Robert Bickham is a financial advisor at UBS Financial Services with 41 years of industry experience. He has been with UBS since 2005 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and research resources.

Sophia Robinson is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2014 and previously worked at Bank of America, N.A. from 2023 to present. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alejandro Flores is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 credentials and 14 years of industry experience. Prior to joining Wells Fargo in 2017, he worked at BBVA Wealth Solutions Inc. and BBVA Securities Inc. Flores serves as mayor and is a member of several local committees in Los Fresnos, TX. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines extensive research with a range of brokerage and advisory solutions across a large scale of assets and advisors.

Lee Ward is a financial advisor with J.P. Morgan Securities based in Houston, TX. He holds Series 63 and Series 66 licenses and has 22 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research, incorporating ESG considerations, with a notable emphasis on derivatives and commodities capabilities.

Gregory Klenke is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at UBS Financial Services for 24 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2020. Outside of his advisory role, he is co-owner of Four Horsemen Ranch LLC, an agricultural business based in San Antonio, TX. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured tools and modeling techniques, offering advisory services without individual security recommendations in standalone planning.

Carringhton Powell is a financial advisor at Merrill with Series 63 and 65 licenses and three years of industry experience. He has worked at several major financial institutions, including Bank of America, JPMorgan Chase, Citigroup, and New York Life Insurance. Prior to his financial services career, he was involved with Titan Fitness dba Fitness Connection. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services and model-based investment strategies to Bank of America fiduciary clients, serving individual, high-net-worth, corporate, and nonprofit investors through discretionary and third-party managed portfolios.

Tony Knebel is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. He previously worked for The First State Bank for ten years before joining Wells Fargo Clearing in 2023. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings than typical for large institutional advisers.

Timothy White is a Wealth Management Advisor with Merrill Lynch Wealth Management and a leader of the TSPN Wealth Management Group based in Houston, Texas. He specializes in areas including employee benefits planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Tim holds a Bachelor of Science degree in Health from Texas A&M University and has earned the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services. Raised in an entrepreneurial household, he applies a unique perspective that balances financial stability with overall well-being in his advisory practice. Tim emphasizes tailored wealth plans built on clear and consistent communication to help clients reach their personal financial goals. Outside of his professional work, Tim is a member of the Community of Faith organization. He is a husband and father who enjoys exploring restaurant scenes, traveling, cooking for friends and family, watching sports including Houston and Aggie teams, and engaging in strategy-based games with lifelong friends.

James Frankowski is a CFP® professional with 27 years of experience in the financial services industry. He has been with Ameriprise since 2005, currently serving as an advisor in Houston, TX. Outside of his advisory role, he is involved in intellectual property development through Academic Concepts LLC and serves as president of the Bayou Lofts Association board of directors. Ameriprise is a large institutional firm that offers retirement-income planning services for clients approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm provides a broad range of advisory, brokerage, and insurance solutions, with a centralized team delivering algorithm-driven, customized retirement recommendations.

Molly Ward is a financial advisor with Equitable Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Equitable Advisors and its predecessor AXA Advisors since 1999. Ward serves on the board of Lone Oak Trust Company and is an investment committee member for the St. Luke's United Methodist Church Foundation. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm offers a range of investment programs through a network of representatives and third-party managers, focusing on personalized risk assessment and fiduciary services for qualified plans.

Navneet Pahal is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and possessing 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is co-owner of Corporate Compass Inc, a business providing travel-related services to partner and family-owned companies. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Harvey Newton is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and possessing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as Managing Director of MKL Bayern GmbH in Germany, dedicating part-time hours during non-operating periods. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment modeling techniques to support its advisory services.

Jana Carter is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2026, she worked at Equitable Advisors, LLC and has been involved in various roles outside finance, including work with the Harmony Education Foundation and managing a babysitting service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Jeffrey Kratz is a Series 66 credentialed advisor with Merrill in Houston, TX, where he has worked since 2009. He has 27 years of industry experience. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Ning Kang is a Senior Financial Advisor at Merrill Lynch Wealth Management, leading The Kang Group, a Houston-based team serving business owners, entrepreneurs, and families. His work focuses on clients whose wealth is tied to operating businesses, liquidity events, and long-term planning decisions. Kang's mission centers on protecting and growing the wealth of families to enable their thriving across multiple generations. With over 15 years of experience in Fortune 500 companies prior to joining Merrill Lynch, Kang brings a unique perspective to complex financial planning. His approach integrates multigenerational planning, tax-efficient strategies, succession planning, and legacy design. He holds an MBA from the University of Houston-Victoria and a bachelor's degree in Computer Engineering from Texas A&M University. Kang holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is active in the community, having served six years on the Asian Chamber of Commerce board and holding leadership roles with the Riverstone Homeowners Association and Sunrise Youth Soccer Club. Kang lives in Houston with his wife and their two children. His personal interests include golfing, reading, soccer, table tennis, traveling, and watching movies.

Claudia Torres is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and three years of industry experience. Her prior work includes roles at CFISD, Texas A&M University, and 7G's Trucking, Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Spencer Vowell is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at LPL Enterprise. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, spanning over a decade. Outside of his advisory work, he serves on the board of Friendswood Church of Christ, a nonprofit organization. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach, offering access to third-party asset managers and various financial planning and consulting services.

Michael Brunner is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes positions at Citigroup Global Markets and Morgan Stanley Smith Barney, where he has worked since 2009. Outside of his advisory work, he is also an author. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and advisory programs that incorporate market simulations and broad investment strategies.

Nico D'Argento is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. He has held positions at JPMorgan Chase Bank, Hodges Capital, and KIIAN Capital Partners, and previously worked at Baylor University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory approach combines quantitative and qualitative research and includes capabilities in derivatives and commodities.

Samuel White is a Series 66-licensed advisor at J.P. Morgan Securities with four years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021 and previously held roles at Robert W. Baird & Co. and IBM. He is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer certain bank products and services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening with qualitative research and incorporates an ESG eligibility framework.