Brett Horowitz is a CFP® professional with 22 years of experience in financial advising. He has been with Evensky & Katz/Foldes Wealth Management since 2014 and previously worked at The MDE Group, Inc. from 2003 to 2005. Evensky & Katz/Foldes Wealth Management is a fee-only, fiduciary firm serving high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm employs a comprehensive planning process and an equity core-and-satellite investment approach emphasizing low-cost index and ETF cores combined with selective active and alternative strategies.

Maria Garcia is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. Her work history includes roles at Wells Fargo Clearing and Wachovia Bank, N.A., prior to joining Insigneo in 2021. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management through firm-managed multi-asset portfolios, third-party manager oversight, and consulting. The firm’s investment process combines committee-driven model portfolios with individualized advisor-led portfolio construction, incorporating global asset classes and emerging-market exposures.

Yzana Oestreicher is a CFP® with 31 years of experience in the financial services industry. She is currently with Insigneo Advisory Services, LLC, where she has worked since 2021. Prior to that, she was with Wells Fargo Clearing from 2016 to 2021. She is the owner of YOES LLC, a pass-through entity for tax purposes. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering both discretionary and non-discretionary portfolio management. The firm’s investment approach combines committee-driven model portfolios with individualized advisor-led portfolio construction, incorporating global and emerging-market exposures to align with client objectives and risk tolerances.

Edilberto Moreno is a Series 66 licensed financial advisor with 26 years of industry experience, currently serving at Bolton Securities Corporation. He has been with Bolton Global Asset Management and Bolton Global Capital since 2016. Moreno is co-owner and managing director of PWA Family Office, LLC, and also manages Batista & Moreno Advisors. Additionally, he serves as a director of his wife's pediatric cardiology practice in Panama and is involved in real estate development projects there. Bolton Global Asset Management provides asset management and financial planning services to individual, corporate, and institutional clients, including high-net-worth individuals. The firm uses a network of independent investment adviser representatives and offers customized wealth management through various investment vehicles, emphasizing a primarily long-term approach.

Steven Foldes is a CFP® professional with 24 years of experience in financial advising. He has been with Evensky & Katz/Foldes Wealth Management since 2014 and previously led Foldes Financial Management from 2008 to 2014. Evensky & Katz/Foldes Wealth Management is a fee-only, fiduciary firm serving high-net-worth individuals, families, trusts, estates, charitable organizations, and retirement plans. The firm employs a core-and-satellite investment approach focused on low-cost index and ETF cores combined with select active and alternative strategies.

Andres Silva is a financial advisor with Insigneo Advisory Services, LLC in Miami, FL, holding a Series 65 credential and bringing four years of industry experience. He previously worked at VectorGlobal for 12 years before joining Insigneo Advisory Services and its affiliated broker-dealer, Insigneo Securities LLC. Insigneo Advisory Services provides investment advisory and consulting services to both retail and institutional clients, offering discretionary and non-discretionary portfolio management through proprietary multi-asset portfolios, third-party manager oversight, and consulting. The firm combines committee-driven model portfolios with individualized advisor-led portfolio construction, incorporating global asset classes and cross-border investment opportunities.

Roberto Pena is a financial advisor with Insigneo Advisory Services, LLC in Miami, FL, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. His prior roles include positions at HSBC Bank USA, HSBC Securities, LPL Financial, and several other firms dating back to 2004. Insigneo Advisory Services provides investment advisory and consulting services to both retail and institutional clients, offering discretionary and non-discretionary portfolio management with a focus on multi-asset portfolios that incorporate global and emerging-market exposures.

Francisco Toussaint Rincon Gallardo is affiliated with Mora Capital Management, LLC and holds a Series 65 credential. He has worked at Citi Investment Services since 1998. Mora Capital Management provides investment management and advisory services to institutional and individual clients, including high-net-worth and non-U.S. investors. The firm uses an open-architecture investment platform with fundamental and technical analysis, managing both discretionary and non-discretionary assets across a broad range of asset classes.

Beatrice Nunez is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. Her prior roles include positions at PNC Investments, BBVA Securities Inc., BBVA Wealth Solutions Inc., Compass Bank, and BBVA Compass Insurance Agency Inc. She is also the sole member and manager of Saint-Lys LLC, a non-investment-related pass-through entity. Insigneo Advisory Services, LLC provides investment advisory and portfolio management to individual, corporate, trust, and institutional clients, including banking institutions. The firm employs a combination of customized allocations and firm-modeled multi-asset portfolios, utilizing third-party research and a dedicated Investment Committee to oversee portfolio performance across various asset classes.

