Robert Skaare II is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63, 65, and 66 credentials and possessing 29 years of industry experience. He has been with T. Rowe Price since 2012. Outside of his advisory role, he works as a contractor and referee for the Southeastern Hockey Officials Association across MD, VA, PA, and DC. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, employing a model portfolio approach invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool.

William Jolly is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Valic Financial Advisors and has held a position at Agia since 2022. Outside of his advisory role, he is an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Hong Chiu is a financial advisor at T. Rowe Price Advisory Services, Inc. with five years of industry experience. He holds Series 65 and 66 licenses and has worked at several firms including Sunnylending LLC, Transamerica Financial Advisors, Inc., and World Financial Group, Inc. prior to joining T. Rowe Price. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning with an online interactive tool and telephone access to advisors.

Steven Baden is a financial advisor with T. Rowe Price Advisory Services, Inc., holding the Series 66 credential and six years of industry experience. He has worked at T. Rowe Price since 2021, with prior roles at The Prudential Insurance Company of America and Pruco Securities LLC. Baden also spent five years at WoodWorks, part of the American Forest & Paper Association. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and interactive online tools.

Brent Andersen is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 designations and 19 years of industry experience. He has been with T. Rowe Price Investment Services since 2010. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using selected proprietary mutual funds and ETFs. The firm serves individual investors and households, emphasizing model portfolio allocations, tax-aware rebalancing, and online planning tools.

S. Paulina Nemec is a financial advisor with Eagle Strategies (NY Life) based in Woodstock, MD, holding Series 63 and Series 65 licenses with 29 years of industry experience. She has worked with New York Life Insurance Company and Nylife Securities Inc. since 2002. Outside of her advisory role, she volunteers at Gilchrist Hospice Care, participating in fundraising events and facility support. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement advisory services. The firm offers multiple program types tailored to client and plan sponsor objectives, with most regulatory assets managed on a non-discretionary basis.

Briana Lantuh is a financial advisor at William Blair with a Series 66 designation and one year of industry experience. Before joining William Blair, she held various roles across sectors including technology and education, with positions at Carahsoft Technology Corp. and The University of North Carolina at Chapel Hill. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension funds, and corporate clients. The firm emphasizes active, research-driven management across multiple asset classes and provides access to proprietary models, third-party sub-managers, and private investment opportunities.

Malgorzata Elashmawy is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at HB Wealth since 2025. She previously worked at WMS Partners, LLC for 14 years. Elashmawy is also involved with the FPA of Maryland as Co-Chairperson of its Pro Bono Committee, where she organizes pro bono financial advice initiatives for nonprofit organizations and underserved communities. HB Wealth Management is a registered investment adviser that offers wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a disciplined investment process that includes discretionary portfolio management and a combination of quantitative and qualitative due diligence across a range of public and private strategies.

Gustav Jakowitsch III is a financial advisor at T. Rowe Price Advisory Services, Inc. with 12 years of industry experience. He holds a Series 66 designation and has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service to individual investors and households focused on retirement goals, combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and uses an interactive online planning tool with Monte Carlo simulations for retirement projections.

Thomas West is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has been with Valic Financial Advisors since 1998 and also holds a position at Agia. Outside of finance, West is an artist who creates paintings. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and operating at scale with over $26 billion in discretionary assets.

Jeffrey Berman is a CFP® and PFS™ with 27 years of experience in the financial services industry. He has been with Equity Services, Inc. for 22 years and is also a partner and tax practice leader at the accounting firm Kahn Berman Soloman Taibel & Mogol Pa, where he has worked since 1987. Outside of financial advising, he is involved in producing animated films through a partnership in Mulligan Man, LLC. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading, utilizing multiple advisory platforms and third-party asset managers.

Bradley Williams is a financial advisor at MAI Capital Management, LLC with 16 years of industry experience. He holds a Series 65 designation and previously worked at Lowe Wealth Advisors, LLC and Wilmington Trust Investment Advisors, Inc. before joining MAI Capital Management in 2025. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base, including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio strategies and integrates financial planning and tax services while managing $72.3 billion in assets under management as of May 2026.

Cari Elliott is a financial advisor at HB Wealth with a Series 65 credential and three years of industry experience. Prior to joining HB Wealth in 2025, she worked at WMS Partners and CovingtonAlsina. Outside of her advisory role, Ms. Elliott is involved in coordinating events and managing vendor relations for The Barn at Pleasant Acres, a wedding venue. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management and combines quantitative and qualitative due diligence across public and private investment strategies.

Zachary Ruchman is a financial advisor at HB Wealth with a Series 65 license and three years of industry experience. He has previously worked at WMS Partners, RockCreek Group, and BlackRock. Outside of his advisory role, he serves as a finance committee member for the Harold & Geraldine Polinger Family Foundation, advising on budgets and investments. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm combines quantitative and qualitative due diligence across public and private investment strategies and offers discretionary portfolio management aligned with client objectives and risk tolerance.

Dana Mazzarella is a financial advisor at Kestra Advisory with eight years of industry experience. She holds Series 63 and Series 65 registrations and has been with Kestra Advisory since 2021. In addition to her advisory role, she works as an administrative assistant at Asher Financial Services, where she is involved in tax preparation and client support activities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan-level investment advice, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base including large institutional investors and sovereign wealth funds.

Michael Stokvis is a financial advisor at TIAA-CREF with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC specializes in financial planning and discretionary managed account programs for individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing discretionary portfolio management using model portfolios or customized strategies under a fiduciary standard.

Mark Medairy Jr. is a financial advisor with Eagle Strategies (NY Life) based in Timonium, MD, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has worked with NYLife Securities and New York Life Insurance since 1983 and has been involved with Camden Planning Group, LLC since 2009. Medairy also serves as a board member on the Archdiocese of Baltimore’s Lay Personnel Retirement Board and Investment Committee. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients through a large network of affiliated advisers. The firm offers various program types and emphasizes aligning recommendations with client goals and plan sponsor criteria, managing most regulatory assets on a non-discretionary basis.

Daniel Brown is a financial advisor with Independent Financial Partners in Columbia, MD, holding Series 63, 65, and 66 licenses and 19 years of industry experience. His prior roles include positions at Cypress Wealth Management, Commonwealth Financial Network, and Ameriprise Financial Services. Outside of his advisory work, he serves as an expert witness and consultant for attorneys on medical malpractice and personal injury cases. Independent Financial Partners is a nationwide firm offering investment advisory, financial planning, trust, and retirement-plan services through a decentralized model that empowers independent advisors. The firm serves a broad client base, including individuals, charities, corporations, and high-net-worth clients, and is noted for its retirement-plan advisory and pension consulting capabilities.

Daniel Craig is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and nine years of industry experience. Before joining T. Rowe Price in 2018, he worked at Northwestern Mutual in various capacities from 2017 to 2018 and has also held roles at Towson University and Ridge Engineering. Outside of finance, he is a partial owner of Tell Tale Coffee Company, a coffee sales business in Westminster, MD. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning with tax-aware management and online tools.

Andrew Burton is a CFP® professional with 10 years of industry experience, currently advising at Valic Financial Advisors. His prior roles include positions at Agia, State Farm VP Management Corp, and Penn Mutual Life Insurance Co. Outside of his advisory work, he serves as a board member for the St. Gerard YMA and is an assistant varsity baseball coach at Perry Hall High School. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors supported by centralized technology and model solutions.