Elly Wong is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process supported by firm-approved tools.

Alexander Sierra is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Cetera since 2019. He previously worked at Foresters Advisory Services and Foresters Financial Services. Sierra is president of the Financial Planning Association of San Gabriel Valley, where he oversees board activities and monthly luncheons. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, and access to third-party managers across various program structures and custodial relationships.

Zeina Maalouf is a financial advisor at Cetera with six years of industry experience. She holds a Series 65 credential and has previously worked at Avantax Insurance Agency LLC and Avantax Advisory Services. In addition to her advisory role, Maalouf operates a CPA practice providing tax preparation and accounting services to individuals and small businesses and is active as a residential real estate agent. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by a large nationwide network of over 10,000 advisors.

Mark Ramos is a financial advisor with Mass Mutual Investors Services and holds the Series 63 and Series 65 licenses. He has 28 years of industry experience, including prior roles at Eagle Strategies (NY Life) and New York Life Insurance Company. Ramos also operated his own consulting service, Ramos Consulting Services, for one year. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Amit Patel is a financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. He holds a Series 63 designation. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm provides written Recommendation Reports using a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools to assist clients in managing income and withdrawals.

Johnny Wong is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2012. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting, delivered through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Kenneth Quon is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2019, he worked at Zagg InvisibleShield and had roles at Howroyd Wright Employment Agency Inc Apple One. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Mark Mannarelli is a CFP® professional with 27 years of industry experience, currently working at LPL Financial since 2018. Prior to joining LPL, he spent five years at Cetera Advisor Networks LLC. He also operates a tax preparation and accounting service under Mannarelli Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, institutions, and charitable organizations. The firm offers diversified financial planning and advisory services through a national network of investment adviser representatives, providing both discretionary and non-discretionary management with access to model portfolios, research, and various investment strategies.

Max Levy is a financial advisor at Thrivent Investment Management with two years of industry experience. He has previously worked with NYLIFE Securities LLC and New York Life Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across various financial topics without discretionary trading authority. The firm combines planning with managed-account options under a consolidated billing structure while maintaining separation between the two services.

Joselyn Nordstrom is a financial advisor with Raymond James & Associates in Pasadena, CA, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. She has worked with Raymond James & Associates since 2017 and was previously with Triad Advisors, Inc. from 2015 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Andrew Hur is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2017. With over a decade of experience in financial services beginning in 2011, Andrew works with individuals, business owners, and non-profit organizations to support wealth accumulation and preservation. His expertise includes banking and lending services through Bank of America, as well as specialized focus areas such as college education planning, family wealth management strategies, small business strategies, retirement income, and portfolio management. Andrew employs a goals-based financial planning approach to address all facets of his clients' financial lives, leveraging the firm’s extensive resources. He emphasizes full transparency and strong communication to foster long-lasting relationships and sees his practice as extending beyond traditional wealth management. Andrew holds a Bachelor of Arts degree in Communication Studies from California State University of Northridge. He is a CERTIFIED FINANCIAL PLANNER® professional and has earned the Chartered Retirement Planning Counselor™, Certified Exit Planning Advisor (CEPA®), and Personal Investment Advisor (PIA) designations. He is fluent in Korean. In addition to his professional work, Andrew is involved in community service aligned with Merrill Lynch’s tradition and participates in organizations such as the PV Rotary. Outside of work, he enjoys playing golf, watching sports, and spending time with his wife, Michelle, and their children, Mila and Micah.

Steven Winchell is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and over 20 years of industry experience, primarily with Morgan Stanley and its affiliates. His prior roles include positions at MassMutual Investors Services and MassMutual Life Insurance Company. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through its structured planning process and diverse investment offerings.

Spencer Williams is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients identify their priorities and develop strategies to achieve their financial objectives. Spencer's approach centers on uncovering what matters most to clients and their families to inform tailored financial planning. He holds several professional designations, including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Spencer earned his Bachelor's Degree from Harvard University.

Diane Doolin is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has been with Morgan Stanley and its affiliates since 2009, including Morgan Stanley Private Bank since 2015. Outside of her advisory role, she is a co-founder of the Institute for Preparing Heirs, where she assists in developing tools to facilitate wealth transfer conversations and occasionally speaks to professional advisors. She also serves on the board and finance committee of the Adventist Health Glendale Foundation. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and approved tools to model outcomes, acting primarily in an advisory capacity.

Melinda Beard is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She provides personalized guidance and strategies to help clients work toward reaching their financial goals with confidence. Prior to her current position, Melinda has held various roles at Fidelity Investments, including Investment Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative in 2022. She also worked as a Relationship Manager at JP Morgan & Chase Bank from 2021 to 2022. Melinda holds a California Insurance License, supporting her expertise in financial and insurance services. Outside of her professional career, she enjoys spending time at the beach, exploring culinary experiences as a foodie, caring for her pets, practicing Pilates, and reading.

Robert Carrington III is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His prior roles include positions at Wells Fargo Clearing Services and Bank of the West. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Fernando Camacho is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial plans tailored to the unique ambitions and priorities of his clients. Fernando engages with clients to understand their family goals and creates strategies that address aspects such as funding children's education, retirement planning including potential health care costs, and long-term family objectives. Fernando holds a Bachelor's Degree from the University of California System and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He communicates in both English and Spanish, facilitating effective relationship-building and guidance through the wealth management process. Fernando emphasizes a dynamic and transparent approach to financial planning, aiming to simplify the complexities of investing. He seeks to establish partnerships that reflect clients' values and provide confidence through every stage of life.

Anterias Nerses Hindoyan is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and BLOM Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Armen Terhakopian is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and with eight years of industry experience. His prior work includes roles at Ararat Terhacopian and California Credit Union. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Beatriz Ponton is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been with Wells Fargo entities since 2012, with a brief tenure at Ameriprise Financial Services, Inc. from 2019 to 2020. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and external sources.