Omar Siddiqui is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 designations and seven years of industry experience. His prior roles include positions at JPMorgan Chase Bank and Deutsche Bank AG. He serves as a board member of the Houston Shifa Foundation, a nonprofit clinic providing affordable health care to underserved communities in Houston. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Daniel Crites is a CFP®-credentialed financial advisor with Morgan Stanley in San Antonio, TX, bringing 10 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Mark Gregory is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Primerica Advisors since 1982 and Primerica Financial Services since 1991. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with a range of model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, maintaining oversight of model selection and implementation.

Steven Hart is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. He has developed over 27 years of experience in the financial industry, focusing on creating and maintaining comprehensive financial plans tailored to the unique needs of his clients. Steven emphasizes the importance of communication and personal relationships in effectively assisting clients with their financial goals. His career at Fidelity Investments includes roles such as Senior Relationship Officer, Financial Planning Consultant, Investment Solutions Representative, and Brokerage Trading Representative. This extensive experience has contributed to his expertise in financial consulting and client relationship management. Steven holds an insurance license in Arkansas. Outside of his professional work, Steven enjoys activities such as going to the beach, biking, cooking and baking, socializing with friends, photography, and traveling.

Marcus Selva is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and 17 years of industry experience. Prior to joining LPL Financial, he worked at Snowden Lane Partners for seven years and at Bank of America and Merrill for six years each. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management options and access to research, model portfolios, and various institutional programs.

Ryan Mccleary is a CFA® charterholder with 17 years of industry experience. He currently works at Merrill and previously spent 12 years at CITI Private Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Henry Shackelford is a Series 66-licensed financial advisor with Morgan Stanley in San Antonio, TX, holding one year of industry experience. His prior roles include positions at Texas Capital Bank and Camino Real Advisors, LLC, as well as time spent in full-time education. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, emphasizing tailored financial planning supported by structured discovery conversations and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers its services through both direct and corporate financial planning agreements.

John Harmon Jr. is a financial advisor at Edward Jones with six years of industry experience. He has been with Edward Jones since 2019 and previously worked for 25 years at Southern Glazers of Illinois. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Jaime Gutierrez is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. In this role, he works with business owners and successful families to integrate investment strategies, financial planning, and risk management into coordinated wealth plans. Since joining Merrill Lynch in 2022, Gutierrez has focused on building meaningful relationships, delivering thoughtful guidance, and contributing to the firm's culture of leadership and service. He serves as Board Chair of the Merrill Lone Star Market Board of Directors (2023–2026), where he supports advisor development, internal culture, and community engagement across Texas. Gutierrez began his financial career at Citibank, advancing from Wealth Coach to Wealth Advisor by building trust and helping clients navigate their financial lives. Prior to entering financial services, he held leadership positions as Sales Manager at James & James Formalwear and CEO of Loop Social, LLC. Gutierrez holds licenses including Series 7, Series 66, Series 3, and General Lines Life and Health, and is a Personal Investment Advisor (PIA). He earned a High School Diploma from the University of Texas System. Active in the San Antonio community, Gutierrez has participated in the Alex Briseño Leadership Development Program (ABLDP) 2025, Leadership San Antonio (LSA50), and serves on the United Way of San Antonio and Bexar County Advisory Board. Through these programs, he has engaged with civic leaders, nonprofits, and business coalitions to support economic development, community outreach, and youth leadership. He is a member of the San Antonio Hispanic Chamber of Commerce and speaks English and Spanish.

Marlon Tenorio is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Fidelity Investments in various roles since 2015, with prior experience at Charles Schwab and Amazon. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including managing IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs, while also serving as a registered commodity pool operator and advisor to multiple registered investment companies.

Cynthia Collins is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been a team member since 1983. She specializes in wealth management strategies and retirement income planning, assisting clients in evaluating, designing, and implementing tactical and strategic investment portfolios. Cindy also supports clients in pursuing their philanthropic goals. Cindy holds a Bachelor's Degree in Liberal Arts from Trinity University in San Antonio. She has earned several professional designations, including the Certified Investment Management Analyst® (CIMA®) from the Investments & Wealth Institute™, Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), and is a designated Retirement Benefits Consultant within Bank of America/Merrill. Outside of her professional career, Cindy has been actively involved in the San Antonio community. She has served on various philanthropic and civic boards such as the Panhellenic Association of San Antonio, San Antonio Children's Museum (now the DoSeum), Friends of the Ronald McDonald House, Southwest Foundation Forum, and the Santa Rosa Children's Hospital Foundation. Additionally, she is a sustainer with the Junior League of San Antonio, a member of The Daughters of the American Revolution, and a past member of the San Antonio Symphony League. Cindy enjoys fishing, golfing, music, reading, tennis—as a lifetime member of the United States Tennis Association—and spending time with her family.

David Brantley is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 63 designation and 35 years of industry experience. His prior roles include positions at LPL Financial, Cambridge Investment Research Advisors, and Bryan Finley & Associates. Outside of advisory work, he has involvement in non-variable insurance related to investments. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through a centralized team. The firm’s investment approach incorporates proprietary research and third-party data, with specific enrollment criteria and a product ecosystem that includes affiliated sub-advised options.

Austin Pisseri is a financial advisor with Edward Jones in San Antonio, TX, holding a Series 66 designation and two years of industry experience. He previously worked at RTFC and IMSI among other firms. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory strategies, including managed solutions and separately managed accounts, supported by a large nationwide network of advisors and branch offices.

Stephen Collins is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has been associated with MML Investors Services LLC since 2000 and MassMutual since 1999. Outside of his advisory role, Collins serves on the board of trustees for the South Texas Leukemia and Lymphoma Society and chairs the National Advancement Committee for a cancer research nonprofit. He also participates as an investment advisory committee member for the City of San Antonio and is president of an LLC that owns his private airplane. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser under MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive planning through collaborative engagements, utilizing firm-approved analytical tools, with implementation options involving separate brokerage or insurance arrangements.

Grace Marshall is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Bank of America and Merrill since 2019. Her prior experience includes roles at mBank and Fidelity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors, utilizing strategic asset allocation and tax-aware approaches.

Spencer Crow is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines since 2016. Prior to this, he worked at Tmfs Advisors, LLC from 2013 to 2016. He holds the Series 66 designation and is based in San Antonio, TX. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online offerings.

Christopher Berry is a Series 66-licensed financial advisor with Edward Jones in San Antonio, TX, and has six years of industry experience. Prior to joining Edward Jones in 2019, he worked at Phyllis Browning Company and Realty Executives of San Antonio. Outside of his advisory role, he participates as an actor in local theatre productions, including roles in musicals and Shakespearean plays. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm operates nationwide with over 23,700 advisors and manages approximately $1.01 trillion in assets under management.

Karen Sims is a financial advisor with Merrill in San Antonio, TX, holding Series 63, 65, and 66 licenses and 24 years of industry experience. She has been associated with Merrill since 2009 and Bank of America since 2005. Outside of her advisory role, she has rental property interests managed by her spouse. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

James Gardner III is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Ameriprise in 2020. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations through a centralized consulting team.

David Earnst is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and six years of industry experience. His work history includes roles at Columbus Global, Arctic IT, Alithya, and PFS Investments Inc. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies supported by third-party managers and offers a range of portfolio models including those allocating to cryptocurrency exchange-traded funds.