Cynthia Maphet is a financial advisor at Morgan Stanley with 30 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Her credentials include Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Ryan Pledger is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He previously worked at Edward Jones for seven years before joining LPL Financial in 2022. Ryan serves as a board member of the non-profit Sienna MUD 6 in Houston, Texas. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs supported by model portfolios and research from LPL Research and third-party subadvisors.

Danielle Huang is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has worked for both Merrill and Bank of America, N.A. since 2014 and 2015, respectively. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Albert Bandoy is a financial advisor at Primerica Advisors with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Primerica Advisors since 2020, following roles at Primerica Financial Services and Kaiser Permanente. Outside of advising, Bandoy owns Bandoy Financial Inc. and is a partner in AJB Tax Services LLC, a tax preparation business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm uses third-party asset managers and offers a tiered wrap-fee structure for its services.

George Rockley is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has prior experience including service in the United States Navy and work at the United States Marshal Service. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services, utilizing model portfolios, research, and various investment strategies.

James Klodosky is a financial advisor with LPL Financial in Sugar Land, TX, holding the PFS™ designation and Series 63 and 65 licenses. He has 34 years of industry experience, including roles at Securities America Advisors and American Wealth Management LLC, which he has been involved with for over two decades. He also operates James R. Klodosky PC, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Diana Alexander is a financial advisor at RBC Capital Markets with 43 years of industry experience. She has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm provides various advisory programs with tailored investment strategies utilizing both in-house and third-party managers, along with integrated capital markets and lending services.

Jason Ingram is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Lowe’s, Ok Grocery, and Primerica Financial Services. Ingram also engages in sales of investment-related products and receives compensation for referrals related to home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm employs third-party asset managers and BNY Mellon Advisors for portfolio implementation, operating under a tiered wrap-fee structure.

Eugene Pokhozhay is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 63 and Series 66 designations. His career includes roles at JPMorgan Securities LLC, Northstar Wealth Management Inc, and Advisory Alpha, LLC. Outside of finance, he was involved with Fun Factory Party, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Taryn Teves is a financial advisor with RBC Capital Markets in Houston, TX, holding a Series 66 designation and three years of industry experience. Prior to joining RBC Capital Markets, Taryn worked at Wells Fargo Bank, N.A. for 15 years. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients, offering advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles. The firm integrates in-house and third-party investment managers and offers a range of investment options, including alternative investments and responsible investing screens.

Raimie Hodges is a financial advisor at Edward Jones in Katy, TX, holding Series 63 and Series 66 credentials with nine years of industry experience. Her prior roles include positions at Merrill Lynch Bank of America and J.P. Morgan Securities. Outside of her advisory work, she volunteers teaching basic budgeting and savings lessons to women in and recently released from prison and serves as a precinct chair for the Harris County GOP. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm operates a large national network of advisors and branch offices and offers services including tax-efficient investing and proxy voting under a fiduciary standard.

William Chou is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. He has worked at Fidelity Investments since 2025 and previously at New Marco Polo Inc. from 2014 to 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves in advisory roles to registered investment companies and fund-of-funds.

Matthew Cote is a financial advisor at Edward Jones in Houston, TX, holding a Series 66 designation and possessing two years of industry experience. Prior to joining Edward Jones, he worked at The Prudential Insurance Company of America and Pruco Securities LLC, and he has been involved with Velox Accounting and Financial Services since 2013, assisting with payroll, bookkeeping, research, and business consulting. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options, supported by a nationwide network of over 23,700 advisors and managing approximately $1.01 trillion in assets.

Jack Salisbury is a financial advisor with Charles Schwab in Houston, TX, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2018, following two years at Fidelity Brokerage Services, LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides integrated advisory, brokerage, custody, and cash-sweep services with a client relationship model that combines non-discretionary advisory guidance and access to discretionary separately managed accounts.

Kirbe Williamson is a Series 65 licensed financial advisor with 11 years of industry experience, currently affiliated with LPL Financial. Prior to joining LPL in 2026, Williamson worked at Pensionmark Financial Group, Pensionmark Securities, Lincoln Financial Advisors, and Invesco Distributors. Williamson is also involved in retirement plan consulting with AssuredPartners. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with discretionary and non-discretionary management, supported by research, model portfolios, and technology-driven solutions.

Jason Roberts is a financial advisor with Ameriprise in Cypress, TX, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Ameriprise and its related entities since 2005. Roberts serves on the board of directors for Last Chance Recovery Center. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Grant Hall is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services and Ameriprise Financial Services. He also maintains a role as a financial advisor with SilverOak Financial Group, involved in business development, marketing, and wealth management. OSAIC serves a broad range of retail and institutional clients through a large network of financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios across various asset classes.

Richard Ashcroft is a CFP®-certified financial advisor with Robert Baird & Co., based in Houston, TX, and has 42 years of industry experience. He has been with Robert Baird since 2013. Outside of his advisory role, he is a co-owner and manager of a family partnership, Ashcroft Management. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm employs a range of portfolio management strategies and emphasizes ongoing manager selection, internal research, and the use of technology in client advice.

Katharine Christian is a CFP® with 30 years of industry experience, currently serving at Robert W. Baird & Co. since 2018. Her prior roles include positions at Hornor, Townsend & Kent, Inc and Penn Mutual Life Insurance Company. She is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and utilizes a blend of manager-traded and model-traded strategies, supported by internal research and ongoing manager monitoring.

Oscar Ferrufino is a Financial Advisor with Merrill Lynch Wealth Management, bringing 13 years of industry experience to his role. He began his career at Bank of America as a teller and progressed to become a Financial Advisor at Merrill, where he has been for eight years. Oscar's approach involves taking the time to understand clients' priorities to help develop their short-, mid-, and long-term financial goals. His expertise includes college education planning, employee benefits planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, sports and entertainment, tax minimization, and retirement income. He serves as a resource for general investing, retirement planning, and saving for unexpected events, and can facilitate access to Bank of America specialists for banking, credit, home financing, and small business solutions. Oscar holds a Personal Investment Advisor (PIA) designation and earned his High School Diploma from Westbury High School. He is fluent in English and Spanish. Outside of his professional work, Oscar's personal interests include baseball, fishing, music, photography, and watching movies.