Daniel Cacioppo is a financial advisor with Vanguard Advisers based in Malvern, PA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has been with The Vanguard Group, Inc. since 2014. Outside of his work at Vanguard, he serves as an authorized agent for family members' investment matters. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and a team servicing model.

Christian Lohmann is a CFP® with 33 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2020. He has been affiliated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1991. Lohmann also acts as a fiduciary agent for an immediate family member in an investment-related capacity. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, supported by a large advisor team and digital delivery platform.

Kenneth Poley is a CFP® with over 32 years of industry experience, currently serving at Vanguard Advisers since 1992. He holds Series 63 and Series 65 licenses and is based in Malvern, PA. His other business activities include serving as a limited agent for multiple immediate family members in fiduciary capacities. Vanguard Advisers delivers both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to tailor asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor teams.

Douglas Mento is a financial advisor at Vanguard Advisers with 15 years of industry experience. He holds a Series 66 designation and has worked at The Vanguard Group, Inc. since 2005. Outside of his advisory role, he is an owner of 7 Oaks Properties, LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios largely from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Brendan Lyons is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has been with various Vanguard entities since 2016, including Vanguard Advisers, Inc., Vanguard Marketing Corporation, and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants through services like Vanguard Digital Advisor and Vanguard Personal Advisor. The firm uses a goal-based, algorithm-driven approach featuring proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs, offering extensive customization and tax-aware features.

Christopher Burcham is a CFP® with 13 years of industry experience, currently serving as an advisor at Vanguard Advisers. His prior experience includes roles at Eagle Strategies and New York Life Insurance & NYLIFE Securities. He maintains a life and health insurance license. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm’s large scale and digital delivery model support a high client-per-advisor ratio and a broad range of customization options.

Sean Mcglinchey is a financial advisor at Vanguard Advisers with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with The Vanguard Group since 2011. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. Their investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized asset allocations largely from Vanguard funds and ETFs.

Kevin McDermott is a financial advisor with Osaic, holding Series 63 and Series 66 registrations and bringing 36 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation and Citadel Federal Credit Union. Outside of advisory work, he is co-owner of Delphi Wealth Management Group LLC and Delphi Tax Management Group LLC, which involves expense management and tax preparation services. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors. The firm provides integrated brokerage and advisory services, leveraging various platforms and asset-allocation tools to manage portfolios that include a range of investment types and third-party solutions.

George Pastino is a CFP® professional with 24 years of industry experience, currently serving at Vanguard Advisers in Malvern, PA. He has been with The Vanguard Group, Inc. since 2004. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory teams.

Conchita Dixon is a financial advisor at Vanguard Advisers with 25 years of industry experience. She holds the Series 63, Series 65, and Series 66 credentials and has worked previously at TIAA and in various self-employed roles. Outside of financial advising, she is involved in entertainment as a vocalist and actor and manages musical aspects of theater productions through Gocar Productions. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Malcolm Rayne is a financial advisor at Wells Fargo Advisors with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at Wells Fargo Clearing, NewSpring Capital, KPMG LLP, and RBC Capital Markets. Outside of his advisory role, he holds a minority interest in an investment-related business, 211 Property Partners, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services. The firm’s approach includes tailored recommendations supported by proprietary research and tools, with offerings that cover various planning needs from cash flow to specialized areas such as business-owner transition and special-needs analysis.

Julie Baek is a Series 66-licensed financial advisor with Vanguard Advisers, based in Malvern, PA, with four years of industry experience. Prior to joining Vanguard in 2022, she worked at Comcast Corporation from 2016 to 2021. Outside of her advisory role, she manages an investment property in Philadelphia. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing Vanguard funds and ETFs along with various customization options, and is notable for its scale and digital delivery model.

Jonathan Matty is a financial advisor at Vanguard Advisers with three years of industry experience. He holds the Series 66 designation and has been with Vanguard and its affiliated entities since 2023. Previously, he worked in various roles including positions at De Lage Landen and Contemporary Staffing Solutions. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, managing a large client base through its digital platform and advisor teams.

Jeremy Munoz is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. His prior experience includes roles at Merrill and Bank of America N.A. He is based in Malvern, PA. Vanguard Advisers offers automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, combining digital delivery and a large advisor team to manage a high volume of client relationships.

Noah Loser is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 designations and has worked within various Vanguard entities since 2021. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily investing in Vanguard funds and ETFs.

Jack Winters is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 designation and two years of industry experience. Prior to joining Vanguard, he worked at All Seasons Capital & Advisory and held various roles including positions at Washington College and The Retriever Bar and Oysters. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants through its Digital Advisor and Personal Advisor services. The firm uses a goal-based, algorithm-driven approach incorporating proprietary methodologies and primarily invests in Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Maxim Shishkin is a financial advisor at Vanguard Advisers with seven years of industry experience. He has been with The Vanguard Group since 2019 and previously worked at Randstad Inc, 1847 Financial, The Saloon of Newtown, Bru Craft and Wurst, and Verrecchia Construction. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s approach is goal-based and algorithm-driven, using proprietary models to set personalized asset allocations primarily through Vanguard funds and ETFs, supported by a digital platform that manages a large client base.

Donald Sellers is a financial advisor with Edward Jones in Kennett Square, PA, holding Series 63 and Series 66 licenses. He has 21 years of industry experience and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Nathan Hanko is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers. He has been affiliated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2004. Outside of his advisory role, he participates in GIGWALK, a platform for completing small jobs via a smartphone app. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, primarily investing through Vanguard funds and ETFs.

Martin Bucko is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes positions at Charles Schwab & Co., Inc., and E*TRADE Capital Management LLC. He is currently based in Malvern, Pennsylvania. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.