Joseph Trainor is a financial advisor with Ameriprise in St. Johns, Florida, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement who meet specific asset criteria, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers a range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Joseph Reyes is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at J. A. Reyes & Co., P. A., Equitable Financial Life Insurance, and Blaze Pizza. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Michael Rausch is a Series 66-licensed financial advisor at UBS Financial Services with 16 years of industry experience. His prior roles include positions at Morgan Stanley and Royal Bank of Canada. He is based in Ponte Vedra, Florida. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based asset allocation tailored to client goals and risk tolerances.

Darren Lupari is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 1999, starting his career at Merrill in the Retirement Benefits Group. Darren has held multiple roles within the firm and, between 2005 and 2010, worked as a Client Relationship Manager at ING, overseeing multi-billion dollar 401(k) plans for corporate clients. He rejoined Merrill Lynch as a Wealth Management Advisor in 2010. Darren’s expertise includes corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. He focuses on helping corporate executives integrate their corporate benefits into comprehensive long-term financial strategies. His client focus areas also include personal retirement planning, portfolio management services, women and wealth, and retirement income. Darren holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Central Florida. A resident of Jacksonville since 1999, Darren lives in the Southside area with his wife and three children. He enjoys boating, fishing, football, traveling, and spending time outdoors with his family.

Thomas Kypke is a financial advisor at Ameriprise in Jacksonville, FL, holding Series 63 and Series 65 credentials with 29 years of industry experience. His prior work includes eight years at Wells Fargo Clearing and one year at Wells Fargo Advisors, LLC. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, delivering tailored, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Tyler Nelson is a financial advisor with Raymond James & Associates holding Series 66 and Series 63 licenses and has four years of industry experience. He previously worked at Merrill for three years and has experience in various roles including at Deerwood Country Club and the University of North Florida. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Evan Pingel is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2019 and currently serves clients through Bank of America. Prior to his advisory career, he held positions at Publix Supermarkets and Florida State College at Jacksonville. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Daniel Granados is a Series 66 licensed financial advisor with Merrill in Jacksonville, FL, with four years of industry experience. He has worked at Merrill and Bank of America N.A. since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Angel Morales Atallah is a CFP® with 10 years of industry experience, currently advising at Ameriprise since 2023. His prior roles include six years at Edward Jones and a year at J.P. Morgan Chase Bank and J.P. Morgan Securities LLC. Ameriprise provides retirement-income planning services targeting individuals with substantial investable assets, combining research-driven recommendations and algorithmic tools to support tax-efficient withdrawal strategies and Social Security claiming decisions. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Thomas Forbes is a financial advisor with Wells Fargo Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked with Wells Fargo Advisors and related entities since 2009. Forbes serves as a power of attorney and trustee for family trusts and has ownership interests in several investment-related entities. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory recommendations with other financial products and referral channels.

Brian Krawsczyn is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and previously served in the United States Navy for ten years. Prior to joining Merrill, he worked at Florida State College at Jacksonville for two years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Caceres is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and 12 years of industry experience. He has been affiliated with Merrill since 2012 and with Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies designed for a range of individual and institutional clients.

James Fiallo is a financial advisor at Merrill in Jacksonville, FL, with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2015, previously working at Bank of America, N.A. since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Hofmann is a financial advisor at Wells Fargo Advisors with 43 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC prior to his current role. He is based in Jacksonville, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and tools to develop tailored recommendations.

David Mehler is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 27 years of industry experience. He has been with Merrill since 1999 and also works with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Deming is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. His prior roles include positions at Bank of America, The Vanguard Group, and Amerisource Bergen. He has also been involved with Missionary Companion Ministries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, pension plans, corporations, and charitable organizations.

Mandel Dauphine is a financial advisor at Merrill with 11 years of industry experience and holds a Series 66 designation. He has been with Merrill and Bank of America N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Kuhn is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and previously worked at Sagepoint Financial and the University of North Florida. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports. The firm serves a large client base and integrates advisory, brokerage, and insurance solutions through its affiliated companies.

Angela Brown is a Vice President and Financial Consultant at Fidelity Investments. In her current role since 2022, she partners with clients at various stages of life to work toward financial balance utilizing Fidelity's unique planning process. She has experience in stock plan services, retirement and income planning, as well as investment and wealth planning. Angela has worked in the financial services industry since 2010, holding positions as a Financial Advisor at First Command Financial Services, The Principal Financial Group, North Florida Financial Corporation and The Guardian, before joining Fidelity Investments in 2018. Angela holds a California Insurance License. Outside of her professional work, she has interests in cooking and baking, football, gardening, outdoor adventures, theater, and traveling.

Iris Bonet is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL, holding Series 63 and Series 66 credentials and having eight years of industry experience. She previously worked at Fidelity Brokerage Services, Advocacy Wealth Management, and Merrill. Outside of finance, she owns and operates a photography business and is active in music production and performance. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.