citizens Securities, IC Advisory Services, The Investment Center, Wells Fargo Clearing, and Prudential Equity Group. In addition to her advisory work, she is involved as a non-variable insurance agent and refers mortgage and real estate services through The Referral Group. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and managing over $819 billion in discretionary assets.

Bernard Hirsh is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been active in the financial industry since 1981, initially serving as an independent exchange member and options floor trader at the Philadelphia Stock Exchange and the American Stock Exchange until 2005. Since 2007, he has worked as a financial advisor, including a tenure at UBS Financial Services from 2007 to 2010. At Merrill Lynch Wealth Management, Bernard focuses on assisting families and businesses by thoroughly understanding their financial situations and helping clarify their visions for the future. He develops personalized wealth management strategies aimed at pursuing clients' long-term financial goals. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Bernard holds a Bachelor's Degree from Colby College and a High School Diploma from George School. He is engaged in community involvement through volunteer work with local organizations, continuing the tradition of participation in the communities served by Merrill Lynch Wealth Management.

David De Dufour is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2009 and previously spent seven years with Citigroup Global Markets. Outside of his advisory role, he serves on the Investment Policy Committee for the Lutheran Church Missouri Synod’s New Jersey District and is involved in buying and selling antiques. Stifel serves a diverse group of clients, including individuals across various wealth levels, institutional investors, and charitable organizations. The firm provides brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.