Susana Torres is a financial advisor at Edward Jones with 24 years of industry experience. She holds the Series 63 and Series 65 designations and has worked previously at firms including Victory Capital Management, Fidelity Brokerage Services, Charles Schwab, and USAA Financial Advisors. Outside of her advisory role, she is involved in a secondhand sales business in San Antonio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Anne Hamon is a Series 66-licensed financial advisor with Wells Fargo Clearing in San Antonio, TX. She joined Wells Fargo in 2026 and has prior experience at WellMed Medical Management, Valero Energy Corporation, PwC, and the University of Notre Dame. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Terry Howard is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he serves on the Board of Directors for The Ranches at Buck Ridge Homeowners Association. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement-income recommendations, primarily for clients maintaining assets in Ameriprise-managed accounts.

Hector Nino is a Wealth Management Advisor with Merrill Lynch Wealth Management. He utilizes the wealth planning process to develop financial strategies focused on clients' goals and objectives. His approach includes implementing, reviewing, and communicating the effectiveness of these strategies and making adjustments as needed. Hector specializes in assisting families, individuals, and business owners in creating robust, long-term financial plans. Through a detailed discovery process, he helps clients articulate and prioritize their short and long-term goals, factor in risk tolerance, time horizons, and liquidity needs, and build strategies tailored to each objective. His services encompass education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, and tax minimization. He holds a Bachelor's Degree from the University of Texas at Austin and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Hector is a member of professional organizations such as the Financial Planning Association, HeartGift San Antonio, Rotary International, St. Peter St. Joseph's Children's Home, and The Texas Exes Alumni Association.

Lauren Mackrell is a financial advisor at Edward Jones with three years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2022. Her prior experience includes roles at Southwestern University and Clubs of Cordillera Ranch. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Mark Lopez is a CFP® professional with 27 years of industry experience. He is currently with Charles Schwab, where he has worked since 2020. Prior to that, he was employed at USAA Investment Management Company and USAA Financial Advisors Inc. Mark holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options using multi-asset model portfolios and maintains an integrated operational structure with centralized custody and order-routing.

Diann Montemayor is a Series 66-registered financial advisor at Merrill with three years of industry experience. She has been with Merrill since 2022 and previously worked at Antonian College Preparatory High School for six years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based, discretionary, and tax-aware investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm leverages its integration with Bank of America to offer access to a broad set of financial products and services.

Raul Riojas is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on assisting clients with personalized wealth management strategies to address a variety of financial goals, including funding education, retirement planning, and managing healthcare costs. Raul works closely with clients to develop and adjust portfolio strategies that align with their evolving financial priorities. With a Professional Investment Advisor (PIA) designation, Raul brings expertise in managing complex financial situations involving multiple competing demands, such as home buying and eldercare. He emphasizes a one-on-one approach to financial planning, offering ongoing advice tailored to each client's unique circumstances. Raul holds a high school diploma from William Taft and attended Baylor University without obtaining a degree.

Rogelio Torres Jr. is a financial advisor with Ameriprise, holding a Series 66 designation and five years of industry experience. He previously worked at Raymond James & Associates and JPMorgan Chase & Co. Outside of his advisory role, he is involved in managing an advisory business through a dual advisor program with RBFCU. Ameriprise provides retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendations delivered in partnership with its financial advisors. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Aracely Corpus is a financial advisor at LPL Financial in San Antonio, TX, holding Series 63 and Series 65 credentials with four years of industry experience. Prior to joining LPL Financial, she worked at Waddell & Reed, Inc., Albert Torres, and Northside ISD. She is also involved with Mica42 LLC, a non-investment related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with model portfolios and research support.

Thayer Rogers is a financial advisor at Fidelity with 30 years of industry experience. He holds the Series 63 and Series 65 designations and is based in San Antonio, TX. Rogers has been affiliated with various Fidelity entities since 2013. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and a charitable gift fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and is noted for its advisory role to multiple registered investment companies and use of algorithmic methods and AI in research.

Paul Renfro is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and four years of industry experience. His prior roles include positions at First Allied Securities, Lone Star Bullion, and CollegePlus/Lumerit. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management along with research and model portfolios.

Lara Tyree is a financial advisor at Morgan Stanley in San Antonio, TX, with 28 years of industry experience. She holds Series 63, 65, and 66 licenses. Her prior experience includes roles at Bank of America, Merrill, and JPMorgan Securities LLC. Outside of advising, she is a partner involved in a real estate business in San Antonio. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning that uses firm-approved tools and economic modeling techniques.

William Freeman is a financial advisor at Equitable Advisors with one year of industry experience. He holds Series 63 and Series 65 licenses and previously worked at American Century Investment Services. Outside of finance, he has held various roles including positions at Chick-Fil-A and Uber Eats. Equitable Advisors serves a diverse range of clients including individuals, high-net-worth, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating through multiple program sponsors and endorsing various advisory platforms.

Michelle Lawson is a financial advisor at Raymond James & Associates with 22 years of industry experience. She previously worked at Modern Capital Advisors, LLC and Liberty Partners Financial Services, LLC. Lawson holds the Series 66 designation and is based in San Antonio, TX. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both non-discretionary and discretionary advisory relationships.

Jessica Edmonds is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. She has worked at Ameriprise since 2018 and previously at Investment Professionals Inc. Edmonds is also the owner of J Edmonds Marketing LLC, a small business unrelated to investment advising. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through personalized recommendation reports and ongoing advice.

Marshall Frazier is a financial advisor at Equitable Advisors with Series 66 credentials and over a decade of industry experience. He previously worked at Sanger & Altgelt, LLC for 11 years and Harvest Future Financial/Justin Hanna for two years before joining Equitable Advisors in 2025. Based in San Antonio, TX, he has been active in the financial services field since 2012. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

James Boynton is a financial advisor at Ameriprise with 45 years of industry experience. He has previously worked at RBC Capital Markets Corporation and Ameriprise Financial Services Inc. Boynton serves on the board of directors for SA Life Academy and is involved with ATCOTX, LLC, an oil and gas royalty business. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Rollins Rubsamen is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morganstanleysmithbarney since 2010. Based in San Antonio, TX, Rubsamen works within one of the largest wealth management firms in the industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning services, and manages approximately $2.74 trillion in client assets.

Antonio Duran is a financial advisor at Merrill with four years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A., spanning a total of 13 years in financial services before joining Merrill. He also worked outside finance at Chick-fil-A for four years. Merrill provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.