Eric Schranck is a CFP® professional with 33 years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. His prior experience includes roles at Integrity Funds Distributor, LLC and Oppenheimerfunds Distributor, Inc. He is also a board member and treasurer for Urban Servant Corp in Denver, CO. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branches.

Kahle Greenfield is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding a Series 66 designation and 25 years of industry experience. His work history includes roles at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2017, with prior experience at Columbia Management Investment Advisers, LLC. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by centralized custody and an integrated operational structure.

Matthew Kocsi is a CFP® professional with 25 years of industry experience. He has been with J.P. Morgan Securities since 2014. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Richard Argotsinger is a CFP® professional with 40 years of industry experience. He is currently with OSAIC and previously worked at Woodbury Financial for 16 years. Outside of his advisory role, he serves as treasurer for the Lions Club of Highlands Ranch and is the congregational financial officer for the Denver Community of Christ. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services with portfolios constructed using firm-provided asset-allocation tools and access to third-party money managers.

Jacob Rather is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 2007. Outside of his advisory role, he owns and manages investment properties. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Christopher Rivera is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and four years of industry experience. He has been with Charles Schwab & Co., Inc. since 2020 and previously worked at Target and The Window Man. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Jayson Symons is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services LLC and Northwestern Mutual. Prior to his finance career, he worked at Royal Gorge Rafting & Zip Line Tours and attended Colorado State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Richard Riedy is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has worked previously at Rei and First Federal Savings and Loan. Charles Schwab & Co., Inc. serves a very large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment options.

Carolyn Jordan is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and having 12 years of industry experience. Her work history includes roles at Schwab Private Client Investment Advisory, Inc. from 2018 to 2020 and Charles Schwab Bank from 2012 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by extensive due diligence and centralized operational infrastructure.

Kristin Richards is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2022. Outside of her advisory role, she owns and operates Kristin E Richards LLC, a functional nutrition counseling business focused on digestive healing and weight loss. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Cassandra Webster is a Series 65 licensed financial advisor with 11 years of industry experience. She has been with Charles Schwab and its affiliates since 2018, following five years at Windhaven Investment Management. Webster is based in Lone Tree, Colorado. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, delivering investment guidance through multi-asset model portfolios and a structured alternative investments program.

Melissa Buljung is a financial advisor at Charles Schwab with 13 years of industry experience. She holds the Series 63 and Series 65 credentials. Her prior work includes roles at USAA Investment Management Company and USAA Financial Advisors Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by centralized custody and supervised operations.

Peter Hansen is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity and its affiliate entities since 2011. Outside of his advisory role, Hansen is a member-manager of TW III LLC, an LLC involved in purchasing and managing long-term rental properties. He is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to both retail and institutional clients. The firm utilizes a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and provides services including discretionary portfolio management, fund advisory, and consulting.

Elizabeth Johnson is a financial advisor at Charles Schwab with 27 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Charles Schwab since 1999. Johnson serves on the University of Colorado Denver Business School Board of Advisors. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach.

Benjamin Mossman is a financial advisor with LPL Financial, holding Series 63, Series 65, and Series 66 licenses and bringing 13 years of industry experience. His prior roles include positions at Waddell & Reed, Business to Business Leads Group, and various insurance carriers. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and a large network of over 22,800 advisors managing more than $819 billion in discretionary assets.

Cassen La Bounty is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at TIAA and TIAA-CREF for 24 years before joining Schwab. Charles Schwab & Co., Inc. serves primarily high‑ and ultra‑high‑net‑worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by dedicated research and due diligence.

Hilton Ianniciello is a financial advisor with Charles Schwab, holding a Series 66 designation and 13 years of industry experience. His work history includes roles at Charles Schwab Bank and Charles Schwab since 2018, as well as prior experience with National Securities Corporation and Gilman Ciocia, Inc. since 2010. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to affiliated discretionary SMAs, utilizing multi-asset model portfolios and a formal alternative-investment process.

Christopher Jordan is a financial advisor with Charles Schwab & Co. Inc. in Lone Tree, Colorado. He holds Series 63 and Series 66 licenses and has 19 years of industry experience, including 20 years with Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios, with a distinctive operational structure that combines centralized custody and supervisory arrangements with access to alternative investments.

Michael Leupold is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. His career includes roles at USAA Financial Advisors and USAA Investment Management Company prior to joining Charles Schwab in 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Scott Batley is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Bank of America, Merrill, Empower Financial Services, Robinhood Financial, and T. Rowe Price. His background also includes service in the Colorado National Guard and Defense Finance and Accounting Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by extensive due diligence and centralized operational infrastructure.