David Sosa is a financial advisor with Cetera who holds a Series 66 designation and has nine years of industry experience. His prior roles include positions at Wells Fargo, LPL Financial, and Regions Bank. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, and access to third-party managers, operating a multi-manager platform with a range of program options and custodial relationships.

Jonathan Fairey is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 63 designation and bringing 27 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He serves as treasurer for the Bridges of Light Foundation and participates on the finance committee for the Coalition for the Homeless of Central FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with options for discretionary management and a broader set of financial products than many institutional advisers.

Nahim Dewan is a financial advisor at Thrivent Investment Management with two years of industry experience. He previously worked at Florida Financial Advisors and Trinity Wealth Securities, and has a background that includes roles at the University of Central Florida and the University of Miami Miller School of Medicine. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers planning and managed-account services separately, allowing clients to consolidate billing through its WealthPlan program.

Christine Cyrus serves as a Resident Director at Merrill, where she applies her expertise as a financial relationship advisor. Since entering the financial services industry in 2008, she has developed a client-service focused investment model that emphasizes strong relationships to assist individuals and families in achieving their short-term and long-term financial goals. Her approach to wealth management is tailored to each client's unique financial situation, preferences, and objectives. Christine specializes in areas including college education planning, family wealth management strategies, employee financial health, legacy planning, managing new wealth, portfolio management services, small business strategies, women and wealth, and retirement income. She is dedicated to helping clients build and preserve wealth, enjoy a comfortable retirement, and views her role as a financial concierge committed to personalized service. Christine holds a Master of Business Administration (MBA) from the University of Florida and a Bachelor's Degree from the University of North Florida. She has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Christine is an active member of professional organizations such as the Council of 101 at the Orlando Museum of Art, the Junior League of Greater Orlando, and the Rotary of Orlando. Outside of her professional life, she enjoys cooking, football, gardening, golfing, interior decorating, pickleball, reading, running, skiing, and spending time with her family.

Edward Higgins is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors. Outside of his advisory role, Higgins serves as treasurer for the Civitan Club of Orlando and president of the University Estates Property Owners Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven process incorporates modern portfolio theory and offers a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jeffrey Smith is a financial advisor with LPL Enterprise in Orlando, FL, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Cetera Advisors LLC, Morgan Stanley, and Synergy Wealth Alliance. Outside of financial services, he was involved with Home Design Partners for five years. LPL Enterprise serves a diverse client base including individuals, retirement plans, and institutions, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm’s integrated platform combines advisory programs with brokerage and insurance products and utilizes a mix of in-house and third-party portfolio management.

Jillian Roberts is a financial advisor with Raymond James Financial in Orlando, FL, holding a Series 66 designation and beginning her industry career in 2025. Prior to joining Raymond James, she held roles in various sectors including higher education and the hospitality industry, and she has experience in small business operations through involvement with a brewing company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele, including individuals, institutions, and charitable organizations. The firm employs analytical tools such as risk profiling and probability modeling to tailor non-discretionary planning and supports its clients through a wide advisor network and specialized services in municipal finance and employer-sponsored retirement plans.

Naveed Shujaat is a financial advisor with Merrill in Orlando, FL, holding a Series 66 credential and over 10 years of industry experience. He has been with Merrill since 2006, totaling 20 years at the firm. Outside of his advisory role, he serves as a board member and Chair for Heart of FL United Way, providing advisory support on human services in Central Florida, and he is involved in managing administrative matters for his wife's eye care business. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Robert Young is a CFP®, ChFC®, and Series 66-licensed financial advisor with Edward Jones in Clermont, FL, where he has worked since 2009. He has 17 years of industry experience. Outside of his advisory role, he serves as a board member for the West Orange High School Scholarship Group, helping to determine college scholarship recipients, and is the managing member of a consulting business that handles administrative functions. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad range of financial needs. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors, offering various investment strategies and affiliated financial services.

Gregory Baird serves as a Resident Director at Merrill Lynch Wealth Management. In this role, he works closely with clients to develop and implement wealth management strategies tailored to their individual needs. His approach focuses on helping families achieve their long-term financial goals while managing risk appropriately. Gregory began his financial services career in 1988 and has extensive experience in portfolio management, retirement planning, and family wealth management strategies. He holds a Bachelor of Arts degree from Georgetown College. His professional credentials include the CERTIFIED FINANCIAL PLANNER® (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor® (CPWA), Chartered Retirement Planning Counselor™ (CRPC™), Chartered Retirement Plans Specialist™ (CRPS™), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. In addition to his professional commitments, Gregory is involved with the Ovarian Cancer Research Alliance. His personal interests include adventure sports, basketball, fishing, and hunting.

Hemant Sachdev is a financial advisor with Equitable Advisors in Orlando, FL, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His prior work includes roles at Axa Advisors, Park Avenue Securities, and Guardian Life Insurance. He is also the founder and president of NxtGen Advisory Group, LLC, an outside insurance business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and asset management access through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that utilizes various advisory programs and emphasizes individualized client planning.

Kristin O'Brien is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 15 years of industry experience. She has worked at various Wells Fargo entities since 2006, including Wells Fargo Bank NA and Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Sarah Goldsmith is a financial advisor with Morgan Stanley in Orlando, FL, holding a Series 66 designation and seven years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Bank of America, and Merrill. She serves as an officer for a nonprofit organization affiliated with Vanderbilt University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients. The firm provides tailored financial planning through a structured process and utilizes firm-approved tools to model investment outcomes.

Ethan Vanz is a financial advisor with Raymond James Financial, holding a Series 66 credential and one year of industry experience. His work history includes roles at Fidelity and JPMorgan Chase, along with a variety of positions in education and other sectors. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using analytical tools to support client goals and maintains specialized programs and partnerships in municipal finance and retirement plan advisory services.

Daniel Murphy Jr. is a financial advisor with Morgan Stanley in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Paul Steven Sumulong is a financial advisor with Merrill in Orlando, FL, holding Series 65 and Series 66 licenses and three years of industry experience. He has been with Merrill since 2009. Outside of his advisory role, he serves as a general partner and managing member of Yarnfrog LLC, a small business supporting his daughter's handcrafted products, and is a committee member for the Fellowship Foundation Inc, assisting with fundraising and ministry activities related to youth programs and golf. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kristin Akin is a CFP®-certified financial advisor with eight years of industry experience, currently serving clients at Edward Jones since 2017. Prior to joining Edward Jones, she worked at Williams-Sonoma Inc. from 2015 to 2017. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Mynor Mejia is a financial advisor at Merrill with 12 years of industry experience. He has held roles at Merrill and Bank of America since 2015 and holds the Series 66 designation. Based in Orlando, FL, Mejia serves clients within a large institutional firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Di Natale is a CFA® charterholder with 18 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc., having joined in 2025 after nine years at Cambridge Investment Research Advisors. In addition to his advisory role, he is involved in life and health insurance sales and owns support companies focused on investment advisory and recruiting activities in Orlando, FL. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored non-discretionary planning, supports municipal and public-finance work through a unique municipal advisor affiliation, and delivers customizable retirement plan advisory programs.

Beth Fleming Brown is a financial advisor at Osaic with 31 years of industry experience. She holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation for 26 years. In addition to her advisory role, she offers long-term care, traditional life insurance, fixed annuities, accident and disability insurance, and life settlements. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through multiple platforms, utilizing various asset-allocation tools and third-party programs to manage client portfolios.