Spencer Vandevusse is a financial advisor with Charles Schwab, holding a Series 66 credential and five years of industry experience. His prior work includes roles at AGIA, VALIC Financial Advisors, Huntington National Bank, and EDP Management. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and a formal alternative-investment onboarding process.

Stacie Middleton is a financial advisor at Cetera with Series 63 and Series 65 credentials and three years of industry experience. She has held roles at Cetera and Cetera Financial Specialists LLC since 2023. Outside of advising, Middleton serves as treasurer for several local organizations, including a parent association and a homeowners association, and manages a youth soccer team. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jason Vander Berg is a financial advisor with Edward Jones in Jenison, MI, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products, operating under a fiduciary standard.

Kurt Droppers is a financial advisor with Robert Baird & Co. in Kalamazoo, MI, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with Robert Baird & Co. since 1988. Outside of his advisory role, he serves on the investment committee of the Portage Public School board. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored investment strategies through a combination of in-house and third-party managers, providing services from financial planning to discretionary portfolio management.

Eric Emelander is a financial advisor with Raymond James & Associates in Holland, Michigan, holding a Series 66 designation and 11 years of industry experience. He has been with Raymond James since 2017 and previously worked at Robert W. Baird from 2015 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning and consulting services with a variety of portfolio management styles and affiliated research resources.

Reece Cole is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he worked at E.W. Scripps and Bay Pointe Inn, and he has a background that includes roles at the University of Oklahoma and Tom's Meat Market. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning with tax‑aware withdrawal strategies and uses proprietary research and algorithms to support its recommendations.

Brent Kehrwecker is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and previously worked for Grand River Bank for ten years. He is a commissioned notary in the state of Michigan. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Craig Sutherland is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at First Merchants Corporation, Arbor Financial Credit Union, and Bank of America. Outside of his advisory role, he is a co-founder and co-owner of F&S Ale LLC, a technology company serving property and casualty insurance carriers, and serves on the board of Junior Achievement of the Michigan Great Lakes. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Goetz Whittaker is a Financial Advisor at Merrill Lynch Wealth Management. He works with executives, business owners, directors, and professionals to turn complex financial decisions into clear, confident strategies. His focus areas include deferred compensation, stock options and restricted stock, employer benefit strategies, tax-mitigation financial strategies, estate and legacy planning, retirement planning, and exit planning. Michael specializes in supporting individuals during pivotal moments such as career transitions, liquidity events, succession planning, and the years leading up to retirement. He takes a holistic approach to designing customized financial strategies aligned with clients' values, goals, and long-term vision. He holds a Bachelor's Degree from Grand Valley State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Michael is an alumnus of Alpha Sigma Phi and is involved in his community as an assistant coach for the varsity lacrosse team at Coopersville High School. He lives in Cascade, Michigan with his wife and son.

Manuel Garcia is a financial advisor at Edward Jones in Grandville, MI, holding the Series 66 designation with four years of industry experience. He has been with Edward Jones since 2021 and previously worked for Suncoast Credit Union for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Christina Devries is a financial advisor with Primerica Advisors in Grand Rapids, MI, holding Series 63 and Series 65 licenses and with two years of industry experience. Her prior work includes roles at Primerica Financial Services, EDUStaff, and Shipt. Outside of her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options, operating primarily on a wrap-fee basis.

Matthew Spencer is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has prior experience with Bank of America, Huntington Bank, and various entrepreneurial ventures including automotive detailing and lawn care businesses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Fredrick Brown is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fifth Third Securities for 12 years before joining Wells Fargo in 2021. Outside of his advisory role, he manages a rental property business that includes renting out a property through Airbnb. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Noah Miller is a financial advisor at Raymond James Financial with five years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services, Inc. since 2019. Outside of his advisory role, he has assisted as an associate at Al Bruchnak Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Scott Pope is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, NA since 2005. He holds Series 63 and Series 66 designations. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Nolan Eccker is a Financial Advisor with Merrill Lynch Wealth Management based in Grand Rapids, Michigan. He was born and raised in Holland, Michigan, and holds a Bachelor's Degree from Michigan State University. Nolan is a fourth-generation financial advisor and a Personal Investment Advisor (PIA) by designation. Before joining Merrill, he spent several years at Northwestern Mutual serving wealth management clients. Nolan specializes in helping individuals and families organize and grow their retirement assets, including consolidating old 401(k)s and IRAs and creating customized wealth plans beyond employer retirement plans. His areas of focus include college education planning, employee benefits planning, legacy planning, liquidity management, personal retirement planning, retirement income strategies, tax minimization, and serving clients in sports and entertainment as well as women and wealth. Beyond his professional role, Nolan is involved in his local community as a basketball coach and mentor for West Ottawa Basketball and as a referee and coach for West Ottawa Little Panther's Basketball. In his free time, he enjoys basketball, boating, golfing, music, tennis, and spending time with his family.

Matthew Lehman is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 18 years of experience in the industry. He has been with LPL Financial since 2012. In addition to his advisory work, he is a co-member of Bridgepoint Tax Consultants, a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party subadvisors, and specialized investment strategies.

Charles Langeland Jr. is a financial advisor with Stifel in Grand Rapids, MI, holding a Series 66 designation and 13 years of industry experience. He has previously worked at Global Retirement Partners, LLC, LPL Financial, LLC, and Comerica Securities, Inc. since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Jacob Hufnagel is a financial advisor with Robert W. Baird & Co. in Grand Rapids, MI, holding a Series 66 designation and two years of industry experience. He has worked with Robert W. Baird since 2017, including his current tenure starting in 2021, and previously held roles at Lake Michigan Credit Union and Generational Wealth Management. Robert W. Baird & Co.’s Private Wealth Management team, including The DDK Group, serves individuals, corporate clients, pensions, and charitable organizations, offering financial planning, portfolio management, and custody services. The firm employs a range of investment strategies supported by internal research and ongoing manager monitoring.

James Smilde is a financial advisor with Ameriprise in Grand Rapids, MI, holding Series 63 and Series 65 licenses and 33 years of industry experience. His prior experience includes roles at Wells Fargo Advisors and Wells Fargo Clearing. He serves on the Board of Directors and is Chair of the Finance Committee at Forest Hills Presbyterian Church. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.