Raj Bhatia is the founder of The Bhatia Group, a wealth management team within Merrill Private Wealth Management, where he serves as a Private Wealth Advisor. Over more than 40 years, he has helped a select group of high net worth clients acquire, grow, and preserve assets, assist in wealth transfer across generations, and create lasting legacies. His areas of expertise include wealth management plans, asset allocation, and portfolio management. Raj works with senior corporate executives, private company founders, individuals, families, family offices, endowments, and foundations. He earned a Bachelor's degree in Electrical Engineering from the Indian Institute of Technology, New Delhi, and a Master's degree from the Indian Institute of Management, Ahmedabad. Raj holds the Certified Investment Management Analyst (CIMA) designation awarded by the Investments & Wealth Institute and is a member of this institute. He also serves as a Merrill Institutional Consultant providing advice to endowments and foundations. Raj is involved in several professional and community organizations. He is a charter member of The Indus Entrepreneurs (TiE), a Silicon Valley–based organization mentoring entrepreneurs worldwide. In Chicago, he serves as a board member of The Adler Planetarium, participating in its Investment Committee, and is a board member of Chicago Scholars. Raj and his wife, Seema, are trustees of the American India Foundation, focusing on social and economic development in India. He resides in Lake Forest, Illinois, with his family.

Mark D'annunzio is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cadaret, Grant & Co., Inc. for several years and spent over two decades at Petersen Investments, Inc. He is also involved with Petersen Advisors in a non-variable insurance capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Scott O'dell is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Morgan Stanley and its affiliates since 2007. Outside of his advisory role, O'dell serves as a board member at large for the Terracina Homeowners Association and the Vineyards Radio Network in Naples, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets.

Vivek Kaul is a financial advisor with Ameriprise in Naples, FL, holding a Series 66 designation and five years of industry experience. His career includes multiple periods at Ameriprise and its affiliated entities, interspersed with full-time education roles and a position at eCapital Advisors. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Michael Bernberg is a financial advisor with Ameriprise in Naples, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, providing detailed recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support retirement planning, with a focus on assets held in Ameriprise Managed Accounts.

Toby Garner is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in offering a comprehensive approach to wealth management by closely listening to clients' needs and tailoring strategies designed to help them achieve their long-term financial goals. She integrates the investment insights of Merrill with the banking services of Bank of America to address various aspects of clients' financial lives. Her areas of expertise include college education planning, employee financial health, legacy planning, personal retirement planning, portfolio management, tax minimization, retirement income, and serving women and wealth. Toby holds a bachelor's degree from the University of Central Florida and professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). A Florida native, Toby has lived in Bonita Springs since 1991 with her husband and teenage triplets. She values community involvement and dedicates time to volunteering with local organizations, following the Merrill tradition of community service. Her personal interests include boating, fishing, spending time with family, table tennis, and traveling.

Michael Bellitti is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2021 to 2023. Michael's professional experience also includes several positions at Charles Schwab & Co., Inc., such as Associate Financial Consultant (2020-2021), various roles within the FC Academy including Investor Development, Cohort Trader, Cohort Licensed, and Cohort Trainee between 2019 and 2020, as well as Associate, Brokerage Service Representative in 2019. Michael is focused on partnering with clients to understand their unique financial needs and developing plans to work toward accomplishing their life goals. Outside of his professional work, he has interests in baseball, exploring culinary experiences, outdoor adventures, reading, traveling, and volunteering.

Douglas Newell is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on helping clients develop personalized financial strategies tailored to their long-term goals, emphasizing personal retirement planning, portfolio management services, and tax minimization. He holds a Bachelor's Degree from Furman University and carries the Professional Investment Advisor (PIA) designation. In addition to his professional work, Douglas participates in community activities, including volunteering with Special Olympics. Outside of work, he enjoys boating, fishing, golfing, hunting, and spending time with his family.

Alex Treves is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 65 credentials and having 32 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney before joining Wells Fargo Advisors in 2018. Treves co-owns a personal property holding company, Alex K. Treves LLC, with his spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm develops tailored recommendations using proprietary research and planning tools, with services spanning cash-flow, retirement, education, risk, wealth-transfer, and specialized planning areas.

Ralph Picascio is a CFP®-certified financial advisor with 43 years of industry experience, currently with UBS Financial Services since 2012. He holds Series 63 and Series 65 licenses and is based in Naples, FL. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of financial products.

Stephen Buonamano is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at TD Ameritrade and its investment management affiliate. Outside of his advisory role, he manages a residential rental property in Naples, Florida. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Linda Chamberlain is a financial advisor at UBS Financial Services with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo Clearing, Morgan Stanley, and Credit Suisse Securities. Chamberlain has been with UBS Financial Services since 1999, most recently returning in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of financial planning and portfolio management solutions supported by proprietary research and model-based asset allocations.

Betty Lamb is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs and tailored financial planning solutions. The firm employs a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Michael Devries is a financial advisor at Morgan Stanley in Naples, FL, with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary market estimates as part of its financial planning process.

Richard Kersting Jr. is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior roles include positions at Bruderman Brothers LLC, Bruderman Asset Management LLC, and Gary Goldberg Planning Services Inc. Kersting has worked with Ameriprise since 2021. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Scott Shear is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Wells Fargo Advisors since 2023 and was previously with Wells Fargo Clearing for seven years. Shear also owns and operates Shear Investment Group Inc., an investment-related business based in Parkland, FL. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a wide range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and tools, with planning engagements that are typically discrete and optional for clients to implement through various brokerage or advisory programs.

Natalie Vaughn is a financial advisor with Morgan Stanley in Naples, FL, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Morgan Stanley, her professional background includes roles in veterinary clinics and fitness-related businesses. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and delivers services through a broad range of investment and planning strategies.

Timothy Mclaughlin is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for nearly four decades before joining LPL Enterprise. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and charitable entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and non-securities products such as trust custody and insurance services.

Omar Alcazar is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Wanda Jansen is a financial advisor with Ameriprise in Naples, FL, holding a Series 63 designation and 37 years of industry experience. She has been with Ameriprise and its predecessor firms since 1988. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, emphasizing assets held in Ameriprise-managed accounts and using algorithmic automation overseen by a dedicated team.