Anthony Marengo is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity Investments in various roles since 2004. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage and consult on diversified portfolios.

Stephen Stowell is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, N.A. Outside of his advisory role, he participates in meal delivery through Door Dash on weekends. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katharyn Smith is a financial advisor at Raymond James & Associates with 15 years of industry experience. She holds Series 63 and Series 65 designations and has been with Raymond James since 2011. Smith serves as a board member for The Arc of Jacksonville, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Margaret Spadora is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Wai Chan is a financial advisor with Merrill, holding a Series 66 designation and over 23 years of industry experience. He has been with Merrill since 1999. Outside of his advisory role, he serves as one of three managers for SAW Holdings I LLC, a personal holding company established to protect family assets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gus Hydbom is a Branch Leader at Fidelity Investments, a position he has held since 2024. In this role, he leads a team dedicated to comprehensive financial planning, aiming to provide clients with strategies aligned to their long-term financial goals. His experience at Fidelity Investments includes several leadership roles, such as Team Leader for Portfolio Advisory Services from 2020 to 2024, and Team Leader for Client Services from 2019 to 2020. Prior to these positions, he worked in various capacities including Investments Solutions Representative, ISR Help Desk, PAS Service Representative, and Customer Relationship Advocate between 2016 and 2019. The breadth of his experience covers client services and portfolio advisory functions, reflecting a commitment to serving clients through diverse financial service roles at Fidelity Investments.

Michael Emmert is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 66 and Series 63 designations and has worked at various Fidelity entities since 2012. Outside of finance, he is an adjunct professor of jazz saxophone at the University of North Florida and performs music professionally through his own contracted events. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Eric Schlumbohm is a financial advisor at Merrill with eight years of industry experience and holds the Series 66 designation. He has been with Bank of America and Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bruce Varnadore Jr. is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 registrations and has been associated with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages diversified model portfolios and serves multiple registered investment companies with an emphasis on oversight and conflict management.

James Boughter is a financial advisor with Fidelity who holds the CFP® designation and Series 63 and 66 licenses. He has 27 years of industry experience, including roles at Fidelity Brokerage Services, Strategic Advisers, and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to build model portfolios and manages oversight of affiliated and unaffiliated sub-advisers.

Daniel Copeland is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has been with Merrill since 2005 and concurrently affiliated with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party teams, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eddie Garcia is a financial advisor with Merrill in Jacksonville, FL, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Merrill and Bank of America, he worked at Fidelity Investments for three years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies designed for a range of clients including individuals, high-net-worth clients, and institutional investors.

Jeffrey Riker is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Merrill, he worked at Fidelity Investments and Bank of America, N.A. His background also includes a brief role with Naval Air Systems Command and entrepreneurial experience at Lone Oak Brewery. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Boban Tunjic is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments, Citigroup, Fidelity Brokerage Services LLC, Bank of America, and Merrill. Outside of his advisory work, he owns a non-investment business called East Coast Irrigation & Drainage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven strategies.

Napoleon Robinson is a financial advisor at Charles Schwab with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including TD Ameritrade, Wells Fargo, and Edward Jones. Outside of his advisory role, Robinson owns and manages a transportation company, RH Carriers Inc., and a restaurant business, Spice Tapas LLC, in Charlotte, NC. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management solutions supported by a centralized structure and comprehensive custody services.

Aubrey Averette is a financial advisor at Fidelity with seven years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Fidelity Brokerage Services LLC since 2018, as well as at TPC Sawgrass from 2012 to 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a variety of fund structures and model portfolios.

Victor Rahner is a financial advisor with Merrill based in Jacksonville, FL, holding Series 66 and Series 63 credentials and having five years of industry experience. Prior to joining Merrill, his background includes roles in hospitality management and a position at the Cato Institute. He was also involved with Florida State University and its Campus Recreation program. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Megan Porcella is a financial advisor at Fidelity with four years of industry experience. She holds the Series 63 and Series 66 designations. Her work history includes roles at Fidelity Investments as well as experience in the dental and hospitality industries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers services such as discretionary management and fund advisory.

Mary Jones is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. Her prior work includes roles at T3 Trading Group, LLC and HomeMaking. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of products, including model portfolios delivered to intermediary platforms.

Sandy Misenheimer Pelot is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is involved in consulting through the Misenheimer Group. Ameriprise provides retirement-income planning services targeting individuals nearing or in retirement with significant investable assets. The firm combines research-driven modeling and tax-efficient strategies to deliver personalized, non-discretionary recommendations through a centralized consulting team.