Michael Morrison is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and 17 years of industry experience. He has worked at HSBC since 2014 and concurrently serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. His prior experience includes roles at Charles Schwab, Merrill, and Edward Jones. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm provides various program types ranging from client-directed to fully discretionary portfolios, utilizing multiple risk profiles and relying on affiliated and third-party providers for investment advisory, fund selection, and custody services.

Ana Matia is a financial advisor at Citigroup Global Markets with six years of industry experience. She holds a Series 66 designation and previously worked at Suntrust Advisory Services and GenSpring. Outside of finance, she was a minority owner of Pool Fashion LLC, an importer of high-end European designer clothing that is currently inactive and in liquidation. Citigroup Global Markets serves a diverse client base including workplace, high-net-worth, and ultra-high-net-worth segments. The firm employs multi-asset, multi-manager investment strategies across discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Lee Levy is a financial advisor with Truist Advisory Services and holds a Series 66 designation. He has 11 years of industry experience, including roles at Safra Securities LLC and Safra National Bank of New York. Levy has been with Truist Advisory Services since 2022. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program that combines discretionary and non-discretionary strategies with third-party platform partnerships.

Andres Gomez is a financial advisor with Centaurus Financial, Inc. in Miami, FL, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior roles include positions with Cambridge Investment Research Advisors and Primerica Financial Services. Outside of advisory services, he is involved in mortgage origination and insurance as an independent agent. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, trusts, and foundations. The firm offers both discretionary and non-discretionary portfolio management, utilizing various analytical approaches and specialized services through its CLASSIC Plus platform.

Luiza Borges Reis is a financial advisor at Citigroup Global Markets with three years of industry experience. She holds the Series 66 designation and has previous work experience at the University of Miami and Rhodes College. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies, combining large institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant.

Jorge Menendez is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with Citigroup Global Markets since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with oversight committees and internal standards to select and monitor managers, combining large institutional scale with specialized market roles.

Alessandra Ermel is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds the Series 66 designation and has been with Citigroup since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs and maintains in-house research and security-pricing activities, distinguishing it from many peers.

Ana Franco is a financial advisor at Centaurus Financial, Inc. in Miami, FL, holding a Series 65 designation with one year of industry experience. Prior to joining Centaurus Financial, she worked at Cambridge Investment Research, Inc. and Cambridge Investment Research Advisor, Inc. Ana also has experience outside finance, having worked with Cakelicious Company, LLC. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements with a mix of fundamental and technical analysis.

Iris Roth is a CFP® with 38 years of industry experience, currently serving as an advisor at NewEdge Advisors since 2021. She has previously worked at Mid Atlantic Financial Management, Inc. and Mid Atlantic Capital Corporation. Outside of her advisory role, she is the owner and vice president of Gold Coast Benefits Group, an insurance and pension consulting firm. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a variety of portfolio management and consulting services and employs multiple program structures supported by centralized due diligence and technology tools.

Karen Mendivil is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at Morgan Stanley, Wells Fargo Clearing, and HSBC Bank USA, N.A. She has been with HSBC Securities since 2022. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering a range of client-directed and discretionary investment solutions. The firm employs a multi-profile asset allocation approach supported by HSBC Global Asset Management and uses both affiliated and third-party providers for advisory and administrative services.

Emilio Wu is a financial advisor at Citigroup Global Markets with 29 years of industry experience. He has been with Citigroup Global Markets since 2007 and previously worked at Citicorp Investment Services from 2004 to 2007. He holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory and execution services alongside bespoke solutions for high-net-worth relationships.

Gustavo Pecego is a Senior Financial Advisor with Merrill Lynch Wealth Management. He collaborates closely with clients to understand their individual investment styles, priorities, and goals in order to build personalized wealth management strategies. Gustavo provides access to investment insights from Merrill, along with trust, fiduciary, credit, and lending services offered through Bank of America and its affiliates. His focus areas include International Wealth Management, Managing New Wealth, and Sports & Entertainment. Gustavo holds a Bachelor's Degree from Florida International University and the Personal Investment Advisor (PIA) designation. He is fluent in English, Portuguese, and Spanish. Gustavo is actively involved in his community, including volunteer work with Baragua JUDO KAI. Outside of work, he enjoys skiing, soccer, traveling, and spending time with his family.

John Ermer Sr. is a financial advisor with Eagle Strategies (NY Life) holding Series 63, 65, and 66 licenses and has 29 years of industry experience. He has worked with Eagle Strategies since 2019 and operates his own firm, Ermer & Associates, Inc., since 2020. Outside of his advisory roles, he serves as a volunteer chaplain providing spiritual support to the Miami Dade Police Department. Eagle Strategies serves a diverse client base including individuals, institutional investors, and plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice primarily on a non-discretionary basis within an integrated New York Life affiliate structure.

Adriana Rondon Richards is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She holds a Series 66 designation and has worked with Citi International Financial Services and Citibank NA, Puerto Rico Branch since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and integrates internal standards and oversight committees to select and monitor managers.

Ana Ishikawa is a financial advisor at Citigroup Global Markets with seven years of industry experience. She holds a Series 66 designation and has worked at Citibank NA since 2019, following sixteen years at Banco Citibank SA. Citigroup Global Markets serves individual and institutional clients across a range of segments including workplace, high-net-worth, and ultra-high-net-worth. The firm offers multi-asset, multi-manager investment programs through discretionary and non-discretionary strategies, combining large institutional scale with unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Sandra Arcay De Mazzola is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She holds a Series 66 designation and has been with Citigroup since 2014. Outside of her advisory role, she is listed as a manager of a real estate-related investment entity, Mazzarc1992 LLC, although she devotes no time to this business. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers and provides solutions tailored for high-net-worth and ultra-high-net-worth clients.

Irma Stathis is a financial advisor with OSAIC Institutions, INC. She holds the Series 63 and Series 66 designations and has 10 years of industry experience. Her work history includes roles at Infinex Investments, Inc. since 2017 and Popular Bank since 2015. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser/broker-dealer model with discretionary and non-discretionary account options.

Michael Brown is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with First Command Advisory Services since 2015 and has also worked at affiliated First Command entities since 2007. Brown is the owner of MGENTRY LLC, an investment-related business established in 2024. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs featuring model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Geovanny Galindez Otero is a financial advisor at Citigroup Global Markets with a Series 66 designation and several years of experience in the banking and financial services industry, including prior roles at Bank of America and TD Bank. His background also includes brief employment in the restaurant and retail sectors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains large institutional capabilities alongside specialized market roles and arrangements.