Christian Strom is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 11 years of industry experience. He has worked at several firms, including Voya Investment Management and Sterling Capital Management, before joining Charles Schwab in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Gaurav Shrestha is a CFP® with 22 years of industry experience, currently serving at Cetera since 2023. He has a long tenure at Select Brokers, LLC and Virginia Asset Management, where he is an owner offering securities, advisory, and insurance services. Outside of his advisory roles, Shrestha serves as a board member of the Salisbury Country Club. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and financial planning services, utilizing both affiliated and third-party managers across discretionary and non-discretionary program structures.

Michael Anliker is a CFP® with 27 years of industry experience, currently serving at Cetera since 1999. He also owns and manages a CPA firm specializing in tax preparation and planning services. Additionally, he holds a role as an elected board member of a local office condominium homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of investment and retirement services through a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers access to multiple portfolio management options, including model portfolios, third-party managers, and bespoke strategies, with oversight covering discretionary and non-discretionary accounts.

Al Morris is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2020, progressing through positions including Investment Consultant, Relationship Manager, and Financial Representative. In his work, Al focuses on developing financial plans that align with clients' individual stories and experiences. He emphasizes the importance of trust and comfort in client relationships and continuously seeks to deepen his understanding through ongoing development and collaboration with colleagues. Outside of his professional role, Al has interests in baseball, fitness, hiking, horseback riding, running, and traveling.

Joseph Taylor is a financial advisor at Cetera with 13 years of industry experience. He holds a Series 66 designation and has worked at Virginia Asset Management, Minnesota Life, and Securian Financial Services. In addition to his advisory role, he is an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program structures.

Noah Fletcher is a financial advisor with Mass Mutual Investors Services in Glen Allen, VA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at J.W. Cole Advisors, Valic Financial Advisors, and MassMutual Life Insurance Company. Outside of his advisory work, he coaches varsity football at Goochland High School and serves as a director for the Goochland Football Foundation, a nonprofit organization focused on community engagement and fundraising. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, and charitable organizations. The firm emphasizes collaborative, goal-driven planning using firm-approved analytical tools, offering a range of educational and event-driven planning programs.

Christopher Han is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2012. He provides comprehensive financial planning services, partnering with clients to develop strategies aimed at building and protecting wealth, as well as creating giving plans aligned with clients' values. Christopher adjusts these plans as clients' circumstances and opportunities evolve to help keep financial goals on track. His professional experience includes positions as a Licensed Personal Banker 2 at Wells Fargo Bank from 2010 to 2012, and earlier roles as a Financial Advisor at Virginia Asset Management, UBS Wealth Management, and Ameriprise Financial between 2007 and 2010. This background supports his expertise in financial consulting and wealth management. Outside of his professional work, Christopher's personal interests include cars, family activities, fitness, and soccer.

Paige Harrison is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC. Outside of her advisory role, she is involved in managing a rental property jointly owned with her spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Richard Cota III is a financial advisor with Equitable Advisors in Richmond, VA, holding a Series 66 designation and five years of industry experience. His background includes roles in mortgage services and hospitality prior to joining Equitable Advisors in 2021. Equitable Advisors serves individual, corporate, and institutional clients with financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party investment models and offering ERISA fiduciary services through credentialed advisors.

Thomas Kampfmueller Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. Prior to joining Cambridge in 2017, he worked for 1 St Global Insurance Services and affiliated firms for 14 years. He also operates as an independent insurance agent in Richmond, VA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services delivered through independent Financial Professionals, utilizing various portfolio management programs and tactical investment strategies.

Alexander Joseph is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. He previously worked at UBS Financial Services and has professional experience that includes roles outside finance in education and hospitality. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs, and it serves as an advisor to multiple registered funds.

Nicholas Yellets is a financial advisor with Equitable Advisors in Richmond, VA, holding a Series 66 designation and seven years of industry experience. Prior to joining Equitable Advisors in 2019, he held roles at AXA Advisors, Packsaddle Ridge Golf Club, Corolla Watersports, and Zocalo. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm uses a network of Investment Adviser Representatives to deliver personalized advice and access a range of third-party asset management programs and products.

John Bayarski is a CFP® professional with seven years of industry experience, currently serving as an advisor at LPL Financial. His prior roles include positions at Strategic Wealth Planning and Commonwealth Financial Network, as well as a decade at Aramark Corp. In addition to his advisory work, he is involved in tax preparation and accounting through Strategic Tax Planning, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer providing services to individuals, retirement plans, banks, credit unions, and charitable organizations. The firm offers a range of advisory programs and manages portfolios using both discretionary and non-discretionary approaches, supported by research and multiple investment strategies.

Daniel Halpin is a financial advisor with Ameriprise in Midlothian, VA, holding a Series 66 designation and six years of industry experience. His career includes roles at Ameriprise Financial Services and prior positions at RVA on Wheels and JR Caskey, Inc. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing tailored Recommendation Reports that address income, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered through a centralized consulting team, serving clients with a broad range of advisory, brokerage, and insurance solutions.

Joseph Stemmle is a financial advisor with Ameriprise, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise since 2011. Outside of his advisory role, he serves as president of the VCU Alumni Association Richmond Chapter and provides pro bono financial planning. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through a collaborative, non-discretionary approach.

Mark Barnett is a financial advisor with Ameriprise in Glen Allen, VA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, Barnett is involved in business ownership, including The Westerre Group, LLC, an investment-related pass-through entity, and MaKe Enterprises, LLC, a real estate business. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, delivering tailored recommendation reports through a centralized consulting team. The firm combines quantitative modeling, tax-efficient strategies, and asset management to support client retirement income needs.

Devin Palmese is a financial advisor at Cambridge Investment Research Advisors with 13 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at LPL Financial, Wealthcare Advisory Partners, and other firms. Palmese is also an independent insurance agent through his own business, Palmese Financial LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm supports a range of investment approaches and platform arrangements, delivering solutions through a network of independent financial professionals.

Matthew Brotherton is a financial advisor with Osaic who holds Series 63 and Series 65 licenses and has 25 years of industry experience. He worked at SII/John Hancock Financial Services from 2000 to 2018 before joining Osaic. He is also involved in insurance and investment-related businesses through ownership and leadership roles in several related entities. Osaic Wealth, Inc. serves a diverse clientele including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a variety of portfolio construction tools and offers access to third-party money managers and managed account solutions.

Aran Massengill is a financial advisor at Osaic with one year of industry experience and a Series 66 designation. Prior to joining Osaic, he worked briefly with Hermitage Wealth Management and has held various roles including client services specialist. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, retirement plan consulting, unified managed accounts, and access to multiple third-party money managers, employing a range of portfolio construction tools and investment options.

Dianne Willier is a Financial Consultant currently working at Fidelity Investments since 2014. She has built a professional career in the financial services industry, focusing on understanding clients' short and long-term goals and developing customized financial plans tailored to individual needs. She prioritizes strong client relationships based on trust, responsiveness, honesty, and competency. Her professional background includes experience as a Registered Associate at Morgan Stanley from 2008 to 2012, Branch Operations Manager at UBS Financial Services between 2007 and 2008, and various roles at Davenport & Company LLC from 1989 to 2004, including Assistant Vice President - Research, Vice President - Institutional Sales, and Registered Associate. Additionally, she served as an Equity Trader and Officer at Wachovia Securities from 2006 to 2007. Dianne holds an AR Insurance License. Outside of her professional work, she has personal interests in cooking and baking, social events with friends, hiking, pets, and yoga.