Michael Foltmer is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior work includes roles at Fidelity, Waddell & Reed, Northwestern Mutual, and Avantax. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, with tax-aware features and a range of customization options.

David Kettlewell is a financial advisor with Morgan Stanley in Plano, TX, holding Series 63 and Series 66 licenses and 18 years of industry experience. Prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2025, he worked at J.P. Morgan Securities for 10 years. Outside of his advisory roles, he was involved with the McKinney North Stars Hockey Association from 2015 to 2017. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Jennifer Parks is a financial advisor at J.P. Morgan Securities in Plano, TX, holding a Series 66 credential with 19 years of industry experience. Her prior experience includes roles at Neuberger Berman and Bank of America, as well as Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, offering non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence with quantitative and qualitative research and utilizes an ESG eligibility framework in its recommendations.

Bellann Hyten is a financial advisor with LPL Financial in Corinth, TX, holding a Series 66 credential and 12 years of industry experience. Prior to joining LPL Financial in 2020, she worked at Waddell & Reed and various insurance agencies. Outside of her advisory role, she is involved with the Greater Denton Arts Council and has a background in business ownership and community organizations. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by technology tools and a large network of over 22,000 advisors.

Lucas Lawson is a financial advisor with OSAIC in Lewisville, TX, holding Series 63 and Series 65 credentials and 24 years of industry experience. He previously worked for Signator Investors, Inc. for 13 years before joining OSAIC in 2018. Outside of his advisory role, Lawson is a founding partner of NFOCUS Financial Partners. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization.

James Chandler is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley, Merrill, Bank of America, Deutsche Bank Securities, and Banc of America Securities. Outside of his advisory role, he is a co-owner of Tejas2036, LLC, a real estate business he established with his wife. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a program focusing on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and an ESG eligibility framework.

Colby Neal-Tan is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. He joined Fidelity in 2017, progressing from Investment Consultant to Financial Consultant before his current role. Prior to Fidelity, he worked as a Servicing Advisor at Orange Capital Management, Inc. from 2015 to 2017. Colby's professional focus is on helping clients create and execute financial plans tailored to their individual needs and family goals. He holds a California Insurance License, which supports his ability to provide comprehensive financial advice and services.

Geri Dvorak is a financial advisor at Stifel with 21 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 12 years before joining Stifel in 2023. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and government entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling for asset allocation and financial planning.

Xavier Martinez is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and nine years of industry experience. He has been with Vanguard Advisers since 2020 and has been affiliated with related Vanguard entities since 2016. Prior to that, he worked at AMC Theatres from 2014 to 2016. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to personalize asset allocations, with portfolios primarily composed of Vanguard funds and ETFs.

Gabriela Ceballos is a financial advisor with J.P. Morgan Securities in Plano, TX, holding Series 63 and Series 66 licenses and six years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The program incorporates both quantitative and qualitative due diligence and offers access to a range of eligible strategies, including ESG considerations.

Christopher White is a financial advisor at Wells Fargo Clearing in Frisco, TX, holding a Series 66 designation with four years of industry experience. Before joining Wells Fargo Clearing in 2021, he worked at PRGX Global, Inc. for nine years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jonathan Joplin is a financial advisor at Wells Fargo Clearing with 10 years of industry experience and a Series 66 designation. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he owns and operates a web development business serving small businesses. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options, serving more than 14,000 advisors and managing approximately $671 billion in assets.

Patrick Rosborough is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 66 and Series 63 credentials. His prior roles include positions at JPMorgan Chase Bank, Northwestern Mutual, and The University of Texas at Dallas. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a blend of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily constructing portfolios from Vanguard funds and ETFs.

Jeffrey Skousen is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and 15 years of industry experience. His prior roles include positions at Charles Schwab, Edward Jones, USAA Investment Management Company, and USAA Financial Advisors. Outside of his advisory work, he is involved in managing a rental property. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and predominantly Vanguard funds and ETFs.

Joanna Knieberg is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 19 years of industry experience. Her career background includes roles at JP Morgan Chase Bank, J.P. Morgan Securities, Chase Investment Services Corp., Equitable Advisors, Valic Financial Advisors, and Wells Fargo Investments. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Jose San Roman is a financial advisor at UBS Financial Services with one year of industry experience. He holds the Series 66 designation and has worked in various roles including positions at Consolidated Asset Management Services LLC and involvement with La Calle Tacos and The Club at Carlton Woods. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets activities.

Jason Tarver serves as a Managing Director, Wealth Management Advisor, Portfolio Manager, and Managing Partner at Tarver & Campbell Wealth Partners within Merrill Lynch Wealth Management. He co-founded the practice in 1995 and leads a team that oversees over $6 billion in entrusted client assets as of May 2025. His role focuses on intentional wealth planning, portfolio construction, and asset allocation strategies to align with clients' long-term goals. With over 30 years of experience at Merrill Lynch, Mr. Tarver specializes in public and private equity markets, concentrated stock strategies, philanthropic consulting, estate planning, and tax-sensitive strategies. He also frequently shares his expertise as a guest speaker to enhance client relationships and wealth management practices. His professional achievements include consistent rankings among Barron's Top 1200 Financial Advisors from 2023 to 2025 and leading his team to recognition as one of Forbes 2023 Best-in-State Wealth Management Teams. Mr. Tarver earned his bachelor's degree from Texas A&M University and holds the Personal Investment Advisor (PIA) designation. He is actively involved with community organizations including Emily's Place, Preston Trail Community Church, and the Texas A&M Corps of Cadets Association. He resides in Frisco, Texas with his wife and twin daughters.

Joyce Miani is a financial advisor at RBC Capital Markets with 34 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley Smith Barney and Crowell, Weedon & Co. Outside of her advisory role, she is an owner and active participant in a rental property business. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension plans, corporations, and nonprofits. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Kendall Pfutzenreuter is a financial advisor at RBC Capital Markets with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Bank of America, N.A. from 2011 to 2020. RBC Wealth Management, a division of RBC Capital Markets, LLC, provides a range of advisory and brokerage services to individual and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers tailored investment strategies using a combination of in-house and third-party managers, with options for discretionary and non-discretionary management, tax management, and responsible investing.

Allison Rhodes is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds a Series 66 designation and previously worked at Goldman, Sachs & Co. for 16 years. Outside of her advisory role, she owns a business focused on interior design and life coaching and serves as a board member for a homeowners association in El Prado, New Mexico. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.