Christopher Milinazzo is a CFP® professional with 12 years of industry experience, currently affiliated with Commonwealth Financial Network in Denver, CO. He has worked with Commonwealth since 2019 and has prior experience at HD Vest Insurance Agency and related entities. Outside of his advisory role, he is a co-owner of private investment entities MIL OPS, LLC and MilWealth, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, and custody and clearing services.

Andrew Moel is a financial advisor at Cresset Asset Management, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at Cresset since 2023, with prior experience at Monograph Wealth Advisors, Peer Street Inc, and Canterbury Consulting Inc. In addition to his advisory role, Mr. Moel serves as a trustee for two non-investment-related trusts, performing administrative and fiduciary duties. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in client assets for a diverse clientele, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, supported by a structured due-diligence program and multiple related entities.

Seth Guenther is a financial advisor at Beacon Pointe Advisors, LLC in Denver, CO, holding the ChFC® and Series 63 designations with 20 years of industry experience. He previously worked at OppenheimerFunds from 2011 to 2019 before joining Beacon Pointe Advisors. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients, employing a manager-driven approach with proprietary due-diligence processes and sponsoring multiple private funds and registered interval funds.

Guy Tomasky is a financial advisor with TIAA-CREF in Denver, CO, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. He has been with TIAA and TIAA-CREF since 2012. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm offers both point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Adam Werther is a financial advisor with TIAA-CREF in Glendale, Colorado, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. He has been with TIAA and TIAA-CREF since 2011. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management, using both model and customized portfolios, and acts as adviser to a donor-advised fund sponsored by Charityvest.

Kathleen Phillips is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. Her prior roles include positions at Five Peaks Capital Group LLC and AT&T, as well as teaching at Golden High School and the University of Colorado - Denver. Outside of her advisory work, she coaches volleyball at Dakota Ridge High School and The Edge Volleyball Club and serves on the board of the Rocky Mountain Alliance Children’s Foundation. Eagle Strategies serves a diverse range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm provides multiple program types tailored to client objectives, with the majority of its regulatory assets managed on a non-discretionary basis.

Matthew Baity is a CFP®-certified financial advisor with 12 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has previous experience at PNC Investments, TIAA-CREF, Strategic Advisers, Inc., and Fidelity Brokerage Services LLC. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that blends passive and active managers, supported by an internal Investment Committee.

Laura Littman is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Her career includes roles at Wells Fargo Advisors, Wells Fargo Clearing, and New York Life entities since 2025. Outside of her advisory work, Littman is involved with Westminster Presbyterian Church, where she preaches and leads worship services several times a year. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a network of affiliated representatives. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its assets on a non-discretionary basis, working with both individual and institutional clients.

Kevin Vaughan is a financial advisor at Transamerica Retirement Advisors, LLC with six years of industry experience. He holds a Series 66 designation and has worked at Transamerica Life Insurance Company and Transamerica Investors Securities Corporation since 2021. His prior experience includes roles at Equitable Advisors, AXA Advisors, Trader Joe’s, and the University of Colorado. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed and non-discretionary advice supported by Morningstar Investment Management’s proprietary technology and model portfolios. The firm operates at scale with a large client base and focuses on asset allocation, contribution rates, and retirement age guidance.

John Arredondo is a financial advisor with TIAA-CREF in Glendale, Colorado, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with TIAA and TIAA-CREF since 2010. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm differentiates its planning services from ongoing management and acts as adviser to a donor-advised fund while operating within a vertically integrated group that includes affiliated funds.

Luke Jackson is a CFP® and holds a Series 65 license, currently with Beacon Pointe Advisors, LLC in Denver, CO. He began his career at Beacon Pointe in 2023 and has a background in full-time education from 2014 to 2024. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, and retirement-plan services to individuals, corporations, and institutional clients. The firm employs both active and passive investment strategies across multiple asset classes, combining proprietary asset-allocation modeling with third-party independent managers.

Kevin Hanian is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and 15 years of industry experience. He has been with Key Investment Services since 2013. Outside of his advisory role, he is involved in managing rental properties. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, model portfolios, and managed accounts. The firm emphasizes client direction in investment strategy selection and provides ongoing monitoring, with connections to third-party discretionary managers and integrated services through its affiliation with the KeyCorp group.

Andrew Glaspey is a financial advisor with Eagle Strategies (NY Life) in Lakewood, CO, holding a Series 66 designation and six years of industry experience. He has worked with Eagle Strategies since 2022 and has additional experience at Nylife Securities LLC and High Point Financial Group. Outside of his advisory role, Glaspey serves as an elder at Platte Canyon Community Church in Bailey, CO. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis.

Lawrence Nimbach is a CFA® charterholder with 26 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in Denver, CO. He has worked with Momentum Capital Group LLC and New York Life-affiliated entities since 2017, focusing on selling New York Life products and brokering non-registered insurance products. Nimbach operates Momentum Capital Group LLC as a DBA for these activities. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a significant portion of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Parker Duke is a financial advisor at Independent Financial Partners with a Series 66 designation and one year of industry experience. His work history includes roles at IFP Securities, Moneta, Wilde Wealth Management, and several positions at Brigham Young University - Idaho. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm offers a decentralized advisory model, allowing advisors to set their own investment strategies while supporting clients with centralized asset management options and specialized retirement-plan advisory services.

Sandra Perkin is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Charles Schwab since 1996 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s standard asset allocation models and research tools, delivering advice without discretionary trading authority.

William Baird is a CFP® with seven years of industry experience, currently serving as a financial advisor at The Huntington Investment Company in Denver, CO. His prior roles include positions at Ameriprise Financial Services, Charles Schwab Bank, and Charles Schwab & Co. Inc. before joining Huntington. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, charitable organizations, corporations, and other entities. The firm employs an open-architecture model combining third-party sub-managers and proprietary Private Bank portfolios, offering multiple wrap-fee programs through the Envestnet MAS platform.

Robert Single is a financial advisor with Integrated Wealth Concepts LLC in Denver, CO, holding a Series 66 designation and nine years of industry experience. He has previously worked at Edward Jones and concurrently operates at PRISM Financial Strategies, LLC. Outside of his advisory roles, Mr. Single has experience as a petroleum geologist involved in royalty and working interests. Integrated Wealth Concepts LLC serves individual and high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed income, with a long-term investment approach complemented by shorter-term rebalancing trades.

Liliana Zwart is a financial advisor at TIAA-CREF with four years of industry experience. She holds a Series 66 credential and has worked at TIAA-CREF since 2021, with prior roles at Wells Fargo Clearing and Wells Fargo Bank. Outside of her advisory role, she volunteers on the finance committee of the Montessori Academy of Colorado, a nonprofit educational institution. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm provides customized portfolio management alongside model portfolio options and serves as adviser to donor-advised funds within a vertically integrated structure.

Christopher Grimes is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding the CFP® designation and Series 63 license, and bringing 20 years of industry experience. He has worked with Eagle Strategies since 2013 and previously spent nine years at Five Peaks Capital Group LLC. Outside of his advisory work, he is involved in insurance brokering with various carriers. Eagle Strategies serves a diverse client base including individual investors, institutional plans, and corporate clients, offering financial planning, investment management, and retirement-plan advisory services primarily through a large network of affiliated advisors. The firm emphasizes customized solutions across multiple program types and manages the majority of its assets on a non-discretionary basis.