Fernando Carrera Perbuli is a financial advisor at Mora Capital Management, LLC with six years of industry experience. He holds a Series 66 designation and has worked previously at Boreal Capital Securities LLC and EFG Capital International Corp. Fernando's background also includes roles at Universidad del Pacifico and Inteligo Bank. Mora Capital Management provides investment management and advisory services to institutional and individual clients, including high-net-worth and non-U.S. investors. The firm offers discretionary portfolio management and family wealth consulting through an open-architecture platform that allocates across diverse asset classes, including structured products and alternative investments.

John Healy is a financial advisor with Insigneo Advisory Services, LLC in Miami, FL, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. He previously worked at Beta Capital Management LP for 15 years before joining Insigneo in 2022. Outside of his advisory role, Healy is a licensed life insurance agent, dedicating less than 1% of his time to this activity after market hours. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individual, corporate, trust, and institutional clients, including banking and thrift institutions. The firm employs a combination of customized allocations and firm-modeled multi-asset portfolios, utilizing third-party research and a dedicated investment committee to oversee diverse investment strategies.

Carolina Thompson is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and 22 years of industry experience. She has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and UBS Financial Services. Thompson is also president and sole owner of Thompson Wealth Advisory, a non-securities related business. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, and institutional clients, including banking institutions. The firm combines customized allocations with firm-modeled portfolios overseen by an investment committee and offers a range of strategies across multiple asset classes.

Mercedes Garcia Ayuso is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She previously worked at Citigroup Global Markets for 18 years before joining Insigneo in 2026. Outside of finance, she has a 30% ownership interest in a small family retail clothing business based in Madrid, Spain, though she is not involved in its operations. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, combining committee-driven model portfolios with advisor-led portfolio construction. The firm’s approach includes global asset classes and emerging-market exposures, with options for discretionary and non-discretionary management.

Stefan Marrero is a financial advisor with Impact Partnership Wealth, LLC in Miami, FL. He holds a Series 65 credential and has been active in the financial industry since 2016, with experience at firms including Mass Mutual Life Insurance Company and NY Life Insurance Company. Prior to his advisory career, he worked five years at Warren Henry Auto Group. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing approximately $3 billion through a multi-team network. The firm offers a range of portfolio solutions and retirement plan services, utilizing discretionary management and a broad affiliated-entity ecosystem.

John Lopez is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Insigneo Advisory Services, LLC since 2021. His prior experience includes five years at Wells Fargo Clearing. Outside of finance, he owns Puzzling Behavior, LLC, a graphic design and app development business. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management that incorporates committee-driven model portfolios alongside advisor-led customization.

Maria Dontsis is a CFP® with 11 years of industry experience. She is currently with A.G.P. / Alliance Global Partners and previously worked at Morgan Stanley Private Bank, National Association and Morgan Stanley Smith Barney LLC. A.G.P. / Alliance Global Partners is a dually registered SEC investment adviser and FINRA-member broker-dealer serving individual clients, retirement plans, and pooled/institutional vehicles. The firm emphasizes international investing and offers a range of portfolio management and financial planning services across a multi-team platform.

Armando Urena is a financial advisor at Snowden Capital Advisors LLC with 25 years of industry experience. He holds a Series 66 designation and has previously worked at Snowden Lane Partners, Wells Fargo Clearing, and Lehman Brothers Inc. Urena serves on the board of Autism Speaks, participating in fundraising activities on a volunteer basis. Snowden Capital Advisors LLC serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients. The firm offers discretionary and non-discretionary portfolio management, investment consulting, financial and estate planning, and both wrap and non-wrap advisory programs, utilizing a multi-team approach with institutional capabilities and a range of investment tools.

Ricardo Maulini Jr. is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 66 credentials and 30 years of industry experience. Prior to joining Insigneo in 2021, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2014 to 2021. He is also the owner of RMC Global Portfolio Management Inc., a non-securities-related business entity. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, institutional clients, and banking institutions. The firm offers customized and model-based portfolio solutions, including multi-asset portfolios, third-party manager oversight, and private placement advisory, utilizing a range of investment strategies and asset classes.

Adam Indianer is a financial advisor at Capital Analysts with six years of industry experience. He holds the Series 66 designation and has worked at Capital Analysts and Lincoln Investment since 2020. Prior to that, he was employed at Celebrity Sweat and Cowen and Company, LLC. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, third-party manager access, and retirement-plan advice through a nationwide network of independent advisors and its in-house Investment Management & Research team.

Arturo Vasquez is a financial advisor with Bolton Securities Corporation in Miami, FL, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with Bolton Global Asset Management and Bolton Global Capital since 2016. Vasquez maintains a fixed life insurance license, obtained in 2019, though he currently does not actively conduct sales in this area. Bolton Global Asset Management provides asset management and financial planning services to individual, corporate, institutional, and charitable clients. The firm offers customized portfolio management using a mix of internal and third-party strategies, emphasizing a primarily long-term approach while allowing for various investment techniques.